As we celebrate our 30th year, it’s a good time to pause and look at the work we’ve done and the positive impact made for individuals, families, and our communities. Since our founding in 1986, we’ve helped:
  • 13,100+ households through financial education workshops
  • 3,600+ people purchase homes
  • 2,000+ people make home improvements
  • 600+ people refinance their mortgages
And there is still so much more to come.

This year, we launched several new initiatives that support historically underserved populations and further our mission to help families improve their financial security and strengthen local communities. Our New Americans Lending Program offers those without a social security number a fixed-rate, affordable mortgage option to help break down the traditional barriers to accessing financing to buy a home. We’re also excited to launch our newest Homewise Homes community at Oshara Village in Santa Fe. We’re building 40 new energy efficient homes to help further support the availability of affordable, quality homes in Santa Fe. With flexible live/work space and a modern, clean design, we’re introducing something truly unique into the Santa Fe new home marketplace.

A major focus in the coming year will be to help support the revitalization of Albuquerque’s historic but vulnerable neighborhoods. Albuquerque is blessed with older neighborhoods that have rich histories and strong identities. Unfortunately, many of these neighborhoods have experienced disinvestment which threatens to displace existing residents, makes it difficult for families to find a home, and causes instability in the community. By developing and supporting homeowners through financial education, and affordable lending, we can help stabilize home values and revitalize these core neighborhoods that are at a critical turning point between destabilization and vibrancy.

We invite you to read more about the work we are doing this year and into the future, as we celebrate 30 years of helping to create successful homeowners and building stronger communities.

The mission of Homewise


Homewise was founded as Neighborhood Housing Services of Santa Fe in 1986. At that time the organization focused on home improvement/rehabilitation services, with two employees working on projects primarily in one Santa Fe neighborhood. In the 1990s, Homewise grew into a full-service agency helping Santa Fe’s low and moderate income residents buy homes. Since then Homewise has grown to a 62-employee organization offering a range of homeownership services throughout northern New Mexico.


At Homewise we have developed and aim to operate under nine guiding principles. These principles were developed collaboratively with the involvement of the entire Homewise staff. At least one of these principles is discussed at our monthly all-staff meeting. From the way we treat our clients, to business partners, to investors, to each other, they are the code we try to live by. We call these principles the Homewise Way, and if you walk through our offices, you will see them proudly displayed on every employee’s desk.



Homewise was founded as Neighborhood Housing Services of Santa Fe in 1986. At that time the organization focused on home improvement/rehabilitation services, with two employees working on projects primarily in one Santa Fe neighborhood. In the 1990s, Homewise grew into a full-service agency helping Santa Fe’s low and moderate income residents buy homes. Since then Homewise has grown to a 62-employee organization offering a range of homeownership services throughout northern New Mexico.


(l to r): Mark Vanderlinden, Chief Lending Officer; Lisa Wilson, Chief Financial Officer; Agiola Bejko, Manager of Coaching, Education & Outreach; Mike Loftin, Chief Executive Officer; Augusta Candelaria, Qualifying Broker; Laura Altomare, Director of Communications & Resource Development; Brian Anderson, Director of Real Estate Development; Elena Gonzales, Albuquerque Market Manager










Teresa Leger de Fernandez, Board Chair

Teresa Leger de Fernandez, Board Chair, has served as General Counsel to several Native American Tribes and their business enterprises for over 23 years. Her work ranges from financing to protecting sacred sites to negotiating renewable energy development; including the development of the legal, legislative, business, economic and physical infrastructure for sovereigns and businesses. She has received Presidential appointments from both President Obama and President Clinton. She started her academic career in the first Headstart class in New Mexico, went on to graduate from Yale and receive her J.D., with distinction, from Stanford Law School. She is the founder of Leger Law and Strategy, LLC. LL&S is a dynamic law firm focusing on projects that beneficially impact our communities.

Andrew Spingler, Board Vice Chair

Andrew Spingler is the founder and Member of The Focal Point LLC, which has offices in Oakland, New York, Dallas and Santa Fe. The Focal Point is this country’s premier trial strategy and graphics consulting firm. Since 1989, Mr. Spingler has specialized in working with trial lawyers in complex cases in order to find ways to make those cases easier to understand and, as a result, more persuasive to juries. Prior to the company’s founding, Mr. Spingler worked in the public accounting and consulting field, where one of his responsibilities was helping partners at the international firm of KPMG prepare their testimony as expert witnesses in a variety of civil litigation matters. He has spoken and published on the subject of visual communication in the courtroom for the ABA, Continuing Education of the Bar (CEB), the California Judges Association, and numerous law firms. He is a CPA and holds a BA in Business Economics from the University of California at Santa Barbara.

David Hofmann, Treasurer

David Hofmann was born in New Jersey in 1938 and grew up in the New York and Washington, D.C. areas. He has been a painter all of his life. He attended the United States Naval Academy, where he was one of six battalion commanders. He graduated in 1960 with a Bachelor of Science in engineering and was commissioned as an officer in the U.S. Marine Corps. While at the Academy, he was a cartoonist and humor editor at The Log, the magazine of the brigade. He served the Marine Corps in the Far East and commanded an artillery battery on the Cuban blockade of 1962. He married in 1965 and, with his former wife, raised two daughters on a farm in Princeton, N.J. In 1967, he left the Marine Corps to work in the consumer packaging industry where he eventually served as President and CEO of several public and private companies. He has also served on the board of directors of both public and private companies. Having set a goal in the 1960’s to someday study the Great Books at St. John’s College, in 1999 he relocated to Santa Fe, New Mexico to paint and attend St. John’s. In 2006, he received a Master of Liberal Arts from St. John’s focused on the literature of western civilization and philosophy. He was drawn to paint in the West when spending time with Peter Hurd at his ranch in San Patricio, New Mexico. Hurd is an acclaimed painter of the Southwest. Hofmann now paints in his Santa Fe studio, the Caribbean and various locations in the eastern U.S.

Erika Campos, Secretary

Erika Campos has worked in healthcare for close to 20 years. She runs Strategic Planning and Business Development for CHRISTUS St. Vincent, Northern New Mexico’s largest private employer and health system with two hospital and medical group that employs over 100 providers. She recently graduated from the  CHRISTUS Health Leadership & Ethics Academy. She has served in various management roles for companies in New Mexico (Presbyterian and Lovelace), Arizona, Texas, California, Oklahoma and Maryland in Marketing Communications, Research & Planning. To help finance her BSBA from the University of Richmond in Richmond, VA, Erika served as an officer in the US Army Reserves. While on the east coast, she also interned with the United States Senate Budget Committee and was a disc jockey for a radio station. Locally, she has served on the Board of Women’s Health Services, the Santa Fe County Health Planning and Policy Commission, and as a Quality New Mexico Examiner. In addition to Homewise, she is currently on the Board of the Interfaith Community Shelter.  A New Mexico native, her husband and two kids have made Santa Fe their home since 2003.

David Delgado, Member at Large

Dave was born and raised in Santa Fe.  He graduated from St. Michael’s High School and went on to attend Stanford University. Dave graduated from Stanford where he majored in Civil Engineering and minored in Economics. He continued his education in Economics at the University of San Francisco. Dave, his wife Lori and their sons Anthony and Alex reside in Santa Fe. Dave is currently the President of SVHsupport. SVHsupport is a locally managed nonprofit organization that partners with CHRISTUS Health to provide ongoing financial and strategic support to CHRISTUS St. Vincent Regional Medical Center. Prior to SVHsupport, Dave was the President of the Legal Claims and Consulting Division of SourceCorp, a public company, headquartered in Dallas, Texas, with expertise in Business Process Outsourcing. Dave also founded, Zia Information Analysis Group, in San Francisco, California.  Zia was a professional services firm providing economic expert witness testimony and litigation support services to law firms, in house counsel and regulatory agencies. Lastly, before founding Zia, Dave was a Partner with Peterson Consulting an international litigation consulting firm in San Francisco.  During this period, Dave testified in Federal and State Court as an expert economic witness on government contract disputes, regulatory utility disputes and general commercial damage matters.

Frank Mathew, Member at Large

Frank Mathew serves as a District Court Judge in the First Judicial District Court in Santa Fe, NM. He has over 30 years of tenure in the legal professional, both as an Attorney and Judge. Frank was admitted to the Bar in 1979 after completing law school at the University of Notre Dame. While in private practice, his areas of specialty included banking law, trusts & estates, commercial transactions and litigation, and real property. He is a member of the First Judicial District Bar Association, The State Bar of New Mexico, and the American Bar Association. In addition to serving on the Homewise, Inc. Board of Directors, he is also a member of the St. Francis Cathedral Finance Council.

Anne Messbarger-Eguia, Member at Large

Anne is the Founder and Owner of Anne Messbarger-Eguia Strategy Consulting, an independent consulting firm offering strategic planning support for small and mid-sized organizations. Prior to founding her consulting firm, Anne spent 22 years with CHRISTUS Health, most recently as the Senior Systems Director of Strategy, Research, and Innovation. Anne holds a BA in Spanish/English from the University of Illinois and an MA in Hispanic Literature from the University of Texas. She also holds a Master of Public Affairs from the LBJ School of Public Affairs at the University of Texas. Anne currently serves on the Board of Directors for the Ettling Center for Civic Leadership and is a past Board Member for Visitation House Ministries and CHRISTUS Muguerza Health System.

Dee Walsh, Member at Large

Dee Walsh is the Executive Vice President for Network and Corporate Affairs for the Housing Partnership Network (HPN) where she directs HPN’s domestic and international peer exchange and manages HPN’s policy office, innovations team and corporate governance. In the 22 years prior to HPN, Dee was the Executive Director of REACH Community Development corporation. She was also an adjunct professor and served on the advisory board at Portland State University’s Center for Real Estate. Dee has co-authored three articles on community development with colleague Robert O. Zdenek. She holds a Masters degree in Urban Planning from the University of Washington and a certificate from Harvard University for the Achieving Excellence in Community Development program.

Martha Acosta, Member at Large

Martha Acosta is an accomplished training veteran who specializes in participant-centered and blended learning. In 1998, Martha began her corporate training career in Silicon Valley by applying innovative learning solutions to the exploding technology industry. Martha has facilitated a broad range of management subjects including Leadership Development, Emotional Intelligence, Negotiation, Sales and Client Management, Innovation and Creativity, Industrial Safety, and Organizational Learning and Development.

Martha earned her MBA from Southern Methodist University in Dallas, Texas and her BA from St. John’s College in Annapolis, Maryland. She also received a professional credential in Training Systems Development from San Francisco State University. Martha does research on emotional intelligence and cognitive complexity as a doctoral candidate in Human and Organizational Learning at George Washington University in Washington D.C.


18 – 24 years

25 – 34 years

35 – 44 years

45 – 64 years

65+ years


Single Adult

Single Parent

Married with Children

Married without


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Local Business



Non Profit




Number of people who are better able to manage their money as a result of participating in financial literacy and homebuyer education workshops

Number of new homeowners, all of whom have substantially increased their financial wellbeing

Number of homeowners who were able to save money by refinancing their mortgage or who wisely invested in their home through a home improvement

Number of Homewise Homes that were built with an emphasis on quality, value and energy efficiency

2016 HIGHLIGHTS Feature

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ABQ Business First feature

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ABQ Business First feature

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Homewise 30th Anniversary

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CNBC feature

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New Americans Lending Program Launch

Read more

Santa Fe New Mexican feature

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Grand Opening of Homewise Homes at Oshara Village

Read more



You can directly impact the financial wellbeing of local families and individuals by supporting the Homewise Community Investment Fund (HWCIF). As a HWCIF investor, you will earn a monetary return on your investment while providing the necessary funding for:

  • affordable fixed rate mortgages
  • energy and water conserving home improvement loans
  • the development of quality built homes that provide value and energy efficiency



Help homeowners significantly reduce their electric costs by contributing to the SOL Fund. The Fund provides low interest, long-term fixed rate loans to low and moderate income families in Santa Fe so they can incorporate solar power into their homes. Your tax-deductible donation will be matched up to $50,000 by our generous SOL Fund underwriting donors.

When you invest in our efforts to create successful homeowners, you become a partner with Homewise in building a strong future for New Mexico.

Contact Homewise today to learn more about our Funds and the various options available; we can help you choose how to best support your investment goals.


This notice is not an offer to sell securities.

1301 Siler Road, Bldg D, Santa Fe

4401 Lomas Blvd NE, Ste B, Albuquerque