{"id":16817,"date":"2022-09-30T07:45:39","date_gmt":"2022-09-30T13:45:39","guid":{"rendered":"http:\/\/34.106.141.153\/?page_id=16817"},"modified":"2023-02-28T15:14:53","modified_gmt":"2023-02-28T22:14:53","slug":"2022-annual-report","status":"publish","type":"page","link":"https:\/\/homewise.org\/es\/2022-annual-report\/","title":{"rendered":"Informe Anual 2022"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16817\" class=\"elementor elementor-16817\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50886f elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"50886f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62b708e5\" data-id=\"62b708e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-326cec42 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"326cec42\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b161c31\" data-id=\"5b161c31\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cb91d9b elementor-widget elementor-widget-heading\" data-id=\"6cb91d9b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"logo\">home<span style=\"font-weight: 500\">wise<\/span><span class=\"registered\">\u00ae<\/span><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-443f734a elementor-widget elementor-widget-heading\" data-id=\"443f734a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FY2022 ANNUAL REPORT<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-359498bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"359498bc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-388e2434\" data-id=\"388e2434\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-730ae0a8 elementor-widget elementor-widget-html\" data-id=\"730ae0a8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\nhtml,body\n{\nwidth: 100%;\nmargin: 0px;\npadding: 0px;\n}\nsection.elementor-section.elementor-element.elementor-section-boxed {\n\tpadding-left: 80px; \n\tpadding-right: 80px;\n}\nh1.entry-title {\n\tdisplay: none;\n}\nh4 {\n    margin-bottom: 0px;\n    margin-top: 15px;\n}\nh2 .smaller {\n\tfont-size: 1.5rem;\n}\n.elementor-widget-container h2 {\n    color: #555555;\n    font-weight: 200;\n    text-transform: none;\n    font-size: 32px;\n}\n\n.elementor-widget-container h5 {\n    color: #74CCCE;\n    font-size: 16px;\n    font-weight: 500;\n    line-height: 19px;\n}\n\nh3 .smaller {\n\tfont-size: 1.1rem;\n}\n.middle {\n\tvertical-align: middle;\n}\nbody h4.bigger {\n\tfont-size: 1.5rem;\n}\n.lighter {\n\tfont-weight: 300;\n}\n.red, .red a, .red a:hover {\n\tcolor: #F85A0B;\n}\n.turquoise a, .turquoise a:hover{\n    color: #238b90;\n}\n\/*leaders*\/\n@media only screen and (max-width: 1024px){ \n.elementor-image-gallery .gallery.gallery-columns-3 .gallery-item {\n\tmax-width: 100%\n}\n}\n\/*by the numbers*\/\n.by-the-numbers .elementor-counter-title, .by-the-numbers .elementor-counter-number-prefix, .by-the-numbers .elementor-counter, .elementor-widget:not(:last-child).by-the-numbers {\n    text-align: left;\n\tflex-grow: 0;\n\tline-height: 1.5;\n\tmargin-bottom: 0;\n}\n.button-hover img:hover {\n\tcontent: url(\"\/wp-content\/uploads\/2021\/07\/Homewise-Financials-button-blue-1.jpeg\")\n}\n\/*demographics section*\/\nbody table.demographics td {\n\tborder: none;\n\toutline: none;\n}\ntable tbody>tr:nth-child(odd)>td, table tbody>tr:nth-child(odd)>th  {\n\tbackground-color: transparent;\n}\ntable tbody tr:hover>td,table tbody tr:hover>th {background-color: transparent!important}\n\n.demographics td h4, .demographics h4.lighter {\n\tmargin-top: 0;\n}\n.demographics td {\n\tpadding: 5px;\n}\ntable.demographics {\n    width: auto;\n    float: left;\n}\ntable.demographics.first {\n\tmargin-right: 50px;\n}\n\ntable.demographics .header {\n\tcolor: #238b90;\n\tfont-size: 1.4rem;\n\tfont-weight: 500;\n}\n\/*flipboxes*\/\n.back {\n\tmax-width: 450px;\n\tmargin: auto;\n}\n\/*toggles*\/\nsection .big-toggle i.fas.fa-caret-up, section .big-toggle i.fas.fa-caret-down {\n\tfont-size: 50px;\n\tmargin-top: -15px;\n}\n\/*bullets*\/\n.bullets ul {\n  list-style: none; \/* Remove default bullets *\/\n}\n\n.bullets ul li::before {\n  content: \"\\2022\";  \n  color: #fbae42;\n  font-weight: 800; \n  display: inline-block; \n  width: .8em; \n  margin-left: -1em; \n}\n\/*responding to covid*\/\n\n.quote {\n\tmargin-top: 30px;\n\tmargin-right: 30px;\n\tpadding-left: 30px;\n\tcolor: #238b90;\n\tfont-size: 1rem;\n}\n.credit {\n\tcolor: black;\n}\n.carol {\n\tpadding: 40px;\n}\n@media only screen and (max-width: 768px){ \n\t.carol {\n\t\tdisplay: none;\n\t}\n}\n\/*supporters*\/\n.supporters p {\n\tline-height: 16px;\n\tmargin-bottom: .7rem;\n}\n\/*top section*\/\n.logo {\n\tfont-family: 'Charlotte Sans', Sans-serif; \n\tletter-spacing: -.8px; \n\tfont-size: 36px; \n\tfont-weight: bold;\n\tvertical-align: middle;\n\theight: 80px;\n\tline-height: 80px;\n}\n\n.logo:before{\n\tcontent:\n\turl('https:\/\/homewise2022-homewise-org.oakleystudio.com\/wp-content\/uploads\/2022\/06\/homewise-logo-2021.png');\n\tpadding-right: 10px;\n\tdisplay: inline-block;\n\tvertical-align: middle;\n\theight: 95px;\n\n}\n.registered {\n\tfont-size:12px; \n\tvertical-align:baseline; position: relative; \n\ttop: -1em;\n}\n.elementor-flip-box {\n\tmax-width: 500px;\n\tmargin: auto;\n}\n\n@media only screen and (max-width: 768px){ \nsection.elementor-section.elementor-element.elementor-section-boxed {\n\tpadding-left: 20px; \n\tpadding-right: 20px;\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374924f1 elementor-widget elementor-widget-menu-anchor\" data-id=\"374924f1\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"ceo-message\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21ef62de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21ef62de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd6d34a\" data-id=\"cd6d34a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6aba59d2 elementor-widget elementor-widget-heading\" data-id=\"6aba59d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our CEO message:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7584ca08 elementor-widget elementor-widget-heading\" data-id=\"7584ca08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">pushing boundaries and narrowing gaps<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a8b8d72 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a8b8d72\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71acf50c\" data-id=\"71acf50c\" data-element_type=\"column\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49ad7503 e-transform elementor-widget elementor-widget-video\" data-id=\"49ad7503\" data-element_type=\"widget\" data-settings=\"{&quot;show_image_overlay&quot;:&quot;yes&quot;,&quot;image_overlay&quot;:{&quot;url&quot;:&quot;http:\\\/\\\/34.106.141.153\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/homewise-couple-on-front-porch.jpg&quot;,&quot;id&quot;:16819,&quot;size&quot;:&quot;&quot;},&quot;lightbox&quot;:&quot;yes&quot;,&quot;lazy_load&quot;:&quot;yes&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.2,&quot;sizes&quot;:[]},&quot;video_type&quot;:&quot;vimeo&quot;,&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-lightbox\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox=\"{&quot;type&quot;:&quot;video&quot;,&quot;videoType&quot;:&quot;vimeo&quot;,&quot;url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/embed\\\/J8p4TrpWsOc?feature=oembed&amp;color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1&quot;,&quot;autoplay&quot;:&quot;&quot;,&quot;modalOptions&quot;:{&quot;id&quot;:&quot;elementor-lightbox-49ad7503&quot;,&quot;entranceAnimation&quot;:&quot;&quot;,&quot;entranceAnimation_tablet&quot;:&quot;&quot;,&quot;entranceAnimation_mobile&quot;:&quot;&quot;,&quot;videoAspectRatio&quot;:&quot;169&quot;}}\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ2aW1lbyIsInVybCI6Imh0dHBzOlwvXC93d3cueW91dHViZS5jb21cL2VtYmVkXC9KOHA0VHJwV3NPYz9mZWF0dXJlPW9lbWJlZCZjb2xvciZhdXRvcGF1c2U9MCZsb29wPTAmbXV0ZWQ9MCZ0aXRsZT0xJnBvcnRyYWl0PTEmYnlsaW5lPTEiLCJhdXRvcGxheSI6IiIsIm1vZGFsT3B0aW9ucyI6eyJpZCI6ImVsZW1lbnRvci1saWdodGJveC00OWFkNzUwMyIsImVudHJhbmNlQW5pbWF0aW9uIjoiIiwiZW50cmFuY2VBbmltYXRpb25fdGFibGV0IjoiIiwiZW50cmFuY2VBbmltYXRpb25fbW9iaWxlIjoiIiwidmlkZW9Bc3BlY3RSYXRpbyI6IjE2OSJ9fQ%3D%3D\">\n\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"520\" height=\"251\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homewise-couple-on-front-porch.jpg\" class=\"attachment-full size-full wp-image-16819\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homewise-couple-on-front-porch.jpg 520w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homewise-couple-on-front-porch-300x145.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homewise-couple-on-front-porch-18x9.jpg 18w\" sizes=\"(max-width: 520px) 100vw, 520px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Reproducir video\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76c8d9cc\" data-id=\"76c8d9cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b7b8ea0 elementor-widget elementor-widget-text-editor\" data-id=\"6b7b8ea0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We\u2019re creating a national homeownership strategy in conjunction with policymakers, subject matter experts, and neighborhoods across the country. All Americans should have the opportunity to build equity and narrow the racial wealth gap.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-788e0ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"788e0ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c670355\" data-id=\"4c670355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b4ed65b elementor-widget elementor-widget-menu-anchor\" data-id=\"6b4ed65b\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"numbers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37bb4ead elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37bb4ead\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-48add1a3\" data-id=\"48add1a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39708a74 elementor-widget elementor-widget-heading\" data-id=\"39708a74\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Homewise<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b81dad8 elementor-widget elementor-widget-heading\" data-id=\"3b81dad8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">by the numbers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7f93254\" data-id=\"7f93254\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-734be36c elementor-widget elementor-widget-heading\" data-id=\"734be36c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/wp-content\/uploads\/2022\/09\/Financials_AR-22.pdf\" target=\"_blank\">Read Our <b><u>Financials<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-636f18bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"636f18bc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-138c6997\" data-id=\"138c6997\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73dd6aa8 elementor-skin-slideshow elementor-arrows-yes elementor-widget elementor-widget-media-carousel\" data-id=\"73dd6aa8\" data-element_type=\"widget\" data-settings=\"{&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:29,&quot;sizes&quot;:[]},&quot;skin&quot;:&quot;slideshow&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Diapositivas\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_HW-Homes-built-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_HW-Homes-built-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_new-homeowners-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_new-homeowners-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_DPA-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_DPA-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_Savings-program-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_Savings-program-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_EMAF-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_EMAF-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_classes-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_classes-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_HI-Refi-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_HI-Refi-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Anterior\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"pr\u00f3ximo\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper elementor-thumbnails-swiper swiper\" role=\"region region\" aria-roledescription=\"carousel carousel\" aria-label=\"Diapositivas Diapositivas\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_HW-Homes-built-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_HW-Homes-built-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_new-homeowners-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_new-homeowners-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_DPA-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_DPA-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_Savings-program-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_Savings-program-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_EMAF-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_EMAF-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_classes-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_classes-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"hbn-slide_HI-Refi-scaled-1.jpg\" style=\"background-image: url(&#039;https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/hbn-slide_HI-Refi-scaled-1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2959e3f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2959e3f5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2be774a6\" data-id=\"2be774a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eff2fd6 elementor-flip-box--3d elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"6eff2fd6\" data-element_type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>8,412 hours<\/h4>\n<p>of free, 1-on-1, personalized financial coaching in English and Spanish<\/p>\n\n<h4>1,024 clients<\/h4>\n<p>worked with a Homewise advisor and became financially ready to buy a home<\/p>\n\n<h4>4 improved online classes<\/h4> \nthat were produced at the state-of-the-art UNM film studio to deliver a more dynamic and engaging learning experience\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-73c1f17d\" data-id=\"73c1f17d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e8400ee elementor-flip-box--3d animated-fast elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"2e8400ee\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;pulse&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>10 disinvested properties<\/h4>\n<p>that Homewise acquired, renovated, and sold to individuals and families with modest incomes<\/p>\n<h4>292 clients <\/h4>\n<p>worked with our Realtors and found the right home for their budget and lifestyle<\/p>\n\n<h4>68 clients <\/h4>\n<p>worked with our Realtors to quickly sell their homes, 41 of which were sold to Homewise clients who were first-time homebuyers<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-51e6beab\" data-id=\"51e6beab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-236c6b68 elementor-flip-box--3d animated-fast elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"236c6b68\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;pulse&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>$625.3M in mortgage loans<\/h4>\n<p>that we process and service<\/p>\n<h4>4 team members <\/h4>\n<p>in loan servicing who provide highly personal assistance to our loan clients, either by phone or in person<\/p>\n\n<h4>98.7% of our clients* <\/h4>\n<p>make their mortgage payments on time, a significantly higher rate than the national average<\/p>\n\n<p>*as of 3\/31\/22<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5743d5ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5743d5ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-54d36e1c\" data-id=\"54d36e1c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d60053b big-toggle elementor-widget elementor-widget-toggle\" data-id=\"2d60053b\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7611\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7611\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Who are our clients?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-7611\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7611\"><table class=\"demographics first\"><tbody><tr><td colspan=\"2\"><span class=\"header\">by household<\/span><\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">215<\/h4><\/td><td>single and unrelated adults<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">67<\/h4><\/td><td>single parent<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">116<\/h4><\/td><td>married with children<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">58<\/h4><\/td><td>married with no children<\/td><\/tr><tr><td colspan=\"2\">\u00a0<\/td><\/tr><tr><td colspan=\"2\"><span class=\"header\">by age group<\/span><\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">20<\/h4><\/td><td>20-24 years<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">133<\/h4><\/td><td>25-34 years<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">167<\/h4><\/td><td>35-44 years<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">145<\/h4><\/td><td>45+ years<\/td><\/tr><\/tbody><\/table><table class=\"demographics last\"><tbody><tr><td colspan=\"2\"><span class=\"header\">by employer<\/span><\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">89<\/h4><\/td><td>National business<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">78<\/h4><\/td><td>Healthcare<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">71<\/h4><\/td><td>Hospitality<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">70<\/h4><\/td><td>Local business<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">66<\/h4><\/td><td>Government<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">63<\/h4><\/td><td>Education<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">52<\/h4><\/td><td>Construction<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">43<\/h4><\/td><td>Self-employed<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">38<\/h4><\/td><td>Nonprofit<\/td><\/tr><tr><td align=\"right\" width=\"80\"><h4 class=\"lighter\">20<\/h4><\/td><td>Finance<\/td><\/tr><\/tbody><\/table><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-394d102b\" data-id=\"394d102b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cce47ae big-toggle elementor-widget elementor-widget-toggle\" data-id=\"7cce47ae\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2091\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2091\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do we improve their well-being?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2091\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2091\"><div class=\"demographics\"><h4 class=\"bigger\">102 points<\/h4><h4 class=\"lighter\">average increase in credit score<\/h4><p>for clients who started with a score under 640*<\/p><h4 class=\"bigger\">$8,167<\/h4><h4 class=\"lighter\">median increase in savings<\/h4><p>for clients who started with less than $5,000 savings*<\/p><h4 class=\"bigger\">$243<\/h4><h4 class=\"lighter\">monthly decrease in debt<\/h4><p>for clients who started with 10% or more debt ratio*<\/p><p class=\"lighter\">*clients who successfully completed the steps in their financial action plan<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7362a2de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7362a2de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ee03efe\" data-id=\"7ee03efe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f1ef21 elementor-widget elementor-widget-menu-anchor\" data-id=\"2f1ef21\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"homewisdom\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-693e1389 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"693e1389\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1cf81d4c\" data-id=\"1cf81d4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39c09486 elementor-widget elementor-widget-image\" data-id=\"39c09486\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo.jpg\" class=\"attachment-large size-large wp-image-16832\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo-18x6.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11f4219d elementor-widget elementor-widget-image\" data-id=\"11f4219d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"468\" height=\"825\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homeownership-strategy-1.jpg\" class=\"attachment-large size-large wp-image-16833\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homeownership-strategy-1.jpg 468w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homeownership-strategy-1-170x300.jpg 170w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/homeownership-strategy-1-7x12.jpg 7w\" sizes=\"(max-width: 468px) 100vw, 468px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-177183b8\" data-id=\"177183b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35fb31ce elementor-widget elementor-widget-text-editor\" data-id=\"35fb31ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Fiscal year 2022 saw the public launch of Homewisdom, Homewise\u2019s thought leadership initiative to increase awareness and understanding of homeownership\u2019s social, environmental, and economic benefits and to inform public policy through the development and dissemination of original research.<\/p><p>In addition to releasing four research reports exploring a diverse spectrum of homeownership topics from the racial homeownership gap to the climate impacts of housing unaffordability, Homewisdom partnered with housing organizations in Ohio, Georgia and Illinois to highlight through maps the unintended and damaging consequences of HUD policies and worked with Policymap to map the racial homeownership gap throughout the U.S.<\/p><p>Launched this spring, our Homewisdom website is an excellent source for data, insights, and policy recommendations to help advance homeownership strategies. The website includes original research and interviews conducted by Homewise CEO Mike Loftin with a broad spectrum of state and national thought leaders exploring the intersections between affordable homeownership and financial security, racial equity, environmental justice, and health.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e28f26 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"50e28f26\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ5b3V0dWJlIiwidXJsIjoiaHR0cHM6XC9cL3d3dy55b3V0dWJlLmNvbVwvZW1iZWRcL0RpQ096RG5lNUVrP2ZlYXR1cmU9b2VtYmVkIn0%3D\">Watch <b><u>Video<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c989f63 elementor-widget__width-auto red elementor-widget elementor-widget-heading\" data-id=\"2c989f63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Visit our Homewisdom <b><u><a href=\"https:\/\/www.homewisdom.org\/\">Website<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e505464 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e505464\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4af7fa2f\" data-id=\"4af7fa2f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-756f3764 elementor-widget elementor-widget-menu-anchor\" data-id=\"756f3764\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"new-communities\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6adcfdc5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6adcfdc5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-590b511f\" data-id=\"590b511f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-723fc0a2 elementor-widget elementor-widget-heading\" data-id=\"723fc0a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Communities for traditional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa36d0d elementor-widget elementor-widget-heading\" data-id=\"1aa36d0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">and evolving lifestyles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-475d9f57 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"475d9f57\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-658698d3 bullets elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"658698d3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5c640a23\" data-id=\"5c640a23\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24b56316 elementor-widget elementor-widget-image\" data-id=\"24b56316\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"296\" height=\"300\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Desert-Sage-graphic-296x300.jpg\" class=\"attachment-medium size-medium wp-image-16834\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Desert-Sage-graphic-296x300.jpg 296w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Desert-Sage-graphic-12x12.jpg 12w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Desert-Sage-graphic.jpg 300w\" sizes=\"(max-width: 296px) 100vw, 296px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48c19677 elementor-widget elementor-widget-heading\" data-id=\"48c19677\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Desert Sage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38a63cc0 elementor-widget elementor-widget-text-editor\" data-id=\"38a63cc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>82 new homes<\/li><li>South Santa Fe<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-583fd2da elementor-widget elementor-widget-text-editor\" data-id=\"583fd2da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Desert Sage is the newest Homewise Homes residential community in Santa Fe. The neighborhood boasts a variety of high quality and energy efficient single-family housing types, and offers 10 acres of native open space and walking trails. The neighborhood accommodates a mix of income levels with forty percent of the homes priced to be affordable to families under 80% of the Area Median Income (AMI). Several floorplan options are available including 2-, 3-, and 4-bedroom models. The colorful, native, and drought tolerant landscaping compliments the Santa Fe style earthen stucco exteriors with a pop of color. Desert Sage residents will enjoy easy access to town, along with vast Sangre de Cristo Mountain views and access to the City\u2019s larger open space and trail system. The neighborhood is also near shopping, major hospitals, and is next door to a school. Pre-sales for Desert Sage homes began in October of 2021.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49624350 elementor-widget elementor-widget-heading\" data-id=\"49624350\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/homewise-homes\/desert-sage\/\" target=\"_blank\">Learn <b><u>More<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c9d1fda\" data-id=\"c9d1fda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17d726e9 elementor-widget elementor-widget-image\" data-id=\"17d726e9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_ECC-graphic.jpg\" class=\"attachment-large size-large wp-image-16835\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_ECC-graphic.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_ECC-graphic-150x150.jpg 150w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_ECC-graphic-12x12.jpg 12w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-616d9ad4 elementor-widget elementor-widget-heading\" data-id=\"616d9ad4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El Camino Crossing Mixed Use Spaces<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64b0291f elementor-widget elementor-widget-text-editor\" data-id=\"64b0291f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>20 new homes<\/li><li>Central Santa Fe<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-339eb1dd elementor-widget elementor-widget-text-editor\" data-id=\"339eb1dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Twenty live\/work condominiums designed for the operation of a small business or home workplace opened for sale at El Camino Crossing in Santa Fe in April 2022. The two story live\/work units provide superb energy efficiency, state of the art appliances, and the perfect layout to cater to entrepreneurs, artists, and flexible lifestyle enthusiasts.<span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif;\">\u00a0<\/span><\/p><p>The live\/work units add a much-needed supply to Santa Fe\u2019s housing inventory. Units start at $389,500, with at least four units reserved for lower income buyers and priced below $197,000. These units became available at a particularly critical time to provide more affordable options for Santa Fe\u2019s working population.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e341eca big-toggle turquoise elementor-widget elementor-widget-toggle\" data-id=\"7e341eca\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2111\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2111\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What's next at El Camino Crossing<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2111\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2111\"><p>The next and final phase of development at El Camino Crossing includes the addition of two commercial buildings hosting two locally owned restaurants\u2013Escondido and Tender Fire\u2013and the Flywheel collaborative co-working center. When completed, the El Camino Crossing community will be comprised of 40 single family homes, 13 residential condos, 20 live\/work spaces, and commercial amenities, all built by Homewise with the support of New Markets Tax Credits and our <a href=\"http:\/\/34.106.141.153\/community-catalyst-fund\/\" target=\"_blank\" rel=\"noopener\">Community Catalyst Fund<\/a>.<\/p><p>What was once a vacant lot in an underserved area of Santa Fe is now a vibrant community serving a variety of individuals and families with unique housing opportunities and new businesses that will contribute to the economic growth of the Siler\/Rufina area and Santa Fe as a whole.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30bf8a74 elementor-widget elementor-widget-heading\" data-id=\"30bf8a74\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/wp-content\/uploads\/2022\/09\/ECC-render_art-studio.jpeg\" data-elementor-lightbox-slideshow=\"4a4c7cb7\">View <b><u> Renderings<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f76c265 elementor-widget elementor-widget-heading\" data-id=\"3f76c265\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/wp-content\/uploads\/2022\/09\/ECC-MU_exterior-scaled-1.jpeg\" data-elementor-lightbox-slideshow=\"243b697c\">See <b><u>Photos<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a4c7cb7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget 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class=\"attachment-thumbnail size-thumbnail\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_fitness-150x150.jpg 150w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_fitness-11x12.jpg 11w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4a4c7cb7\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4MzcsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9FQ0MtcmVuZGVyX2dhcmFnZS5qcGciLCJzbGlkZXNob3ciOiI0YTRjN2NiNyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_garage.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_garage-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4a4c7cb7\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4MzgsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9FQ0MtcmVuZGVyX3NhbG9uLmpwZyIsInNsaWRlc2hvdyI6IjRhNGM3Y2I3In0%3D\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_salon.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/ECC-render_salon-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"4a4c7cb7\" 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class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NDYsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0xNy1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-17-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-17-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NDcsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0xOC1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-18-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-18-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NDgsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0yMC1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-20-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-20-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NDksInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0yMi1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-22-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-22-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTAsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0yNS1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-25-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-25-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"243b697c\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTEsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9QaG90by0yNy1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyNDNiNjk3YyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-27-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Photo-27-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-75562e9\" data-id=\"75562e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6382e6c7 elementor-widget elementor-widget-image\" data-id=\"6382e6c7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"296\" height=\"300\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Palladium-graphic-296x300.jpg\" class=\"attachment-medium size-medium wp-image-16852\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Palladium-graphic-296x300.jpg 296w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Palladium-graphic-12x12.jpg 12w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Communities_Palladium-graphic.jpg 400w\" sizes=\"(max-width: 296px) 100vw, 296px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e57508f elementor-widget elementor-widget-heading\" data-id=\"5e57508f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Palladium Townhomes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636cd073 elementor-widget elementor-widget-text-editor\" data-id=\"636cd073\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>16 new homes<\/li><li>Downtown ABQ<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d97eafa elementor-widget elementor-widget-text-editor\" data-id=\"5d97eafa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This year, Homewise broke ground on sixteen townhouses, transforming a formerly vacant lot in downtown Albuquerque into affordable, modern living spaces in the center of the City. The homes will feature modern amenities and a variety of floor plans for families of all shapes and sizes, with sales prices starting at $325,000, and at least 4 homes priced to be affordable to buyers under 80% AMI. The location of the homes provides easy access to downtown amenities, a grocery store across the street, transportation and educational institutions. With an expected construction completion date in the Fall, Palladium Townhomes will contribute to downtown Albuquerque revitalization through infill development and provide affordable opportunities for families to own their own home.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e02bdf4 elementor-widget elementor-widget-heading\" data-id=\"4e02bdf4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/wp-content\/uploads\/2022\/09\/BR-300.jpeg\" data-elementor-lightbox-slideshow=\"20baa3d7\">See <b><u>Photos<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60c92c15 elementor-widget elementor-widget-heading\" data-id=\"60c92c15\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/wp-content\/uploads\/2022\/09\/palladium-2.jpeg\" data-elementor-lightbox-slideshow=\"54c662da\">View <b><u> Floorplans<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20baa3d7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image-gallery\" data-id=\"20baa3d7\" data-element_type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-3' class='gallery galleryid-16817 gallery-columns-4 gallery-size-thumbnail'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"20baa3d7\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTMsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9raXRjaGVuLTMwMC5qcGciLCJzbGlkZXNob3ciOiIyMGJhYTNkNyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/kitchen-300.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/kitchen-300-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"20baa3d7\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTQsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9raXRjaGVuX0xSLTMwMC5qcGciLCJzbGlkZXNob3ciOiIyMGJhYTNkNyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/kitchen_LR-300.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/kitchen_LR-300-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"20baa3d7\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTUsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9JTUdfMzE2OS1zY2FsZWQtMS5qcGciLCJzbGlkZXNob3ciOiIyMGJhYTNkNyJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/IMG_3169-scaled-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/IMG_3169-scaled-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c662da elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image-gallery\" data-id=\"54c662da\" data-element_type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-4' class='gallery galleryid-16817 gallery-columns-4 gallery-size-thumbnail'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"54c662da\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NTksInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9wYWxsYWRpdW0tMS5qcGciLCJzbGlkZXNob3ciOiI1NGM2NjJkYSJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-1.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-1-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"54c662da\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NjAsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9wYWxsYWRpdW0tMy5qcGciLCJzbGlkZXNob3ciOiI1NGM2NjJkYSJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-3.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-3-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon portrait'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"54c662da\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NjEsInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9wYWxsYWRpdW0tNC5qcGciLCJzbGlkZXNob3ciOiI1NGM2NjJkYSJ9\" href='https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-4.jpg'><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/palladium-4-150x150.jpg\" class=\"attachment-thumbnail size-thumbnail\" alt=\"\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d533ad0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d533ad0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-476368ff\" data-id=\"476368ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d2bb3b2 elementor-widget elementor-widget-menu-anchor\" data-id=\"1d2bb3b2\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"maria-story\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-129f9deb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"129f9deb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1be60cc9\" data-id=\"1be60cc9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66784bdd elementor-widget elementor-widget-heading\" data-id=\"66784bdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Feeling the love in Cochiti:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29fccf25 elementor-widget elementor-widget-heading\" data-id=\"29fccf25\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">home purchase marks\nthe return to New Mexico for long-time traveler<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ac7875 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2ac7875\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-384ccd6e elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"384ccd6e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-653b73f9\" data-id=\"653b73f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11738628 elementor-widget elementor-widget-text-editor\" data-id=\"11738628\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Maria, an educator and artist, was born in New Mexico to a military family who moved to New York when she turned one. After living all over the world, raising her own family, and earning a PhD, she was ready to return home. Although she works in Santa Fe, she was looking for a more relaxed, rural lifestyle. She found just what she hoped for in Cochiti, a short and beautiful commute just west of Santa Fe where she can become part of a close community of friends and coworkers who also live there.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2f9b1847\" data-id=\"2f9b1847\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a2f05bd e-transform elementor-widget elementor-widget-video\" data-id=\"5a2f05bd\" data-element_type=\"widget\" data-settings=\"{&quot;show_image_overlay&quot;:&quot;yes&quot;,&quot;image_overlay&quot;:{&quot;url&quot;:&quot;http:\\\/\\\/34.106.141.153\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/Maria-Winfield.jpg&quot;,&quot;id&quot;:16862,&quot;size&quot;:&quot;&quot;},&quot;lightbox&quot;:&quot;yes&quot;,&quot;lazy_load&quot;:&quot;yes&quot;,&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.2,&quot;sizes&quot;:[]},&quot;video_type&quot;:&quot;vimeo&quot;,&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-lightbox\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox=\"{&quot;type&quot;:&quot;video&quot;,&quot;videoType&quot;:&quot;vimeo&quot;,&quot;url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/embed\\\/quf_Q_azaB8?feature=oembed&amp;color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=1&amp;portrait=1&amp;byline=1&quot;,&quot;autoplay&quot;:&quot;&quot;,&quot;modalOptions&quot;:{&quot;id&quot;:&quot;elementor-lightbox-5a2f05bd&quot;,&quot;entranceAnimation&quot;:&quot;&quot;,&quot;entranceAnimation_tablet&quot;:&quot;&quot;,&quot;entranceAnimation_mobile&quot;:&quot;&quot;,&quot;videoAspectRatio&quot;:&quot;169&quot;}}\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ2aW1lbyIsInVybCI6Imh0dHBzOlwvXC93d3cueW91dHViZS5jb21cL2VtYmVkXC9xdWZfUV9hemFCOD9mZWF0dXJlPW9lbWJlZCZjb2xvciZhdXRvcGF1c2U9MCZsb29wPTAmbXV0ZWQ9MCZ0aXRsZT0xJnBvcnRyYWl0PTEmYnlsaW5lPTEiLCJhdXRvcGxheSI6IiIsIm1vZGFsT3B0aW9ucyI6eyJpZCI6ImVsZW1lbnRvci1saWdodGJveC01YTJmMDViZCIsImVudHJhbmNlQW5pbWF0aW9uIjoiIiwiZW50cmFuY2VBbmltYXRpb25fdGFibGV0IjoiIiwiZW50cmFuY2VBbmltYXRpb25fbW9iaWxlIjoiIiwidmlkZW9Bc3BlY3RSYXRpbyI6IjE2OSJ9fQ%3D%3D\">\n\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"494\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Maria-Winfield.jpg\" class=\"attachment-full size-full wp-image-16862\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Maria-Winfield.jpg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Maria-Winfield-300x185.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Maria-Winfield-768x474.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Maria-Winfield-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Reproducir video\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4754bd53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4754bd53\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52343ea0\" data-id=\"52343ea0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1209ef1d elementor-widget elementor-widget-menu-anchor\" data-id=\"1209ef1d\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"life-link\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32bcc068 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32bcc068\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2529d886\" data-id=\"2529d886\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43fdbc96 elementor-widget elementor-widget-heading\" data-id=\"43fdbc96\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Creating synergy:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41856b8f elementor-widget elementor-widget-heading\" data-id=\"41856b8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">partnership with local organization brings mental health services\ntogether in one space to better serve vulnerable clientele<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c757981 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6c757981\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea38c4e elementor-widget elementor-widget-image\" data-id=\"7ea38c4e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"612\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-scaled.jpg\" class=\"attachment-full size-full wp-image-16863\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-scaled.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-300x72.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-1024x245.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-768x183.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-1536x367.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-2048x489.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Life-Link-18x4.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38f547f7 elementor-widget elementor-widget-text-editor\" data-id=\"38f547f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>One of the toughest challenges that cities face is navigating how to best help people who are struggling with homelessness and mental health challenges.<\/p><p>The Life Link is a remarkable organization that provides our community in Santa Fe with the services needed to help people at critical transition points \u2013 whether it be recovery from addiction or adjusting to life outside of incarceration. \u201cThe Life Link is a longstanding organization that has very deep roots and a long history with this kind of work, which is one of the reasons we were so excited to partner with them,\u201d said Homewise President Laura Altomare. \u201cPeople have so few places to turn for accessible, culturally appropriate assistance. The Life Link does so much good for those most in need.\u201d<\/p><p>The Life Link rents and owns multiple buildings because of the multitude of services they provide. They hoped to benefit from a synergy of services by having housing services, supplies, clinical rehabilitation services, and a base for city and county outreach all in one place.<\/p><p>\u201cWe wanted to bring all of us and all of our services together into the same space,\u201d said The Life Link CEO Michael DeBernardi, PsyD, MS. \u201cWhat we didn\u2019t realize when we were envisioning this was that by purchasing our own property we would also benefit from monthly mortgage payments that were just one-third of what we were previously paying in rent!\u201d<\/p><p>Homewise partnered with The Life Link through the process of financing the purchase of their property and with the help of a Homewise commercial loan and additional grant funding from another source, The Life Link acquired a 2,600-square-foot property.<\/p><p>\u201cHomewise made it easy to work through the process needed to qualify for financing. That was not our core competency,\u201d added DeBernardi. \u201cBecause we partnered with Homewise we were able to get an affordable loan to cover the cost of purchase that exceeded our grant funding, and position ourselves for the future.\u201d<\/p><p>The Homewise commercial lending program was designed to help businesses and organizations to own their own facilities. Homewise believes that when we can help a business or organization to own their own facility instead of renting it, that business or that nonprofit organization is set up for long-term financial wellbeing and success.<\/p><p>The Life Link has been serving the Santa Fe community since 1987. Its mission is to help hungry, homeless, and displaced individuals and families achieve self-sufficiency through emergency assistance, housing, employment services, and other supportive programs including advanced addiction and mental health treatment services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37135aa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37135aa1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40e0a7e\" data-id=\"40e0a7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fce0b29 elementor-widget elementor-widget-menu-anchor\" data-id=\"6fce0b29\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"community-development\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b95de0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b95de0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63eb3c79\" data-id=\"63eb3c79\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-171a0f55 elementor-widget elementor-widget-heading\" data-id=\"171a0f55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">First we listen, then we respond<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-861b77 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"861b77\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f14bc00 elementor-widget elementor-widget-text-editor\" data-id=\"4f14bc00\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIn 2020, Homewise partnered with NeighborWorks America and the Barelas neighborhood in Albuquerque to conduct the Voice of Barelas Survey. This nationally vetted survey helped us to understand the needs of the community through the eyes of its residents. As a result, Homewise is now actively participating in the\ndevelopment of two community projects.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1877ffe1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1877ffe1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-54946675\" data-id=\"54946675\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a904e3 elementor-widget elementor-widget-text-editor\" data-id=\"3a904e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3483 alignleft\" src=\"https:\/\/homewise2022-homewise-org.oakleystudio.com\/wp-content\/uploads\/2022\/07\/Barelas-Kitchen_1-circle.jpg\" alt=\"\" width=\"50\" height=\"50\">Barelas Central Kitchen:&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa0962 elementor-widget elementor-widget-text-editor\" data-id=\"3fa0962\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>a partnership between Homewise and Street Food Institute<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1ff49e elementor-widget elementor-widget-heading\" data-id=\"7b1ff49e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>Location:<\/b> 1411 4th St SW, Albuquerque, NM<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-79b53e60\" data-id=\"79b53e60\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18c6661b elementor-widget elementor-widget-text-editor\" data-id=\"18c6661b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Barelas Central Kitchen will be a commissary and training facility to support entrepreneurs engaged in emerging local food businesses. It will be located at 4th &amp; Bell, a large commercial building in Barelas with a long history of experimental arts and food production. The 11,000 square-foot facility will include certified commercial kitchens, a culinary classroom, community event space, and office and production space for entrepreneurs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afbfeb5 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afbfeb5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5bd1e067\" data-id=\"5bd1e067\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-744e2bd7 elementor-widget elementor-widget-image\" data-id=\"744e2bd7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"357\" height=\"400\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-3.jpg\" class=\"attachment-full size-full wp-image-16864\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-3.jpg 357w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-3-268x300.jpg 268w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-3-11x12.jpg 11w\" sizes=\"(max-width: 357px) 100vw, 357px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-712c2aa2\" data-id=\"712c2aa2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b7c0c39 elementor-widget elementor-widget-image\" data-id=\"3b7c0c39\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"425\" height=\"400\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-4.jpg\" class=\"attachment-large size-large wp-image-16865\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-4.jpg 425w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-4-300x282.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-4-13x12.jpg 13w\" sizes=\"(max-width: 425px) 100vw, 425px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-4cde235e\" data-id=\"4cde235e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-384f6809 elementor-widget elementor-widget-image\" data-id=\"384f6809\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"316\" height=\"400\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-2.jpg\" class=\"attachment-full size-full wp-image-16866\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-2.jpg 316w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-2-237x300.jpg 237w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/SFI-web-photo-2-9x12.jpg 9w\" sizes=\"(max-width: 316px) 100vw, 316px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-69545971\" data-id=\"69545971\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54545a98 elementor-flip-box--effect-zoom-in elementor-widget elementor-widget-flip-box\" data-id=\"54545a98\" data-element_type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"261\" height=\"195\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Street-Food-Institute-logo.jpg\" class=\"attachment-full size-full wp-image-16867\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Street-Food-Institute-logo.jpg 261w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Street-Food-Institute-logo-16x12.jpg 16w\" sizes=\"(max-width: 261px) 100vw, 261px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tLearn <b><u>More<\/b><\/u>\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<b>Street Food Institute<\/b> helps people realize the dream of owning and operating a successful food service business through food entrepreneurship classes; food safety training; hands-on experience through training, internships, and employment with the agency\u2019s social entrepreneurship ventures (cafes, food trucks, and catering); and ongoing support of graduates.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32fc8454 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32fc8454\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4fe8418c\" data-id=\"4fe8418c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eb26940 bullets big-toggle elementor-widget elementor-widget-toggle\" data-id=\"6eb26940\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1851\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1851\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Benefits to the community<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1851\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1851\"><p>This facility and community resource will enliven the neighborhood, help launch the next crave-worthy spot, and support local, regional, and national economic plans. Additionally, the project will:<\/p><ul><li>Generate 50 quality, accessible jobs<\/li><li>Create new businesses and increase revenue for existing businesses<\/li><li>Improve supply to broader market chains<\/li><li>Create affordable work spaces for local entrepreneurs and artists through flexible leasing rates<\/li><li>Provide critical community space for cultural activities that enhance social cohesion<\/li><li>Increase access to healthy, locally produced foods<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4f4414a7\" data-id=\"4f4414a7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69d5fe3c big-toggle elementor-widget elementor-widget-toggle\" data-id=\"69d5fe3c\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1771\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1771\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Why build a commissary kitchen?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1771\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1771\"><p>In 2020, Homewise conducted a nationally vetted NeighborWorks survey that identified having more restaurants in the neighborhood and job related resources among the top priorities for Barelas residents.<\/p><p>COVID-19 has been harsh on restaurants and food services. In New Mexico, sixty percent fewer small businesses in the leisure and hospitality sector were open in January 2021 compared with a year prior. The New Mexico Restaurant Association estimates we may lose one-third of restaurants. Despite this, interest in food businesses remains strong. Sixty-three percent of food entrepreneurs based in Albuquerque stated in a survey that they use commissary kitchens regularly. To support both existing and new entrepreneurs, we need infrastructure\u2014specifically shared spaces that help businesses start and scale affordably. There are only a few shared commercial kitchens in the metro area and they are over-capacity, creating a bottleneck for entrepreneurs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ec73d14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ec73d14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-696b1b36\" data-id=\"696b1b36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78156536 elementor-widget elementor-widget-text-editor\" data-id=\"78156536\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3484 alignleft\" src=\"https:\/\/homewise2022-homewise-org.oakleystudio.com\/wp-content\/uploads\/2022\/07\/Barelas-Kitchen_2-circle.jpg\" alt=\"\" width=\"50\" height=\"50\" \/>Early education options:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1806f6 elementor-widget elementor-widget-text-editor\" data-id=\"3e1806f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\ta partnership between Homewise\nand Koala Children\u2019s Academy\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19a6b0d elementor-widget elementor-widget-heading\" data-id=\"19a6b0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>Location:<\/b> 817 2nd St SW, Albuquerque, NM<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38c2a7bb elementor-widget elementor-widget-text-editor\" data-id=\"38c2a7bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKoala Children\u2019s Academy will be a high quality bilingual early learning\ncenter located at the historic corner of Second and Hazeldine, directly\nacross from the Railyards. Silvia Vasquez, who started a home daycare a\ndecade ago, established a five-star early learning center, and has provided\ntechnical assistance to home daycares across the city, is launching Koala\nChildren\u2019s Academy with her daughter-in-law, Dayna Vasquez. The daycare\nwill occupy 3,432 square feet and will serve roughly 60 children, from\ninfants up to age five. Additionally, over half of the slots for this 5-star\ndaycare will be held for low-income families who use state subsidy to pay\nfor their services. It will also provide about 12 full time jobs.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-48611dbb\" data-id=\"48611dbb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6957db84 elementor-widget elementor-widget-image\" data-id=\"6957db84\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"745\" height=\"490\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/daycare-1.jpg\" class=\"attachment-large size-large wp-image-16868\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/daycare-1.jpg 745w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/daycare-1-300x197.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/daycare-1-18x12.jpg 18w\" sizes=\"(max-width: 745px) 100vw, 745px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bcab009 big-toggle elementor-widget elementor-widget-toggle\" data-id=\"6bcab009\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1801\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1801\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Benefits to the community<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1801\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1801\"><h4>Brain development and lifelong gains<\/h4><p>During the first five years, a child\u2019s brain is at its most flexible, making this a critical period for learning and growth. Children who receive a high quality early childhood education are proven to perform better in kindergarten, but the gains extend into the future. These children are also more likely to earn higher wages, live healthier lives, avoid incarceration, raise stronger families and contribute to society.<\/p><h4>Daycares are a great investment for society<\/h4><p>Investments in high quality early childhood education can generate up to $7.30 per dollar invested. Access to stable, high-quality childcare helps parents improve their labor productivity by increasing work hours, missing fewer workdays and pursuing further education.<\/p><p>In 2020, one in five (19.6%) of working-age U.S. adults said the reason they were not working was that COVID-19 disrupted their childcare arrangements.<\/p><p>According to the U.S. Census, 30% of Barelas residents have children under 18. However, there are only two five-star childcare operators and only eight total infant spaces in the entire neighborhood.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-527ee67e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"527ee67e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d97995a\" data-id=\"4d97995a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43d66ec9 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"43d66ec9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why in Barelas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77777607 elementor-widget elementor-widget-text-editor\" data-id=\"77777607\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Area businesses and job creation is especially important in Barelas as evidenced by the following statistics:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5735c5e4 e-transform elementor-widget elementor-widget-image\" data-id=\"5735c5e4\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.1,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1.jpg\" data-elementor-open-lightbox=\"yes\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTY4NjksInVybCI6Imh0dHBzOlwvXC9ob21ld2lzZS5vcmdcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjJcLzA5XC9CYXJlbGFzX2dyYXBocy0xLXNjYWxlZC0xLmpwZyJ9\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"401\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1.jpg\" class=\"attachment-full size-full wp-image-16869\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-300x47.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-1024x160.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-768x120.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-1536x241.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-2048x321.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Barelas_graphs-1-scaled-1-18x3.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff1badd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff1badd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-531f0a76\" data-id=\"531f0a76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fc275fc elementor-widget elementor-widget-menu-anchor\" data-id=\"4fc275fc\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"trendz\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42407f61 elementor-widget elementor-widget-heading\" data-id=\"42407f61\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From renters to owners:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28e7626d elementor-widget elementor-widget-heading\" data-id=\"28e7626d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">successful Albuquerque entrepreneurs further invest in business\u2014and community\u2014by purchasing building<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7db9aea1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7db9aea1\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fd21f0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fd21f0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-401b2d70\" data-id=\"401b2d70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c7a8a0f elementor-widget elementor-widget-text-editor\" data-id=\"5c7a8a0f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Christina and Carlos Davis, owners of Trendz Beauty Supply, launched their business in December 2010. They wanted to start a beauty supply company specializing in hair and wigs, after having several negative customer service experiences with other hair stores. They saw a need to offer high-quality hair pieces at affordable prices with a focus on providing excellent customer service, and intentionally marketed their shop to a wider audience including Caucasian, Hispanic, and Indigenous customers, who they believed were underserved by the offerings in the current marketplace. Since opening their original shop of 1,700 square feet, they have grown their business with a loyal customer base. They first moved to a 3,000 square foot shop, and then to their current 8,000 square foot location with an additional warehouse space next door of another 2,850 square feet! Christina and Carlos rented the store space for Trendz, but always wanted to own their own building.\u00a0<\/p><p style=\"font-weight: 400;\">In 2018, they began working with the International District Economic Development Department (IDED), which specializes in providing technical assistance and financial consulting to small businesses who want to grow. Homewise also has a partnership with the IDED, and that was the connecting point for Carlos and Christina to meet us. When they learned that the owner of the building where they were renting store space was interested in selling it, they began working with Homewise to obtain financing to buy it.<\/p><p style=\"font-weight: 400;\">With their entrepreneurship, creativity, dedication to hard work and serving their customers and community, it was a perfect match. Their vision doesn\u2019t end with their business. Carlos and Christina also believe in giving back to help strengthen their community. They donate wigs and gift cards to various cancer societies, as well as wigs and monetary funds to domestic abuse shelters, throughout New Mexico. They also host toy and food drives for their local community during the holidays.<\/p><p style=\"font-weight: 400;\">In June of 2022\u00a0 Carlos and Christina purchased the building where they own and operate Trendz Beauty supply with an affordable commercial loan from Homewise. Homewise launched our commercial mortgage loan program in partnership with the New Mexico Small Business Investment Corporation (NMSBIC) to provide affordable capital to help small businesses and nonprofit organizations own their buildings instead of rent. This initiative helps to increase financial wellbeing for small business owners and nonprofit service providers, as well as create opportunities for positive economic development by revitalizing disinvested commercial districts without displacing these creative local entrepreneurs who provide needed community services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bb0cc31\" data-id=\"bb0cc31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8304d78 elementor-widget elementor-widget-image\" data-id=\"8304d78\" data-element_type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:200,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"666\" height=\"1000\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Trendz-scaled-e1661955351175.jpg\" class=\"attachment-large size-large wp-image-16870\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Trendz-scaled-e1661955351175.jpg 666w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Trendz-scaled-e1661955351175-200x300.jpg 200w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Trendz-scaled-e1661955351175-8x12.jpg 8w\" sizes=\"(max-width: 666px) 100vw, 666px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Christina and Carlos Davis, owners of Trendz Beauty Supply in Albuquerque<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-57b87f6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57b87f6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3076d92b\" data-id=\"3076d92b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ae510a7 elementor-widget elementor-widget-menu-anchor\" data-id=\"5ae510a7\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"financing\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-739da41a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"739da41a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12efa049\" data-id=\"12efa049\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226b1094 elementor-widget elementor-widget-heading\" data-id=\"226b1094\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Better financing for non-traditional homebuyers:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12530c07 elementor-widget elementor-widget-heading\" data-id=\"12530c07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">helping people with Real Estate Contracts switch to safer, more affordable mortgages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-728d4d02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"728d4d02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b7a2375\" data-id=\"b7a2375\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c92f229 elementor-widget elementor-widget-image\" data-id=\"6c92f229\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"845\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Better-Financing_photo-1.jpg\" class=\"attachment-large size-large wp-image-16871\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Better-Financing_photo-1.jpg 500w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Better-Financing_photo-1-178x300.jpg 178w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Better-Financing_photo-1-7x12.jpg 7w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6cca796e\" data-id=\"6cca796e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-420c0b51 elementor-widget elementor-widget-text-editor\" data-id=\"420c0b51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This year, Homewise received an \u2018Equitable and Inclusive Lending Initiative\u2019 grant from NeighborWorks America to further our work in helping Hispanic homeowners who previously purchased their home with a potentially predatory Real Estate Contract (REC). Spanish-speaking and immigrant populations have been historically disadvantaged when it comes to affordable homeownership opportunities and are often targeted and deceived into thinking that the only way to buy a home is with an REC. RECs are not held to the legal standards of a typical mortgage used by legitimate lenders and often include very unfavorable terms such as high down payments, high interest rates, short contract terms and unaffordable balloon payments. If the buyer is not able to meet these terms, they could lose their home without any legal foreclosure process, along with all the money they invested through their down payment and monthly payments.<\/p><p>Homewise used this grant funding to conduct intentional outreach to these families, the vast majority of whom are Hispanic and Spanish-speaking only. Many also have an ITIN (Individual Tax Identification Number) instead of a Social Security Number and because of that, were lead to believe that they would not be eligible for a traditional mortgage loan. This year, Homewise helped 15 families understand the true terms of their REC and refinance into a safe, affordable, 30 year fixed-rate mortgage so that they will not lose their home, equity and wealth. Almost all of these families did not initially understand the terms of their REC nor did they understand the risk of losing their home if they did not pay off or refinance the balance before the looming deadline of the large balloon payment. By working with our team of Spanish-speaking financial coaches and lenders, these families are now able to keep their home and have a fair shot at building long-term, sustainable wealth for their family.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7234e41 elementor-widget elementor-widget-image\" data-id=\"7234e41\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/elementor\/thumbs\/Better-Financing_NeighborWorks-logo-and-copy-1-scaled-1-pvizlwedobyprit5x75c2ufiomg1423tveqvwcusj2.jpg\" title=\"Better-Financing_NeighborWorks-logo-and-copy-1-scaled-1.jpg\" alt=\"Better-Financing_NeighborWorks-logo-and-copy-1-scaled-1.jpg\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed54ac7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ed54ac7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;curve&quot;,&quot;shape_divider_top_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-399ac14b\" data-id=\"399ac14b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30f4eac5 elementor-widget elementor-widget-menu-anchor\" data-id=\"30f4eac5\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supporters\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74287703 elementor-widget elementor-widget-heading\" data-id=\"74287703\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our supporters<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31c1345 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"31c1345\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fef4f34 supporters elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fef4f34\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-33088315\" data-id=\"33088315\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-749c1078 elementor-widget elementor-widget-heading\" data-id=\"749c1078\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Your generosity is making a difference<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0044ab elementor-widget elementor-widget-image\" data-id=\"7b0044ab\" data-element_type=\"widget\" data-settings=\"{&quot;sticky_offset&quot;:200,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"280\" height=\"499\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Donor_Erin-Sarah.jpg\" class=\"attachment-large size-large wp-image-16873\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Donor_Erin-Sarah.jpg 280w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Donor_Erin-Sarah-168x300.jpg 168w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Donor_Erin-Sarah-7x12.jpg 7w\" sizes=\"(max-width: 280px) 100vw, 280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-58510e81\" data-id=\"58510e81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6380daed elementor-widget elementor-widget-text-editor\" data-id=\"6380daed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Financial<br \/>Institutions<\/h5><p>Ally Bank<\/p><p>Bank of Albuquerque<\/p><p>Bank of America<\/p><p>Bank of the West<\/p><p>Enterprise Bank &amp; Trust<\/p><p>Fidelity Bank<\/p><p>First National 1870<\/p><p>Hillcrest Bank<\/p><p>Kirtland Federal Credit Union<\/p><p>New Mexico Bank &amp; Trust<\/p><p>Nusenda Credit Union<\/p><p>Self-Help Credit Union<\/p><p>Texas Capital Bank<\/p><p>UBS Bank<\/p><p>United Business Bank<\/p><p>U.S. Bank<\/p><p>WaFd Bank<\/p><p>Wells Fargo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305ec6cf elementor-widget elementor-widget-text-editor\" data-id=\"305ec6cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Foundations<\/h5><p>Albuquerque Community<br \/>Foundation<\/p><p>Anchorum St. Vincent<\/p><p>Daniels Fund<\/p><p>Frost Foundation<\/p><p>Illinois No 3 Foundation<\/p><p>Kalliopeia Foundation<\/p><p>The Kuhn Foundation<\/p><p>Los Alamos National Laboratory<br \/>Foundation<\/p><p>McCune Charitable Foundation<\/p><p>Erich and Hannah Sachs Foundation<\/p><p>Santa Fe Community Foundation<\/p><p>Wells Fargo Housing Foundation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-72a1419f\" data-id=\"72a1419f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6997ff05 elementor-widget elementor-widget-text-editor\" data-id=\"6997ff05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Community Businesses, Government Agencies and Nonprofits<\/h5><p>CHRISTUS Health<\/p><p>CHRISTUS St. Vincent Regional Medical Center<\/p><p>City of Albuquerque<\/p><p>City of Santa Fe<\/p><p>CDFI Fund, US Treasury<\/p><p>Housing Partnership Network<\/p><p>HUB International &amp; Central Insurance<\/p><p>National Association for Latino<br \/>Community Asset Builders<\/p><p>NeighborWorks America<\/p><p>NeighborWorks Capital<\/p><p>New Mexico Mortgage Finance<br \/>Authority<\/p><p>New Mexico Small Business Investment Corporation<\/p><p>Opportunity Finance Network<\/p><p>PNM Resources<\/p><p>Prosperity Works<\/p><p>Sandia National Laboratories<\/p><p>U.S. Economic Development Administration<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ff7a0 elementor-widget elementor-widget-text-editor\" data-id=\"70ff7a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Religious Institutions<\/h5><p>The Domestic and Foreign Missionary Society of the Protestant Episcopal Church<\/p><p>Mercy Investment Services<\/p><p>Religious Communities Impact<br \/>Fund<\/p><p>Seton Enablement Fund<\/p><p>Sisters of Charity of the Incarnate Word<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-7a518df1\" data-id=\"7a518df1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5806c273 elementor-widget elementor-widget-text-editor\" data-id=\"5806c273\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Individuals &amp; Investment Funds<\/h5><p>Ann Alexander and Richard Khanlian<\/p><p>Anonymous<\/p><p>Avalon Trust<\/p><p>Avalon Trust clients<\/p><p>Balanced Rock clients<\/p><p>Joel Frederick Barber<\/p><p>Anne Beckett<\/p><p>Beth Beloff and Marc Geller<\/p><p>Erika and Glenn Campos<\/p><p>Lawrence Carreon<\/p><p>Antonia Contro and George Marquisos<\/p><p>Jill and Paul Cook<\/p><p>Quarrier and Phillip Cook<\/p><p>Susan and Conrad De Jong Fund<\/p><p>Lori and David Delgado<\/p><p>Anne Messbarger-Eguia<\/p><p>Cliff Feigenbaum<\/p><p>Kristina Flannigan<\/p><p>Fresh Pond Capital clients<\/p><p>Gwen Gilligan<\/p><p>Elena Gonzales<\/p><p>Goulston &amp; Storrs clients<\/p><p>Edward Grasskamp<\/p><p>John Guffey<\/p><p>Naomi and Robb Hirsch<\/p><p>Martha Hollar<\/p><p>Michael Kelly<\/p><p>Sally Kuhn<\/p><p>Joseph Kunkel<\/p><p>Teresa Leger de Fernandez<\/p><p>Nahum Ward-Lev<\/p><p>Ann Lockhart<\/p><p>Viola Lujan<\/p><p>Susan Matteucci and Michael Loftin<\/p><p>Genevieve and A. Paul Mitchell<\/p><p>Felicia and Daniel Morrow<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-64b9e112\" data-id=\"64b9e112\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f0b1012 elementor-widget elementor-widget-text-editor\" data-id=\"1f0b1012\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Julie Moss<\/p><p>Mariel Nanasi and Jeffrey Haas<\/p><p>Kay Naranjo<\/p><p>Agnes Noonan<\/p><p>Josue Olivares<\/p><p>Laura M. Orchard<\/p><p>Karen E. Orso<\/p><p>Cynthia Piatt<\/p><p>Lynne and Joseph Ptacek<\/p><p>Valeri Purcell<\/p><p>Stacy S. Quinn<\/p><p>Adam Roberts<\/p><p>Marissa Ruyle<\/p><p>Miriam Sagan<\/p><p>Lidia Carbonera-Sanchez and Daniel Slavin<\/p><p>Dr. Shelle Sanchez<\/p><p>Gail Saunders<\/p><p>Tom Saunders<\/p><p>Wilson Scanlan<\/p><p>Jenna Scanlon<\/p><p>Elizabeth and Richard Schnieders<\/p><p>Nan Schwanfelder<\/p><p>Rebecca Sheff and Ethan Stone Tikkun Olam Fund<\/p><p>Martha and Patterson Simons<\/p><p>Linda and Andrew Spingler<\/p><p>The Sustainability Group clients<\/p><p>Alexis Tappan<\/p><p>Trillium Asset Management clients<\/p><p>Kathy Ulibarri<\/p><p>Mary and Mark Vanderlinden<\/p><p>Paul Vogel<\/p><p>Debra A. Walsh<\/p><p>Carla Weil<\/p><p>Paul Zelizer<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a24ca41 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a24ca41\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d7cb23a\" data-id=\"4d7cb23a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d23cf52 elementor-widget elementor-widget-menu-anchor\" data-id=\"5d23cf52\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"invest\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4616d9ec elementor-widget elementor-widget-heading\" data-id=\"4616d9ec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Impact investing, what difference can it make?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c5a850d elementor-section-content-top turquoise elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c5a850d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1852ab86\" data-id=\"1852ab86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c24fcdf elementor-widget elementor-widget-image\" data-id=\"3c24fcdf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"296\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Invest_photo.jpg\" class=\"elementor-animation-grow attachment-full size-full wp-image-16874\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Invest_photo.jpg 400w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Invest_photo-300x222.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Invest_photo-16x12.jpg 16w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4df243f5 elementor-widget elementor-widget-text-editor\" data-id=\"4df243f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact Darcy Arcand, Grant &amp; Impact Investment Manager, to learn more about investing in the Homewise Community Investment Fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-165c181b elementor-widget elementor-widget-text-editor\" data-id=\"165c181b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span class=\"smaller turquoise\"><a href=\"tel:5058195433\">505.819.5433<\/a> or <a href=\"mailto:DArcand@34.106.141.153\">DArcand@34.106.141.153<\/a>\nYou can also visit us at <a href=\"http:\/\/34.106.141.153\/invest-in-homewise\" target=\"_blank\" rel=\"noopener\">homewise.org\/invest-in-homewise<\/a><\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0abfdb elementor-widget elementor-widget-toggle\" data-id=\"4c0abfdb\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1271\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1271\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Important investment disclosure notice<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1271\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1271\"><p style=\"font-weight: 400;\">The Notes are offered to both individual and institutional investors who reside in states in which our Notes are registered or exempt from registration. This currently includes: Alaska, New Mexico, California, Colorado, Connecticut, Hawaii, Illinois, Iowa, Maine, Massachusetts, Mississippi, New York, Rhode Island, Texas, Utah, Vermont, Washington, Wyoming.<\/p><p style=\"font-weight: 400;\">Past performance is no guarantee of future performance or success. There is no suitability or fiduciary obligation performed for an investor by the issuer or any of its representatives. Investors should consider diversification in their investments. This notice is not an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities in any state in which such offer, solicitation, or sale is not authorized. The offering is made solely by the <a href=\"\/wp-content\/uploads\/2022\/09\/21692258_12-Homewise-2021-2022-Prospectus_FINAL-corrected-02.16.2022.pdf\" target=\"_blank\" rel=\"noopener\">Prospectus<\/a>, which more fully describes certain risks involved in a purchase of securities. The securities are not FDIC or SIPC insured, are not bank deposits, and are not guaranteed by any federal agency.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4901741a\" data-id=\"4901741a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-507cf3d elementor-widget elementor-widget-text-editor\" data-id=\"507cf3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Are you seeking to build a positive future for New Mexico with a healthy, equitable, and inclusive economy that leaves no one behind? Homewise Community Investment Fund (HWCIF) provides prospective investors just like you with a stable, fixed-rate investment opportunity that generates both positive financial returns and helps our lower-income neighbors grow wealth and achieve lasting financial stability through affordable homeownership.<\/p><p>HWCIF welcomes investors at every stage of life and experience to join us in support of a better tomorrow through a minimum investment of $1,000. <a href=\"http:\/\/34.106.141.153\/invest-in-homewise\/individual-impact-investing\/\" target=\"_blank\" rel=\"noopener\">The Fund<\/a> offers fixed-rate interest payments from 0.5% to 3%, based on your choice of an investment term between 1 and 15 years. Your investment gets straight to work in advancing change by helping Homewise leverage additional capital from foundations, government agencies, institutional investors and others aligned with our values.<\/p><p>Impact investments demonstrate that financial return and meaningful impact can exist side by side. Your HWCIF investment will help finance safe and affordable fixed-rate mortgages that create homeowners, energy and water conserving home improvement loans and the construction of new affordable and energy-efficient homes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5aa2831c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5aa2831c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>homewise\u00ae FY2022 ANNUAL REPORT Our CEO message: pushing boundaries and narrowing gaps https:\/\/youtu.be\/J8p4TrpWsOc We\u2019re creating a national homeownership strategy in conjunction with policymakers, subject matter experts, and neighborhoods across the country. All Americans should have the opportunity to build equity and narrow the racial wealth gap. Homewise by the numbers Read Our Financials Previous Next [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":16989,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16817","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2022 Annual Report - Homewise\u00ae<\/title>\n<meta name=\"description\" content=\"Homewise helps New Mexicans become successful homeowners, improving financial well-being. Read our successes in our 2022 Annual Report.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homewise.org\/es\/2022-annual-report\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2022 Annual Report - Homewise\u00ae\" \/>\n<meta property=\"og:description\" content=\"Homewise helps New Mexicans become successful homeowners, improving financial well-being. 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