{"id":21163,"date":"2023-11-01T04:55:29","date_gmt":"2023-11-01T10:55:29","guid":{"rendered":"http:\/\/34.106.141.153\/?page_id=21163"},"modified":"2023-11-30T14:41:47","modified_gmt":"2023-11-30T21:41:47","slug":"2023-annual-report","status":"publish","type":"page","link":"https:\/\/homewise.org\/es\/2023-annual-report\/","title":{"rendered":"Informe Anual 2023"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21163\" class=\"elementor elementor-21163\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50886f elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"50886f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62b708e5\" data-id=\"62b708e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-326cec42 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"326cec42\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b161c31\" data-id=\"5b161c31\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-359498bc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"359498bc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-388e2434\" data-id=\"388e2434\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-730ae0a8 elementor-widget elementor-widget-html\" data-id=\"730ae0a8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\nhtml,body\n{\nwidth: 100%;\nmargin: 0px;\npadding: 0px;\n}\nsection.elementor-section.elementor-element.elementor-section-boxed {\n\tpadding-left: 80px; \n\tpadding-right: 80px;\n}\nh1.entry-title {\n\tdisplay: none;\n}\nh4 {\n    margin-bottom: 0px;\n    margin-top: 15px;\n}\nh2 .smaller {\n\tfont-size: 1.5rem;\n}\n.elementor-widget-container h2 {\n    color: #555555;\n    font-weight: 200;\n    text-transform: none;\n    font-size: 32px;\n}\n\n.elementor-widget-container h5 {\n    color: #74CCCE;\n    font-size: 16px;\n    font-weight: 500;\n    line-height: 19px;\n}\n\nh3 .smaller {\n\tfont-size: 1.1rem;\n}\n.middle {\n\tvertical-align: middle;\n}\nbody h4.bigger {\n\tfont-size: 1.5rem;\n}\n.lighter {\n\tfont-weight: 300;\n}\n.red, .red a, .red a:hover {\n\tcolor: #F85A0B;\n}\n.turquoise a, .turquoise a:hover{\n    color: #238b90;\n}\n\/*leaders*\/\n@media only screen and (max-width: 1024px){ \n.elementor-image-gallery .gallery.gallery-columns-3 .gallery-item {\n\tmax-width: 100%\n}\n}\n\/*by the numbers*\/\n.by-the-numbers .elementor-counter-title, .by-the-numbers .elementor-counter-number-prefix, .by-the-numbers .elementor-counter, .elementor-widget:not(:last-child).by-the-numbers {\n    text-align: left;\n\tflex-grow: 0;\n\tline-height: 1.5;\n\tmargin-bottom: 0;\n}\n.button-hover img:hover {\n\tcontent: url(\"\/wp-content\/uploads\/2021\/07\/Homewise-Financials-button-blue-1.jpeg\")\n}\n\/*demographics section*\/\nbody table.demographics td {\n\tborder: none;\n\toutline: none;\n}\ntable tbody>tr:nth-child(odd)>td, table tbody>tr:nth-child(odd)>th  {\n\tbackground-color: transparent;\n}\ntable tbody tr:hover>td,table tbody tr:hover>th {background-color: transparent!important}\n\n.demographics td h4, .demographics h4.lighter {\n\tmargin-top: 0;\n}\n.demographics td {\n\tpadding: 5px;\n}\ntable.demographics {\n    width: auto;\n    float: left;\n}\ntable.demographics.first {\n\tmargin-right: 50px;\n}\n\ntable.demographics .header {\n\tcolor: #238b90;\n\tfont-size: 1.4rem;\n\tfont-weight: 500;\n}\n\/*flipboxes*\/\n.back {\n\tmax-width: 450px;\n\tmargin: auto;\n}\n\/*toggles*\/\nsection .big-toggle i.fas.fa-caret-up, section .big-toggle i.fas.fa-caret-down {\n\tfont-size: 50px;\n\tmargin-top: -15px;\n}\n\/*bullets*\/\n.bullets ul {\n  list-style: none; \/* Remove default bullets *\/\n}\n\n.bullets ul li::before {\n  content: \"\\2022\";  \n  color: #fbae42;\n  font-weight: 800; \n  display: inline-block; \n  width: .8em; \n  margin-left: -1em; \n}\n\/*responding to covid*\/\n\n.quote {\n\tmargin-top: 30px;\n\tmargin-right: 30px;\n\tpadding-left: 30px;\n\tcolor: #238b90;\n\tfont-size: 1rem;\n}\n.credit {\n\tcolor: black;\n}\n.carol {\n\tpadding: 40px;\n}\n@media only screen and (max-width: 768px){ \n\t.carol {\n\t\tdisplay: none;\n\t}\n}\n\/*supporters*\/\n.supporters p {\n\tline-height: 16px;\n\tmargin-bottom: .7rem;\n}\n\/*top section*\/\n.logo {\n\tfont-family: 'Charlotte Sans', Sans-serif; \n\tletter-spacing: -.8px; \n\tfont-size: 36px; \n\tfont-weight: bold;\n\tvertical-align: middle;\n\theight: 80px;\n\tline-height: 80px;\n}\n\n.logo:before{\n\tcontent:\n\turl('https:\/\/homewise2022-homewise-org.oakleystudio.com\/wp-content\/uploads\/2022\/06\/homewise-logo-2021.png');\n\tpadding-right: 10px;\n\tdisplay: inline-block;\n\tvertical-align: middle;\n\theight: 95px;\n\n}\n.registered {\n\tfont-size:12px; \n\tvertical-align:baseline; position: relative; \n\ttop: -1em;\n}\n.elementor-flip-box {\n\tmax-width: 500px;\n\tmargin: auto;\n}\n\n@media only screen and (max-width: 768px){ \nsection.elementor-section.elementor-element.elementor-section-boxed {\n\tpadding-left: 20px; \n\tpadding-right: 20px;\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374924f1 elementor-widget elementor-widget-menu-anchor\" data-id=\"374924f1\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"ceo-message\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-21ef62de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21ef62de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd6d34a\" data-id=\"cd6d34a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6aba59d2 elementor-widget elementor-widget-heading\" data-id=\"6aba59d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">OUR CEO MESSAGE:<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c59aec elementor-widget elementor-widget-spacer\" data-id=\"1c59aec\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7584ca08 elementor-widget elementor-widget-heading\" data-id=\"7584ca08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AN AFFORDABLE HOME PURCHASE SOLUTION FOR ALL:\nCongresswoman Teresa Leger Fernandez champions an innovative\napproach to helping renters become sustainable homeowners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1a8b8d72 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1a8b8d72\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71acf50c\" data-id=\"71acf50c\" data-element_type=\"column\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dfe5320 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"dfe5320\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ5b3V0dWJlIiwidXJsIjoiaHR0cHM6XC9cL3d3dy55b3V0dWJlLmNvbVwvZW1iZWRcL1Z5amRjbHhPY0JFP2ZlYXR1cmU9b2VtYmVkIn0%3D\">Watch <b><u>Video<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29119db elementor-widget elementor-widget-image\" data-id=\"29119db\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"543\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-1024x695.jpg\" class=\"attachment-large size-large wp-image-21190\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-1024x695.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-300x203.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-768x521.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-1536x1042.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-2048x1389.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Teresa-check-presentation-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-76c8d9cc\" data-id=\"76c8d9cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b7b8ea0 elementor-widget elementor-widget-text-editor\" data-id=\"6b7b8ea0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>U.S. Congressional Representative Teresa Leger Fernandez pioneers a bold vision for New Mexico and the nation by leveraging Community Project Funding to strengthen affordable homeownership opportunities for people of color.<\/p><p>\u201cEverybody understands that buying a home is important for the community, for building wealth, for building the middle class,\u201d notes Teresa. She believes that providing downpayment assistance in the form of homeownership vouchers rather than subsidizing rent vouchers is one way to grow a stronger, healthier community. \u201cIt\u2019s a beautiful vision of what we can do, and it\u2019s simple!\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-788e0ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"788e0ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c670355\" data-id=\"4c670355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b4ed65b elementor-widget elementor-widget-menu-anchor\" data-id=\"6b4ed65b\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"numbers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37bb4ead elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37bb4ead\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-48add1a3\" data-id=\"48add1a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39708a74 elementor-widget elementor-widget-heading\" data-id=\"39708a74\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HOMEWISE BY THE NUMBERS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c13a15 elementor-widget elementor-widget-heading\" data-id=\"3c13a15\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2023\/11\/Financials_AR-23.pdf\" target=\"_blank\">Read Our <b><u>Financials<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a583a7 elementor-widget elementor-widget-image\" data-id=\"7a583a7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1467\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers.jpg\" class=\"attachment-full size-full wp-image-21196\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-300x172.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-1024x587.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-768x440.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-1536x880.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-2048x1174.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Numbers-18x10.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2959e3f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2959e3f5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-2be774a6\" data-id=\"2be774a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eff2fd6 elementor-flip-box--3d elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"6eff2fd6\" data-element_type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>8,412 hours<\/h4>\n<p>of free, 1-on-1, personalized financial\ncoaching in English and Spanish<\/p>\n\n<h4>1,024 clients<\/h4>\n<p>worked with a Homewise advisor and\nbecame financially ready to buy a home<\/p>\n\n<h4>$107.5k in grant money<\/h4> \nreceived from our generous donors to support our educational programs\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-73c1f17d\" data-id=\"73c1f17d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e8400ee elementor-flip-box--3d animated-fast elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"2e8400ee\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;pulse&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>12 disinvested properties<\/h4>\n<p>that Homewise acquired, renovated,\nand sold to individuals and families\nwith modest incomes<\/p>\n<h4>224 clients <\/h4>\n<p>worked with our\nRealtors\u00ae and found the right home\nfor their budget and lifestyle<\/p>\n\n<h4>116 clients <\/h4>\n<p>worked with our\nRealtors\u00ae to quickly sell their homes,\n28 of which were sold to Homewise\nclients who were first-time homebuyers<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-51e6beab\" data-id=\"51e6beab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-236c6b68 elementor-flip-box--3d animated-fast elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"236c6b68\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;pulse&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>$5.5M in mortgage loans<\/h4>\n<p>that are serviced by Homewise<\/p>\n<h4>5.875% fixed rate <\/h4>\n<p>offered on a 30-year mortgage loan\nto qualified borrowers who purchased\na Homewise Home\u00ae<\/p>\n\n<h4>98.4%* of our clients <\/h4>\n<p>made their mortgage payment on\ntime, a significantly higher rate than\nthe national average<\/p>\n\n<p>*as of 3\/31\/23<\/p>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-9063375\" data-id=\"9063375\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecb23b3 elementor-flip-box--3d animated-fast elementor-widget-mobile__width-initial elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-invisible elementor-widget elementor-widget-flip-box\" data-id=\"ecb23b3\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;pulse&quot;}\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"back\">\n<h4>$750,000 in grant money<\/h4>\n<p>pledged by our business partner\nCHRISTUS St. Vincent\/Anchorum\nover the next 3 years. Funds will\nsupport downpayment assistance,\na savings program, financial\nliteracy and homebuyer education\nclasses.<\/p>\n<h4>43 events <\/h4>\n<p>attended by Homewise staff to\npromote our homeownership\nservices, including events focused\non Black and Native communities.<\/p>\n\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5743d5ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5743d5ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-54d36e1c\" data-id=\"54d36e1c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9022c7a elementor-widget elementor-widget-image\" data-id=\"9022c7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"655\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722-1024x838.jpg\" class=\"attachment-large size-large wp-image-20855\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722-1024x838.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722-300x246.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722-768x628.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722-15x12.jpg 15w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/08\/Isabel-and-Michael_HI-story-e1693411577722.jpg 1079w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-394d102b\" data-id=\"394d102b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cce47ae big-toggle elementor-widget elementor-widget-toggle\" data-id=\"7cce47ae\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2091\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2091\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do we improve their financial well-being?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2091\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2091\"><div class=\"demographics\"><h4 class=\"bigger\">$163,042<\/h4><h4 class=\"lighter\">average amount of equity accrued as of 3\/23<\/h4><p>by clients who purchased their home with Homewise in 2018<\/p><h4 class=\"bigger\">95 points<\/h4><h4 class=\"lighter\">average increase in credit score<\/h4><p>for clients who started with a score under 640*<\/p><h4 class=\"bigger\">$6,985<\/h4><h4 class=\"lighter\">median increase in savings<\/h4><p>for clients who started with less than $5,000 savings*<\/p><h4 class=\"bigger\">$175<\/h4><h4 class=\"lighter\">monthly decrease in debt<\/h4><p>for clients who started with 10% or more debt ratio*<\/p><p>*clients who successfully completed the steps in their financial action plan<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7362a2de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7362a2de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ee03efe\" data-id=\"7ee03efe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f1ef21 elementor-widget elementor-widget-menu-anchor\" data-id=\"2f1ef21\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"homewisdom\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-693e1389 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"693e1389\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-177183b8\" data-id=\"177183b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35fb31ce elementor-widget elementor-widget-text-editor\" data-id=\"35fb31ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>MAKING STRIDES TOWARDS RACIAL ECONOMIC EQUITY<\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11f4219d elementor-widget elementor-widget-image\" data-id=\"11f4219d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1849\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-scaled.jpg\" class=\"attachment-full size-full wp-image-21234\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-scaled.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-300x217.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-1024x740.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-768x555.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-1536x1109.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-2048x1479.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/T-18x12.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83d4626 elementor-widget elementor-widget-text-editor\" data-id=\"83d4626\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our endeavors to reduce the racial wealth gap in the past fiscal year have included intentional outreach efforts that raise awareness and engagement among Black and Native American families regarding the economic advantages of homeownership. One important first step has been building relationships with underserved communities to help them better understand and overcome the hurdles to homeownership through education and coaching for buyer readiness. Our strategy was to target the places where each cultural community gathers to position Homewise as an accessible resource for financial fitness and homebuyer education, and home purchase services.<\/p><p>In the Black community, we began our efforts with pastors and congregants of Black churches. While the Black population is small in New Mexico\u20142.7% in the state and 3.4% in Bernalillo county\u2014the church remains the largest gathering of Blacks in the community on a weekly basis. We have also been collaborating with the Divine Nine, a group of historically Black fraternities with chapters in Albuquerque whose service-oriented members have strong economic ties and cultural and community influence. We are commencing student oriented financial fitness training workshops to include UNM\u2019s African Student Services at the undergraduate level and Albuquerque Public Schools Black Student Union at the High School level. Other groups include Vizionz-Sankofa, an organization that serves Black refugees, the NM Black Leadership Council, and the African American Greater Area Chamber of Commerce.<\/p><p>Our work with the Native American communities is also increasing. We engaged students and parents of the Southwestern Indian Polytechnic Institute (SIPI), and connected with various tribes and\/or tribal housing authorities to develop Memorandums of Understanding (MOUs) with Fannie Mae in order to expand lending activities and financial education on Tribal Land. Other relationships forged include Indian Health Services\u2019 Health Promotion and Disease Prevention Council, the Center for Native American Health, and the New Mexico Department of Health\u2019s Office of Community Workers.<\/p><p>In May, Homewise participated in a NeighborWorks symposium titled \u2018It Takes a Village: Achieving Black Wealth and Economic Prosperity.\u2019 From kitchen table discussions to one-on-one interviews, many thought leaders, strategists, experts, and community practitioners joined together to discuss sustainable solutions for building generational wealth for Black families. Speakers also explored how history and existing policies and practices continue to hinder socioeconomic equity for Black households in the U.S. Homewise was featured as one of six NeighborWorks network members that are charging the way and creating opportunities for financial prosperity within Black communities.<\/p><p>As a result of our efforts, we now have 26 new Black and Native American partner organizations that have either co-sponsored a virtual or in-person event (seminar, workshop, or sponsorship) with us, or have agreed to work with us in the near future.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e28f26 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"50e28f26\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ5b3V0dWJlIiwidXJsIjoiaHR0cHM6XC9cL3d3dy55b3V0dWJlLmNvbVwvZW1iZWRcL0F0X3U4SGZUTGVBP2ZlYXR1cmU9b2VtYmVkIn0%3D\">Watch <b><u>Video<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e505464 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e505464\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4af7fa2f\" data-id=\"4af7fa2f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-756f3764 elementor-widget elementor-widget-menu-anchor\" data-id=\"756f3764\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"new-communities\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6adcfdc5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6adcfdc5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-590b511f\" data-id=\"590b511f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-723fc0a2 elementor-widget elementor-widget-heading\" data-id=\"723fc0a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HOMEWISE CLIENTS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1aa36d0d elementor-widget elementor-widget-heading\" data-id=\"1aa36d0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Read their full stories on our blog and learn about the challenges they overcame to become successful homeowners.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-475d9f57 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"475d9f57\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-658698d3 bullets elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"658698d3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5c640a23\" data-id=\"5c640a23\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24b56316 elementor-widget elementor-widget-image\" data-id=\"24b56316\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"296\" height=\"300\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Tiara-296x300.jpg\" class=\"attachment-medium size-medium wp-image-21250\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Tiara-296x300.jpg 296w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Tiara-12x12.jpg 12w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Tiara.jpg 438w\" sizes=\"(max-width: 296px) 100vw, 296px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48c19677 elementor-widget elementor-widget-heading\" data-id=\"48c19677\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TIARA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-583fd2da elementor-widget elementor-widget-text-editor\" data-id=\"583fd2da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tiara appreciated the high level<br \/>of communication while working with her Homewise Realtors\u00ae, who guided her step-by-step through a daunting \u2018seller\u2019s market.\u2019<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49624350 elementor-widget elementor-widget-heading\" data-id=\"49624350\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/tiara\/\" target=\"_blank\">Learn <b><u>More<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c9d1fda\" data-id=\"c9d1fda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17d726e9 elementor-widget elementor-widget-image\" data-id=\"17d726e9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"446\" height=\"440\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Andrew-and-Cate.jpg\" class=\"attachment-large size-large wp-image-21257\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Andrew-and-Cate.jpg 446w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Andrew-and-Cate-300x296.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Andrew-and-Cate-12x12.jpg 12w\" sizes=\"(max-width: 446px) 100vw, 446px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-616d9ad4 elementor-widget elementor-widget-heading\" data-id=\"616d9ad4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ANDREW + CATE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-339eb1dd elementor-widget elementor-widget-text-editor\" data-id=\"339eb1dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Andrew and Cate were raising<br \/>their two young daughters in a small apartment, but found renting stressful and longed to have a home of their own.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cab515 elementor-widget elementor-widget-heading\" data-id=\"1cab515\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/andrewandcate\/\" target=\"_blank\">Learn <b><u>More<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-75562e9\" data-id=\"75562e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6382e6c7 elementor-widget elementor-widget-image\" data-id=\"6382e6c7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"293\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Jerome-and-Julian-300x293.jpg\" class=\"attachment-medium size-medium wp-image-21264\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Jerome-and-Julian-300x293.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Jerome-and-Julian-12x12.jpg 12w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Jerome-and-Julian.jpg 450w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e57508f elementor-widget elementor-widget-heading\" data-id=\"5e57508f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">JEROME + JULIAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d97eafa elementor-widget elementor-widget-text-editor\" data-id=\"5d97eafa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Jerome and Julian were able to get past their most challenging hurdle for purchasing a home when they received downpayment assistance from Homewise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa2049e elementor-widget elementor-widget-heading\" data-id=\"aa2049e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/jerome-and-julian\/\" target=\"_blank\">Learn <b><u>More<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d533ad0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d533ad0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-476368ff\" data-id=\"476368ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d2bb3b2 elementor-widget elementor-widget-menu-anchor\" data-id=\"1d2bb3b2\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"maria-story\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-129f9deb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"129f9deb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1be60cc9\" data-id=\"1be60cc9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66784bdd elementor-widget elementor-widget-heading\" data-id=\"66784bdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">MAKING DREAMS HAPPEN IN SANTA FE:<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ac7875 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2ac7875\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-384ccd6e elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"384ccd6e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-653b73f9\" data-id=\"653b73f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11738628 elementor-widget elementor-widget-text-editor\" data-id=\"11738628\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Since moving to Santa Fe 20 years ago, Eduardo worked hard to make his dreams come true. He is now the owner\/chef of Zacatl\u00e1n, a popular restaurant near the Plaza that has received high praise for its innovative cuisine. His wife, Aleida, is one of the owners of A&amp;A Beauty Bar, a full service salon on Cordova Road. They recently accomplished another big dream: to own their own home. Eduardo and Aleida live in Desert Sage, a Homewise Homes\u00ae community in the south side of Santa Fe. \u201cNow we have a better life. I don\u2019t say we didn\u2019t have a good life before but now we have our own life, together,\u201d Eduardo shared. \u201cThat\u2019s why we decided to jump to buy this amazing, beautiful house.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2f9b1847\" data-id=\"2f9b1847\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a329bac elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"a329bac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJ0eXBlIjoidmlkZW8iLCJ2aWRlb1R5cGUiOiJ5b3V0dWJlIiwidXJsIjoiaHR0cHM6XC9cL3d3dy55b3V0dWJlLmNvbVwvZW1iZWRcL1JWRzBrZXNzN3U4P2ZlYXR1cmU9b2VtYmVkIn0%3D\">Watch <b><u>Video<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa2aa01 elementor-widget elementor-widget-image\" data-id=\"aa2aa01\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2482\" height=\"1086\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo.jpg\" class=\"attachment-full size-full wp-image-21277\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo.jpg 2482w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-300x131.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-1024x448.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-768x336.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-1536x672.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-2048x896.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Eduardo-18x8.jpg 18w\" sizes=\"(max-width: 2482px) 100vw, 2482px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4754bd53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4754bd53\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52343ea0\" data-id=\"52343ea0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1209ef1d elementor-widget elementor-widget-menu-anchor\" data-id=\"1209ef1d\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"life-link\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32bcc068 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32bcc068\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2529d886\" data-id=\"2529d886\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43fdbc96 elementor-widget elementor-widget-heading\" data-id=\"43fdbc96\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">CREATING\nAFFORDABLE\nHOMEOWNERSHIP\nOPPORTUNITIES IN\nALBUQUERQUE<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c757981 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6c757981\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ea38c4e elementor-widget elementor-widget-image\" data-id=\"7ea38c4e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"483\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-scaled.jpg\" class=\"attachment-full size-full wp-image-21452\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-scaled.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-300x57.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-1024x193.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-768x145.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-1536x290.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-2048x387.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Solare-Palladium-1-18x3.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38f547f7 elementor-widget elementor-widget-text-editor\" data-id=\"38f547f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Back in the summer of 2018, Homewise was pleased to assist a new charter school attain financing for the purchase of land in southwest Albuquerque. The Solare Collegiate Charter School, which opened its doors in 2019, now has 193 students enrolled in grades 5\u200a\u2013\u200a8. The school has a minority student population of 92%, and all students are from economically disadvantaged families. Solare prides itself on being academically ambitious, and aims to put students on the path to success in high school and college.<\/p><p>Fast forward to December of 2022 when the school realized that they had purchased too much land for their needs, and once again partnered with Homewise, selling the nonprofit 6.9 acres. Solare used the money from the land sale to help pay off their loan; Homewise will use the land to build a new affordable residential community, the Sombra del Oeste Neighborhood.<\/p><p>The Neighborhood will consist of 75 energy-efficient townhomes priced to accommodate a mix of income levels, with forty percent of homes being affordable to families at or below 120% of the area median income. Because of the obvious proximity to Solare, Homewise is hoping to attract teachers and families who work and attend the school and want to live in this flourishing west side community.<\/p><p>Homes ranging from 1,200 to 1,900 s.f. will be available in two-, three-, and four-bedroom models. Residents will enjoy vast Sandia Mountain views and immediate access to the Amole Arroyo and the larger City of Albuquerque trails and open space system.<\/p><p>\u201cHomewise is excited to provide new affordable homeownership opportunities to families on the west side of Albuquerque,\u201d said Lisa Huval, Homewise Senior Director of Real Estate Development. \u201cWe appreciate our partnership with Solare Collegiate Charter School, which makes this community possible.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37135aa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37135aa1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40e0a7e\" data-id=\"40e0a7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fce0b29 elementor-widget elementor-widget-menu-anchor\" data-id=\"6fce0b29\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"community-development\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b95de0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b95de0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-63eb3c79\" data-id=\"63eb3c79\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39c09486 elementor-widget elementor-widget-image\" data-id=\"39c09486\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"100\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo.jpg\" class=\"attachment-large size-large wp-image-16832\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/09\/Homewisdom-logo-18x6.jpg 18w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc5f7a6 elementor-widget elementor-widget-spacer\" data-id=\"bc5f7a6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-171a0f55 elementor-widget elementor-widget-heading\" data-id=\"171a0f55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">NATIONAL GRANT INCREASES ACCESS TO AFFORDABLE HOMEOWNERSHIP FOR ALBUQUERQUE FAMILIES OF COLOR<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-861b77 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"861b77\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f14bc00 elementor-widget elementor-widget-text-editor\" data-id=\"4f14bc00\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Homewise is committed to helping New Mexico families attain financial security; that\u2019s why we have prioritized narrowing the racial wealth gap by increasing homeownership rates among households of color. We are accomplishing this by making homeownership accessible and affordable through free homebuyer education and coaching, homebuyer financial assistance, the highest-quality fixed-rate mortgage products, and the development of quality-built homes.<\/p><p>A recent grant of $185,000 from the National Fair Housing Alliance (NFHA)\u2019s Inclusive Communities Fund Grant Program is helping us narrow the racial wealth gap in Albuquerque by making grants of up to $10,000 in downpayment assistance to 18 African American and\/or Hispanic households. Coupled with homebuyer education and other forms of homebuyer assistance, these grants will provide recipients with a much-needed \u2018foot in the door\u2019 to homeownership.<\/p><p>Homewise is proud to partner with NFHA to increase access to affordable homeownership for households of color in Albuquerque. NFHA is a national civil rights organization dedicated to eliminating all forms of housing and lending discrimination and ensuring equitable housing opportunities for all people. Funding for NFHA\u2019s Inclusive Communities Grant Program is made available through settlements resulting from enforcement of the Federal Fair Housing Act, such as last year\u2019s historic settlement with Fannie Mae. Settlement funds are intended to benefit neighborhoods or populations that were disproportionately impacted by the 2008 foreclosure crisis and have been destabilized by housing discrimination. Helping Black and Hispanic families realize their dreams of homeownership is one way to mitigate the lasting damage caused by discriminatory practices and systemic racism.<\/p><p>The racial wealth gap of today arises from the unequal starting positions of children of color relative to White children and to the systemic and institutionalized discrimination that people of color continue to confront in American society. The wealth gap undermines children\u2019s chances for financial success almost from the moment they are born. Homeownership is not the solution to wealth disparity, but as the primary means by which Americans build wealth, it plays a critical role in making our economy one of opportunity for all.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cde0465 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"cde0465\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"http:\/\/34.106.141.153\/homewise-receives-national-fair-housing-alliance-inclusive-communities-fund-grant\/\" target=\"_blank\">Read <b><u>Article<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c989f63 elementor-widget__width-auto red elementor-widget elementor-widget-heading\" data-id=\"2c989f63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Visit our Homewisdom <b><u><a href=\"https:\/\/www.homewisdom.org\/\">Website<\/b><\/u><\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32fc8454 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32fc8454\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4fe8418c\" data-id=\"4fe8418c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-744e2bd7 elementor-widget elementor-widget-image\" data-id=\"744e2bd7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"965\" height=\"765\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Manuel.jpg\" class=\"attachment-full size-full wp-image-21306\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Manuel.jpg 965w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Manuel-300x238.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Manuel-768x609.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Manuel-15x12.jpg 15w\" sizes=\"(max-width: 965px) 100vw, 965px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eb26940 bullets big-toggle elementor-widget elementor-widget-toggle\" data-id=\"6eb26940\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1851\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1851\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Manuel<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1851\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1851\"><p>Manuel came to Homewise unsure if he would ever be able to buy a home of his own. All the homes in his price range needed a lot of work, but as a single parent of two small children, he did not have the time or finances for a significant renovation. He needed a home that was move-in ready. Fortunately, he qualified for downpayment assistance through the Inclusive Communities Fund Grant Program and was able to purchase a 3-BR, 2-bath home in Albuquerque that had been completely remodeled with new appliances, HVAC system, and tankless water heater.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4f4414a7\" data-id=\"4f4414a7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b7c0c39 elementor-widget elementor-widget-image\" data-id=\"3b7c0c39\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"635\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Suan-1.jpg\" class=\"attachment-large size-large wp-image-21309\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Suan-1.jpg 963w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Suan-1-300x238.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Suan-1-768x609.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Suan-1-15x12.jpg 15w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69d5fe3c big-toggle elementor-widget elementor-widget-toggle\" data-id=\"69d5fe3c\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1771\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1771\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Suan<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1771\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1771\"><p>Suan, a traveling nurse, was ready to settle down and wished to purchase a home in Albuquerque. She heard about Homewise through her sister who had bought a home through us some years back. Suan was grateful to achieve her goal with help from the Inclusive Communities Fund Grant Program. She bought her first home just a block away from her sister, and plans to bring her mother and nieces up from Jamaica to live with her so that the family can all be together.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ec73d14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ec73d14\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-696b1b36\" data-id=\"696b1b36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78156536 elementor-widget elementor-widget-text-editor\" data-id=\"78156536\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>A BIG WIN FOR AFFORDABLE HOUSING AND GREEN SPACE IN SANTA FE<\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e1806f6 elementor-widget elementor-widget-text-editor\" data-id=\"3e1806f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p>A teacher earning $50k will be able to purchase one of these homes. So will police officers, nurses, and hospitality workers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19a6b0d elementor-widget elementor-widget-heading\" data-id=\"19a6b0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>LOS PRADOS:<\/b> 100% of homes will be priced below the market rate. 50% will meet \nthe City\u2019s affordable housing guidelines<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38c2a7bb elementor-widget elementor-widget-text-editor\" data-id=\"38c2a7bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Santa Fe is facing the most severe affordable housing crisis in its history. The median home price exceeds $600,000, while median household income hovers around $60,000 per year; many families are finding that the only opportunity for homeownership might be Albuquerque or Rio Rancho, leaving them with long commute times and less time with friends and family.<\/p><p>Los Prados, a new proposed development on South Meadows Road, will help address our affordable housing crisis. Like all of our projects, Homewise will build homes that are affordable to working families and individuals, with home prices as low as $128,500. All the proposed 161 homes will be priced well below the median price of a home. Half of all homes built will meet the City\u2019s guidelines for affordable housing, which is 2.5 times the required affordability standard. A teacher earning $50,000 will be able to purchase one of these homes. So will police officers, nurses, and hospitality workers.<\/p><p>There is also a great need for accessible green space at Los Prados. The area around it is one of the most densely populated and rapidly growing areas of Santa Fe. Residents of this area are more likely to be younger than within Santa Fe overall; in fact, over one-fourth of all Santa Fe youth live in this sector. Only 16 percent of residents in this area live within a 10-minute walk to a park, compared to the citywide average of 50 percent of residents. For all these reasons, we are committed to building a public six-acre park, which we will turn over to the City of Santa Fe.<\/p><p>Over a period of 21 months, Homewise staff and volunteers knocked on doors, organized our clients to share their stories of achieving the dream of homeownership, and worked with affordable housing stakeholders to fight for this model infill development. We hosted three early notification meetings, appeared in front of the Planning Commission three times, and were heard by the Governing Body twice. Opponents slung rapidly changing arguments \u2013 about preservation of open space, nuclear waste, and overtly racist claims \u2013 all of which put mud in the wheels of progress. While our clients and supporters were thrilled at our win in the late hours of the night on February 8th, 2023, where the Santa Fe Governing Body voted to approve our plan to build 161 units of housing at Los Prados, this slow and contentious process is a threat to affordable housing.<\/p><p>We knew it was time to go on the offense for affordable housing, which is why we launched the Livability in the Land of Enchantment Series. We are working diligently with a coalition of stakeholders to raise the level of dialogue about affordable housing, empowering both residents and public officials to act in defense of our entire community. We are inspired by the commitment and passion that members of this pro-affordable housing coalition have already demonstrated.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-48611dbb\" data-id=\"48611dbb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6957db84 elementor-widget elementor-widget-image\" data-id=\"6957db84\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-1024x577.jpg\" class=\"attachment-large size-large wp-image-21320\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-1024x577.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-300x169.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-768x433.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-1536x866.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-2048x1154.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-06-18x10.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89e0b7e elementor-widget elementor-widget-image\" data-id=\"89e0b7e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-1024x682.jpg\" class=\"attachment-large size-large wp-image-21321\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-1024x682.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-300x200.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-768x512.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-1536x1023.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-2048x1364.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-07-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca2ce52 elementor-widget elementor-widget-image\" data-id=\"ca2ce52\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"379\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-1024x485.jpg\" class=\"attachment-large size-large wp-image-21322\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-1024x485.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-300x142.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-768x364.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-1536x727.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-2048x970.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-08-18x9.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-297c937 elementor-widget elementor-widget-image\" data-id=\"297c937\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"439\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-1024x562.jpg\" class=\"attachment-large size-large wp-image-21323\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-1024x562.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-300x165.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-768x421.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-1536x843.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-2048x1124.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/LosPrados-09-18x10.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7f3ef2 elementor-widget elementor-widget-image\" data-id=\"f7f3ef2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"374\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-1024x479.jpg\" class=\"attachment-large size-large wp-image-21324\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-1024x479.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-300x140.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-768x359.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-1536x719.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-2048x958.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Los-Prados-10-18x8.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff1badd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff1badd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-531f0a76\" data-id=\"531f0a76\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fc275fc elementor-widget elementor-widget-menu-anchor\" data-id=\"4fc275fc\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"trendz\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42407f61 elementor-widget elementor-widget-heading\" data-id=\"42407f61\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">AN INVESTMENT OF OPERATIC PROPORTIONS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7db9aea1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7db9aea1\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fd21f0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fd21f0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-401b2d70\" data-id=\"401b2d70\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c7a8a0f elementor-widget elementor-widget-text-editor\" data-id=\"5c7a8a0f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tony Zancanella has a lot of ideas and big plans when it comes to transforming old industrial buildings into places where art can flourish. As the director of Opera Southwest (OSW) in Albuquerque, he has been working for the past ten years to bring one vision in particular to fruition. That vision became a reality in September of 2022 with the purchase of the 11,500 s.f. former Spitzer Automotive warehouse on 3rd and Mountain, just north of the downtown area. The building will now function as the Opera\u2019s technical production facility where a staff of skilled technicians and artists can work their magic creating the sets, props and costumes that are integral to the opera experience.<\/p><p>Tony\u2019s energy, enthusiasm and focus are evident from the moment he starts speaking of OSW\u2019s latest investment. \u201cThis space allows us to build our own sets right here in Albuquerque, whereas formerly we\u2019ve had to contract with companies in Texas, New England, and California.\u201d OSW, he emphasizes, is now poised to provide critical jobs for the production side of theater. \u201cThese are good jobs, interesting jobs that will bring economic diversity and opportunity for skilled workers to one of Albuquerque\u2019s core historic neighborhoods.\u201d<\/p><p>OSW is also able to compete nationally for scenic and costume construction contracts, and take the lead on opera co-productions. \u201cOur set for the opera Carmen,\u201d Tony states proudly, \u201cwill travel to Santa Barbara, while the Turandot set from last season was part of a co-production with the opera companies of Fargo and Delaware, again, all built right here in Albuquerque.\u201d<\/p><p>According to Dahl Delu, an Emmy award winning scenic designer who has produced a number of sets for OSW, workers had been relegated to substandard storage units, backyards, parking lots, driveways and empty retail space to build, paint and sew while trying to achieve professional results. \u201cAlbuquerque enjoys a talented theatrical workforce that has the necessary skills to grow the industry,\u201d states Dahl, but until now, the lack of a professional scene shop to advance their art stymied this growth. \u201cOpera Southwest\u2019s new investment in this area is just what is needed.\u201d<\/p><p>Another benefit of having their own work space is that OSW will be able to expand its apprentice training program for technical theater, which will develop the necessary skills to not only ensure the continued growth of local opera production, but can carry over to other workforce sectors, including the film industry.<\/p><p>And it\u2019s not just about growing the Opera: Tony stresses that their new capabilities will serve as a shared asset for the broader theater community. \u201cOur vision,\u201d he says, \u201cis to help create a robust arts and culture scene throughout Albuquerque.\u201d Some of the groups that have already made use of the space include New Mexico Young Actors for their production of The Little Mermaid and the New Mexico Shakespeare Festival. Tony believes the facility will also support and enhance activity at the National Hispanic Cultural Center, Popejoy Hall and the KiMo theater.<\/p><p>\u201cEven if you are not an opera fan,\u201d he notes, \u201cif you care about theater, or live arts, or even the economic prosperity of our community\u2014all of these areas will benefit, with OSW providing the means to lead the way forward.\u201d<\/p><p>Over the last decade, OSW has grown from two productions per year with a budget of less than a half-million to four productions a year with a budget of 1.5 million, making OSW one of Albuquerque\u2019s largest performing arts organizations. The production facility is funded through OSW\u2019s capital campaign, a $500k grant from the state legislature capital outlay fund, and a commercial loan from Homewise. \u201cI was looking for financing when a friend mentioned that Homewise is doing commercial lending. I found Homewise easy to deal with and they offered favorable terms. It was a positive experience.\u201d<\/p><p>Johanna Gilligan, Chief External Affairs Officer at Homewise, feels that helping Opera Southwest purchase a building of their own was a great opportunity. \u201cWhat they\u2019re working toward aligns closely with our community development efforts to make neighborhoods more vibrant. It is an honor to help an organization that has been part of the Albuquerque arts scene for over 50 years achieve their goals to grow and thrive.\u201d<\/p><p>With the production facility up and running at full steam, Tony is excited for the new season of performances to get underway. \u201cI love the whole spectacle of opera\u2014the fusion of voices, orchestra, lights, costumes, public reaction. Being able to bring all those pieces together and create special moments in theater has been my vocation, always.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dee59d elementor-widget elementor-widget-image\" data-id=\"9dee59d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"647\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner-1024x828.jpg\" class=\"attachment-large size-large wp-image-21332\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner-1024x828.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner-300x243.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner-768x621.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner-15x12.jpg 15w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-Owner.jpg 1083w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c237093 elementor-widget elementor-widget-text-editor\" data-id=\"c237093\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tony Zancanella, the Executive Director of Opera Southwest in <br \/>Albuquerque, in the Opera\u2019s new technical production facility.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ca6e19 elementor-widget elementor-widget-image\" data-id=\"6ca6e19\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"290\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-1024x371.jpg\" class=\"attachment-large size-large wp-image-21333\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-1024x371.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-300x109.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-768x278.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera-18x7.jpg 18w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Opera.jpg 1200w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-258882f elementor-widget elementor-widget-text-editor\" data-id=\"258882f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Opera Southwest\u2019s technical production facility at 1023 3rd St. NW. <br \/>Artist rendering courtesy of Dahl Delu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-57b87f6c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57b87f6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3076d92b\" data-id=\"3076d92b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ae510a7 elementor-widget elementor-widget-menu-anchor\" data-id=\"5ae510a7\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"financing\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-739da41a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"739da41a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12efa049\" data-id=\"12efa049\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226b1094 elementor-widget elementor-widget-heading\" data-id=\"226b1094\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">FROM NATIONAL POLICY TO LOCAL HOMEOWNERSHIP<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-728d4d02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"728d4d02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b7a2375\" data-id=\"b7a2375\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c92f229 elementor-widget elementor-widget-image\" data-id=\"6c92f229\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"510\" height=\"681\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/National-Policy-e1698851127176.jpg\" class=\"attachment-full size-full wp-image-21337\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/National-Policy-e1698851127176.jpg 510w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/National-Policy-e1698851127176-225x300.jpg 225w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/National-Policy-e1698851127176-9x12.jpg 9w\" sizes=\"(max-width: 510px) 100vw, 510px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6cca796e\" data-id=\"6cca796e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-420c0b51 elementor-widget elementor-widget-text-editor\" data-id=\"420c0b51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Good information is the foundation of good policy. Homewisdom seeks to increase awareness and understanding of homeownership\u2019s social, environmental, and economic benefits and to inform public policy through the development and dissemination of original research. Although Homewise is self-sufficient, and thus not dependent on government funding for day-to-day operations, policies enacted at all levels of government impact our ability to achieve our mission of improving well-being through homeownership. For example, the availability of state and federal funding and the restrictions around that funding help to determine how much downpayment assistance we can deploy on behalf of clients while local government land use decisions determine where we can build housing.<\/p><p>In FY 2023, Homewisdom produced white papers on housing affordability and the racial wealth gap, a webinar on the intersection between affordable housing and climate change, an interactive web-based map of the racial homeownership gap in the U.S., as well as numerous blog posts and social media content.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ed54ac7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ed54ac7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;curve&quot;,&quot;shape_divider_top_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-399ac14b\" data-id=\"399ac14b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30f4eac5 elementor-widget elementor-widget-menu-anchor\" data-id=\"30f4eac5\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supporters\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74287703 elementor-widget elementor-widget-heading\" data-id=\"74287703\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">OUR SUPPORTERS<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31c1345 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"31c1345\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fef4f34 supporters elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fef4f34\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-33088315\" data-id=\"33088315\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-749c1078 elementor-widget elementor-widget-heading\" data-id=\"749c1078\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Your generosity is making a difference<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0044ab elementor-widget elementor-widget-image\" data-id=\"7b0044ab\" data-element_type=\"widget\" data-settings=\"{&quot;sticky_offset&quot;:200,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"845\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-970x1024.jpg\" class=\"attachment-large size-large wp-image-21291\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-970x1024.jpg 970w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-284x300.jpg 284w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-768x811.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-1455x1536.jpg 1455w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-1941x2048.jpg 1941w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Mary-11x12.jpg 11w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-58510e81\" data-id=\"58510e81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6380daed elementor-widget elementor-widget-text-editor\" data-id=\"6380daed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Financial<br \/>Institutions<\/h5><p>Ally Bank<\/p><p>American Express National Bank<\/p><p>Bank of Albuquerque<\/p><p>Bank of America<\/p><p>Bank of the West<\/p><p>Enterprise Bank &amp; Trust<\/p><p>Fidelity Bank<\/p><p>Guadalupe Credit Union<\/p><p>Kirtland Federal Credit Union<\/p><p>New Mexico Bank &amp; Trust<\/p><p>New Mexico Mutual<\/p><p>Nusenda Credit Union<\/p><p>PNC<\/p><p>Rio Grande Credit Union<\/p><p>Sandia Area Federal Credit Union<\/p><p>Self-Help Credit Union<\/p><p>Sunflower Bank\/\u200aFirst National 1870<\/p><p>Texas Capital Bank<\/p><p>UBS Bank USA<\/p><p>United Business Bank<\/p><p>US Eagle Federal Credit Union<\/p><p>WaFd Bank<\/p><p>Wells Fargo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-305ec6cf elementor-widget elementor-widget-text-editor\" data-id=\"305ec6cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Foundations<\/h5><p>Albuquerque Community Foundation<\/p><p>Anchorum St. Vincent<\/p><p>Bank of America Charitable <br \/>Foundation<\/p><p>Daniels Fund<\/p><p>Illinois No 3 Foundation<\/p><p>Kalliopeia Foundation<\/p><p>The Kuhn Foundation<\/p><p>Los Alamos National Laboratory <br \/>Foundation<\/p><p>McCune Charitable Foundation<\/p><p>NBH Charitable Foundation<\/p><p>Nusenda Foundation<\/p><p>Erich and Hannah Sachs Foundation<\/p><p>Santa Fe Community Foundation<\/p><p>Thornburg Foundation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-72a1419f\" data-id=\"72a1419f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6997ff05 elementor-widget elementor-widget-text-editor\" data-id=\"6997ff05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Community Businesses, Government Agencies and Nonprofits<\/h5><p>CHRISTUS Health<\/p><p>CHRISTUS St. Vincent Regional Medical Center<\/p><p>City of Albuquerque<\/p><p>City of Rio Rancho<\/p><p>City of Santa Fe<\/p><p>CDFI Fund, US Treasury<\/p><p>Deloitte Consulting LLP<\/p><p>Housing Partnership Network<\/p><p>Los Alamos National Laboratory<\/p><p>National Fair Housing Alliance Inclusive Communities Fund<\/p><p>NeighborWorks America<\/p><p>NeighborWorks Capital<\/p><p>New Mexico Gas Co.\/Emera<\/p><p>New Mexico Mortgage Finance <br \/>Authority<\/p><p>New Mexico Small Business <br \/>Investment Corporation<\/p><p>Opportunity Finance Network<\/p><p>Sandia National Laboratories<\/p><p>U.S. Department of Housing and Urban Development, Community Planning<br \/>and Development<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ff7a0 elementor-widget elementor-widget-text-editor\" data-id=\"70ff7a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Religious Institutions<\/h5><p>The Domestic and Foreign Missionary Society of the Protestant Episcopal Church<\/p><p>Mercy Investment Services<\/p><p>Religious Communities Impact Fund<\/p><p>Seton Enablement Fund<\/p><p>Sisters of Charity of the Incarnate Word<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-7a518df1\" data-id=\"7a518df1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5806c273 elementor-widget elementor-widget-text-editor\" data-id=\"5806c273\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Individuals &amp; Investment Funds<\/h5><p>Nickolas Adams<\/p><p>Darcy Arcand<\/p><p>Anonymous<\/p><p>Avalon Trust<\/p><p>Avalon Trust clients<\/p><p>Balanced Rock clients<\/p><p>Joel Frederick Barber<\/p><p>Anne Beckett<\/p><p>Erika and Glenn Campos<\/p><p>Jill and Paul Cook<\/p><p>Susan and Conrad De Jong Fund<\/p><p>Lori and David Delgado<\/p><p>Anne Messbarger-Eguia<\/p><p>Cliff Feigenbaum<\/p><p>Kristina Flanagan<\/p><p>Goulston &amp; Storrs clients<\/p><p>Naomi and Robb Hirsch<\/p><p>Michael Kelly<\/p><p>Joseph Kunkel<\/p><p>Teresa Leger de Fernandez<\/p><p>Ann Lockhart<\/p><p>Viola Lujan<\/p><p>Mike and Dee Maloof Family Fund<\/p><p>Genevieve and A. Paul Mitchell<\/p><p>Mitchell Family Trust<\/p><p>Agnes Noonan<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-64b9e112\" data-id=\"64b9e112\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f0b1012 elementor-widget elementor-widget-text-editor\" data-id=\"1f0b1012\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Linda Ohmans and Matthew Witt<\/p><p>Josue Olivares<\/p><p>Laura M. Orchard<\/p><p>Karen E. Orso<\/p><p>Cynthia Piatt<\/p><p>Stacy S. Quinn<\/p><p>Reynders, McVeigh Capital <br \/>Management clients<\/p><p>Adam Roberts<\/p><p>Hayden Rose<\/p><p>Marissa Ruyle<\/p><p>Miriam Sagan<\/p><p>Saltbox Financial clients<\/p><p>Dr. Shelle Sanchez<\/p><p>Jenna Scanlon<\/p><p>Elizabeth and Richard Schnieders<\/p><p>Rebecca Sheff and Ethan Stone<br \/>Tikkun Olam Fund<\/p><p>Martha and Patterson Simons<\/p><p>Linda and Andrew Spingler<\/p><p>The Sustainability Group clients<\/p><p>Trillium Asset Management clients<\/p><p>Kathy Ulibarri<\/p><p>Paul Vogel<\/p><p>Debra A. Walsh<\/p><p>Carla Weil<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a24ca41 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a24ca41\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d7cb23a\" data-id=\"4d7cb23a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d23cf52 elementor-widget elementor-widget-menu-anchor\" data-id=\"5d23cf52\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"invest\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4616d9ec elementor-widget elementor-widget-heading\" data-id=\"4616d9ec\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">INVEST IN A GREENER NEW MEXICO<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c5a850d elementor-section-content-top turquoise elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c5a850d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1852ab86\" data-id=\"1852ab86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c24fcdf elementor-widget elementor-widget-image\" data-id=\"3c24fcdf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1159\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-scaled.jpg\" class=\"elementor-animation-grow attachment-full size-full wp-image-21295\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-scaled.jpg 2560w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-300x136.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-1024x464.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-768x348.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-1536x695.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-2048x927.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Greener-18x8.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5eddc9 elementor-widget elementor-widget-image\" data-id=\"a5eddc9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"632\" height=\"911\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Green.jpg\" class=\"elementor-animation-grow attachment-full size-full wp-image-21345\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Green.jpg 632w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Green-208x300.jpg 208w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Green-8x12.jpg 8w\" sizes=\"(max-width: 632px) 100vw, 632px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4df243f5 elementor-widget elementor-widget-text-editor\" data-id=\"4df243f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact Darcy Arcand, Grant &amp; Impact Investment Manager, to learn more about supporting solar power use through our Homewise Community Investment Fund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-165c181b elementor-widget elementor-widget-text-editor\" data-id=\"165c181b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span class=\"smaller turquoise\"><a href=\"tel:5058195433\">505.819.5433<\/a> or <a href=\"mailto:DArcand@34.106.141.153\">DArcand@34.106.141.153<\/a>\nYou can also visit us at <a href=\"http:\/\/34.106.141.153\/invest-in-homewise\" target=\"_blank\" rel=\"noopener\">homewise.org\/invest-in-homewise<\/a><\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0abfdb elementor-widget elementor-widget-toggle\" data-id=\"4c0abfdb\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1271\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1271\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-chevron-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Important investment disclosure notice<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1271\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1271\"><p style=\"font-weight: 400;\">The Notes are offered to both individual and institutional investors who reside in states in which our Notes are registered or exempt from registration. This currently includes: Alaska, New Mexico, California, Colorado, Connecticut, Hawaii, Illinois, Iowa, Maine, Massachusetts, Mississippi, New York, Rhode Island, Texas, Utah, Vermont, Washington, Wyoming.<\/p><p style=\"font-weight: 400;\">Past performance is no guarantee of future performance or success. There is no suitability or fiduciary obligation performed for an investor by the issuer or any of its representatives. Investors should consider diversification in their investments. This notice is not an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of securities in any state in which such offer, solicitation, or sale is not authorized. The offering is made solely by the <a href=\"\/wp-content\/uploads\/2022\/09\/21692258_12-Homewise-2021-2022-Prospectus_FINAL-corrected-02.16.2022.pdf\" target=\"_blank\" rel=\"noopener\">Prospectus<\/a>, which more fully describes certain risks involved in a purchase of securities. The securities are not FDIC or SIPC insured, are not bank deposits, and are not guaranteed by any federal agency.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4901741a\" data-id=\"4901741a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-507cf3d elementor-widget elementor-widget-text-editor\" data-id=\"507cf3d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As gas and electricity costs continue to rise, Homewise is helping make solar technology accessible to modest-income New Mexicans through affordable, fixed-rate financing. Our Solar Lending Program offers favorable terms, including financing of up to 30 years (depending on loan amount). Clients are able to enjoy the benefits of solar power, including saving on energy bills and increasing their home\u2019s value, through manageable monthly payments.<\/p><p>It\u2019s a great time to go solar. The average cost of solar energy systems in New Mexico has declined by over 36% in the past five years and over 80% in the past ten years<sup>1<\/sup>. And thanks to all the solar tax credits and federal incentives, installing a solar power system is more affordable than ever. But unfortunately, the up-front costs of converting to solar can still be prohibitive to many homeowners.<\/p><p>You can invest in a greener future for New Mexico by supporting our Solar Lending Program. Your support will ensure that our lower-income neighbors can take advantage of a clean, renewable energy source to save on home energy costs, live more sustainably, and thrive as homeowners\u2014as well as help New Mexico reach its goal of attaining a carbon-neutral economy.<\/p><p>\u00a0<\/p><h6><sup>1 <\/sup>www.electricrate.com\/solar-energy\/new-mexico<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5aa2831c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5aa2831c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bdca66 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5bdca66\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;curve&quot;,&quot;shape_divider_top_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-388ff41\" data-id=\"388ff41\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e938311 elementor-widget elementor-widget-menu-anchor\" data-id=\"e938311\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"supporters\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-460de52 elementor-widget elementor-widget-heading\" data-id=\"460de52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">OUR TEAM<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-382b492 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"382b492\" data-element_type=\"widget\" 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class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0c327e supporters elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0c327e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-889ed0a\" data-id=\"889ed0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-fb4b2dc\" data-id=\"fb4b2dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2738036 elementor-widget elementor-widget-image\" data-id=\"2738036\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"534\" height=\"1024\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Footer-534x1024.jpg\" class=\"attachment-large size-large wp-image-21363\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Footer-534x1024.jpg 534w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Footer-156x300.jpg 156w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Footer-6x12.jpg 6w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/11\/Footer.jpg 567w\" sizes=\"(max-width: 534px) 100vw, 534px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-26d96b0\" data-id=\"26d96b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d5212a elementor-widget elementor-widget-text-editor\" data-id=\"3d5212a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>our Leadership team<\/h5><p>Mike Loftin <br \/>Chief Executive Officer<\/p><p>Daniel Slavin<br \/>Chief Financial Officer and <br \/>Chief Real Estate Development Officer<\/p><p>Elena Gonzales <br \/>Chief Operations Officer<\/p><p>Lois Page<br \/>Chief Information Officer<\/p><p>Kelly O\u2019Donnell<br \/>Chief Research and Policy Officer<\/p><p>Rathi Casey<br \/>Chief Creative Officer<\/p><p>Johanna Gilligan<br \/>Chief External Affairs Officer<\/p><p>Lisa Huval<br \/>Senior Director of Real Estate Development<\/p><p>READ <a href=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2023\/11\/Senior-Leadership-Team-JUL_23.pdf\" target=\"_blank\" rel=\"noopener\"><strong>BIOS<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-5cf4032\" data-id=\"5cf4032\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dde632 elementor-widget elementor-widget-text-editor\" data-id=\"2dde632\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>our board <br \/>of directors<\/h5><p>Katherine Ulibarri, Chair<\/p><p>Anne Messbarger-Eguia, Vice Chair<\/p><p>Joseph Kunkel, Treasurer<\/p><p>Marissa Ruyle, Secretary<\/p><p>Andy Spingler<\/p><p>David Delgado<\/p><p>Erika Campos<\/p><p>Agnes Noonan<\/p><p>Dr. Shelle VanEtten de Sanchez<\/p><p>Paul Vogel<\/p><p>Amanda Kocon<\/p><p>Josue Olivares<\/p><p>Jade Rivera<\/p><p>READ <strong><a href=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2023\/11\/Board-Directors-MAY_23.pdf\" target=\"_blank\" rel=\"noopener\">BIOS<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>OUR CEO MESSAGE: AN AFFORDABLE HOME PURCHASE SOLUTION FOR ALL: Congresswoman Teresa Leger Fernandez champions an innovative approach to helping renters become sustainable homeowners Watch Video U.S. Congressional Representative Teresa Leger Fernandez pioneers a bold vision for New Mexico and the nation by leveraging Community Project Funding to strengthen affordable homeownership opportunities for people of [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":21170,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-21163","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2023 Annual Report - Homewise\u00ae<\/title>\n<meta name=\"description\" content=\"Homewise helps New Mexicans become successful homeowners, improving financial well-being. 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