{"id":31213,"date":"2026-04-28T12:49:50","date_gmt":"2026-04-28T18:49:50","guid":{"rendered":"https:\/\/homewise.org\/?page_id=31213"},"modified":"2026-04-28T13:27:52","modified_gmt":"2026-04-28T19:27:52","slug":"mortgage","status":"publish","type":"page","link":"https:\/\/homewise.org\/es\/mortgage\/","title":{"rendered":"Hipoteca"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"31213\" class=\"elementor elementor-31213\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3915f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3915f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-233dc1b\" data-id=\"233dc1b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5425010 elementor-widget elementor-widget-image\" data-id=\"5425010\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"#contact\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"425\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner.png\" class=\"attachment-full size-full wp-image-31219\" alt=\"Mortgage Loan New Mexico\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner.png 1280w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner-300x100.png 300w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner-1024x340.png 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner-768x255.png 768w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Mortgage-loans-banner-18x6.png 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e12639 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e12639\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-efc1671\" data-id=\"efc1671\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80fa9ef elementor-widget elementor-widget-text-editor\" data-id=\"80fa9ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Con pagos iniciales de tan solo 2% y sin necesidad de seguro hipotecario privado, un pr\u00e9stamo hipotecario de Homewise est\u00e1 dise\u00f1ado para mantener sus costos mensuales lo m\u00e1s bajos posible. Desde 1986, hemos ayudado a los residentes de Nuevo M\u00e9xico en Albuquerque, Santa Fe, Las Cruces, Hobbs, Carlsbad, Alamogordo y en todo el estado a comprar casas asequibles.\u00a0<\/p><p>Nuestros asesores de compra de vivienda y oficiales de cr\u00e9dito lo guiar\u00e1n en cada paso del proceso, desde comprender para qu\u00e9 califica hasta el cierre de la compra de su nueva casa.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b7a3abc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b7a3abc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ade1464\" data-id=\"ade1464\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43e5fcd elementor-widget elementor-widget-heading\" data-id=\"43e5fcd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/buy-a-home-form\">CONTACTE CON UN ASESOR DE COMPRA DE VIVIENDA<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e79337 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e79337\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5152c36\" data-id=\"5152c36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a61958f elementor-widget elementor-widget-heading\" data-id=\"a61958f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Una mejor hipoteca sin seguro hipotecario privado.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcad60e elementor-widget elementor-widget-text-editor\" data-id=\"dcad60e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px;\">La mayor\u00eda de los prestamistas exigen un seguro hipotecario privado (PMI) si el pago inicial es inferior a 201.500.000. En una vivienda de 1.600.000 a 250.000, esto puede a\u00f1adir alrededor de 1.600.250 al pago mensual. A lo largo de un pr\u00e9stamo a 30 a\u00f1os, esto supone un desembolso de 1.600.000.\u00a0<\/span><\/p><p><span style=\"font-size: 24px;\">Homewise elimina por completo el seguro hipotecario privado (PMI). El comprador t\u00edpico de Homewise paga un pago inicial de tan solo 21.500 d\u00f3lares del precio de compra y no paga seguro hipotecario. Esto supone una diferencia significativa en la cuota mensual desde el primer d\u00eda.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fda6a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fda6a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c034838\" data-id=\"c034838\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff80f34 elementor-widget elementor-widget-image\" data-id=\"ff80f34\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-1024x683.jpg\" class=\"attachment-large size-large wp-image-24549\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-1024x683.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-300x200.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-768x512.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-1536x1024.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-2048x1365.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2023\/09\/Luis-and-Elena-Large-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-453233b\" data-id=\"453233b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4871efd elementor-widget elementor-widget-heading\" data-id=\"4871efd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pago inicial bajo <br>opciones de hipoteca<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4acd56 elementor-widget elementor-widget-text-editor\" data-id=\"e4acd56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px;\">No necesitas un gran pago inicial para comprar una casa con Homewise. Nuestros asesores de compra de vivienda trabajar\u00e1n contigo para encontrar el mejor paquete de financiamiento disponible, incluyendo programas hipotecarios especiales con tasas de inter\u00e9s m\u00e1s bajas que las que suelen encontrarse en el mercado abierto.&nbsp;<\/span><\/p><p><span style=\"font-size: 24px;\">Muchos de estos programas est\u00e1n dise\u00f1ados espec\u00edficamente para quienes compran una vivienda por primera vez, pero tambi\u00e9n nos complace trabajar con personas que ya poseen una casa.&nbsp;&nbsp;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feb8d47 elementor-widget elementor-widget-heading\" data-id=\"feb8d47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/buy-a-home-form\">CONT\u00c1CTANOS<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8834017 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8834017\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce7120e\" data-id=\"ce7120e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7e6171 elementor-widget elementor-widget-heading\" data-id=\"b7e6171\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Programas de asistencia para el pago inicial <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d1a6e elementor-widget elementor-widget-text-editor\" data-id=\"b9d1a6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px;\">Muchos compradores de vivienda en Nuevo M\u00e9xico califican para programas de asistencia para el pago inicial, lo que hace que comprar una casa sea a\u00fan m\u00e1s asequible. Estos programas var\u00edan: algunos est\u00e1n disponibles en todo el estado, otros son espec\u00edficos de Albuquerque o Santa Fe, y otros est\u00e1n dirigidos a ciertos profesionales como maestros y personal de emergencias. La disponibilidad de fondos tambi\u00e9n cambia con el tiempo, a medida que los programas se completan o se abren nuevos.\u00a0<\/span><\/p><p><span style=\"font-size: 24px;\">Los asesores de compra de vivienda de Homewise se mantienen al d\u00eda con todos los programas disponibles y se asegurar\u00e1n de que usted tenga acceso a todas las opciones para las que califique.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01580eb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01580eb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-33dc5c3\" data-id=\"33dc5c3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0abafb elementor-widget elementor-widget-heading\" data-id=\"d0abafb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un proceso paso a paso  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd518e elementor-widget elementor-widget-text-editor\" data-id=\"0cd518e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px;\">Homewise adopta un enfoque diferente para los pr\u00e9stamos hipotecarios. En lugar de comenzar con una solicitud de pr\u00e9stamo, comenzamos con una conversaci\u00f3n. Su asesor de compra de vivienda revisar\u00e1 su situaci\u00f3n financiera, incluyendo sus ingresos, ahorros, deudas e historial crediticio, y trabajar\u00e1 con usted hasta que pueda calificar para la mejor financiaci\u00f3n que Homewise pueda encontrar.\u00a0<\/span><\/p><p><span style=\"font-size: 24px;\">El resultado es un Certificado de Preparaci\u00f3n para la Compra que detalla su capacidad de compra, programa hipotecario, tasa de inter\u00e9s y cualquier ayuda para la compra de vivienda a la que tenga derecho. A partir de ah\u00ed, un agente inmobiliario de Homewise le ayudar\u00e1 a encontrar una vivienda que se ajuste a su presupuesto, y un asesor de pr\u00e9stamos de Homewise gestionar\u00e1 su paquete de financiaci\u00f3n final hasta el cierre. Tambi\u00e9n puede trabajar con el agente inmobiliario de su elecci\u00f3n.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-786f033 elementor-widget elementor-widget-heading\" data-id=\"786f033\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/buy-a-home-form\">EMPEZAR<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8e4c13f\" data-id=\"8e4c13f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af07afe elementor-widget elementor-widget-image\" data-id=\"af07afe\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-31220\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-768x512.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-300x200.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-1024x683.jpg 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-1536x1024.jpg 1536w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-2048x1366.jpg 2048w, https:\/\/homewise.org\/wp-content\/uploads\/2026\/04\/Lifecycle-Action-Shots-2-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d6e708 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d6e708\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1dc7d09\" data-id=\"1dc7d09\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fceb77 elementor-widget elementor-widget-heading\" data-id=\"5fceb77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ofrecemos nuestros servicios a compradores de vivienda en todo Nuevo M\u00e9xico. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4476ddf elementor-widget elementor-widget-text-editor\" data-id=\"4476ddf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 24px;\">Homewise ha estado ayudando a los habitantes de Nuevo M\u00e9xico a comprar casas desde 1986, con oficinas en Albuquerque y Santa Fe. Atendemos a compradores de viviendas en todo Nuevo M\u00e9xico, incluyendo Albuquerque, Rio Rancho, Santa Fe, Las Cruces,\u00a0<\/span>Hobbs, Carlsbad, Alamogordo y en cualquier otro lugar del estado.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-97fd87a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"97fd87a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e9acd37\" data-id=\"e9acd37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e85ffc2 elementor-widget elementor-widget-heading\" data-id=\"e85ffc2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfPor qu\u00e9 elegir Homewise para su pr\u00e9stamo hipotecario?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa440b elementor-widget elementor-widget-text-editor\" data-id=\"5fa440b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span style=\"font-size: 24px;\">Sin seguro hipotecario privado, incluso con un pago inicial de tan solo 2%.\u00a0<\/span><\/li><li><span style=\"font-size: 24px;\">Acceso a programas hipotecarios especiales con tasas de inter\u00e9s inferiores a las del mercado.\u00a0<\/span><\/li><li><span style=\"font-size: 24px;\">Programas de ayuda para el pago inicial para compradores que cumplan los requisitos.\u00a0<\/span><\/li><li><span style=\"font-size: 24px;\">Asesores de compra de vivienda y oficiales de cr\u00e9dito asalariados, sin comisiones, enfocados en encontrar la mejor financiaci\u00f3n para usted.\u00a0<\/span><\/li><li><span style=\"font-size: 24px;\">Servicios inmobiliarios integrados: encuentra y financia tu casa en un solo lugar.\u00a0<\/span><\/li><li><span style=\"font-size: 24px;\">Entidad crediticia sin fines de lucro que presta servicios en Nuevo M\u00e9xico desde 1986.\u00a0<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a208105 elementor-widget elementor-widget-heading\" data-id=\"a208105\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/es\/buy-a-home-form\">CONTACTA AHORA<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2adab21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2adab21\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-81f1725\" data-id=\"81f1725\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8992c5e elementor-widget elementor-widget-image\" data-id=\"8992c5e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/elementor\/thumbs\/Homewise-RGB-r9s8yih2sj27uwuzculzqsf39876lu60hbvunjshla.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49b07ba elementor-widget elementor-widget-text-editor\" data-id=\"49b07ba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p style=\"color: #c75b12;\"><strong>OFICINA DE ALBUQUERQUE<\/strong><\/p><p style=\"font-family: Tisa; margin-top: 0; font-size: 20px; line-height: .25;\">500 2nd Street SW<\/p><p style=\"font-family: Tisa; margin-top: 0; line-height: .5; font-size: 20px;\">Albuquerque, Nuevo M\u00e9xico 87102<\/p><p><strong><span style=\"color: #c75b12;\">TEL\u00c9FONO:<\/span> <\/strong><span style=\"font-family: Tisa; font-size: 20px; margin-top: 0; line-height: .5;\">505-243-6566<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04f596a elementor-widget elementor-widget-text-editor\" data-id=\"04f596a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>\n<p style=\"color: #c75b12;\">OFICINA DE SANTA FE<\/p><\/strong>\n\n<p style=\"font-family: Tisa; margin-top: 0; font-size: 20px; line-height: .25;\">1301 Siler Road, Edificio D<\/p>\n\n<p style=\"font-family: Tisa; margin-top: 0; line-height: .5; font-size: 20px;\">Santa Fe, Nuevo M\u00e9xico 87507<\/p>\n<strong><span style=\"color: #c75b12;\">TEL\u00c9FONO:<\/span> <\/strong>\n\n<span style=\"font-family: Tisa; font-size: 20px; margin-top: 0; line-height: .5;\">505-983-9473<\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c97db elementor-widget elementor-widget-text-editor\" data-id=\"12c97db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"color: #c75b12;\">CORREO ELECTR\u00d3NICO:<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd4794 elementor-widget elementor-widget-text-editor\" data-id=\"6dd4794\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"mailto:frontdesk@homewise.org\" target=\"_blank\" rel=\"noopener\"><span style=\"font-family: Tisa; font-size: 20px;\">frontdesk@homewise.org<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6bc649 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"c6bc649\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-fc1efc4\" href=\"https:\/\/www.facebook.com\/HomewiseNM\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-75e0d48\" href=\"https:\/\/www.instagram.com\/homewise\/\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-instagram\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-cc3933c\" href=\"https:\/\/www.linkedin.com\/company\/homewise-inc-\/\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">LinkedIn<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-09f3787\" href=\"https:\/\/www.youtube.com\/user\/HomewiseHomes\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">YouTube<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-youtube\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d5a230 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d5a230\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d43e69\" data-id=\"4d43e69\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d102f66 elementor-widget elementor-widget-template\" data-id=\"d102f66\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"28085\" class=\"elementor elementor-28085\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d25af94 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d25af94\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76076707\" data-id=\"76076707\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47d01555 elementor-widget elementor-widget-text-editor\" data-id=\"47d01555\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">\u00a9 2026 Homewise, Inc. NMLS #188231<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf56149 elementor-widget elementor-widget-image\" data-id=\"5bf56149\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/elementor\/thumbs\/NW_EHL_Aeris_CDFI-icons-trimmed-r9ibbrbfnp3u18r0u8wyf7ajwncdtcnze23xohcb9k.png\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>With down payments as low as 2% and no private mortgage insurance required, a Homewise home loan is built to keep your monthly costs as low as possible. We&#8217;ve been helping New Mexicans in Albuquerque, Santa Fe, Las Cruces, Hobbs, Carlsbad, Alamogordo, and everywhere else in the state to buy homes they can afford since [&hellip;]<\/p>\n","protected":false},"author":46,"featured_media":807,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-31213","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage - Homewise\u00ae<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homewise.org\/es\/mortgage\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage - Homewise\u00ae\" \/>\n<meta property=\"og:description\" content=\"With down payments as low as 2% and no private mortgage insurance required, a Homewise home loan is built to keep your monthly costs as low as possible. 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