{"id":20924,"date":"2023-09-11T06:44:49","date_gmt":"2023-09-11T12:44:49","guid":{"rendered":"http:\/\/34.106.141.153\/?p=20924"},"modified":"2023-10-31T14:21:28","modified_gmt":"2023-10-31T20:21:28","slug":"casa-pacifica-creating-affordable-housing-in-santa-fe","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/casa-pacifica-creating-affordable-housing-in-santa-fe\/","title":{"rendered":"Casa Pac\u00edfica | Creando viviendas asequibles en Santa Fe"},"content":{"rendered":"
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Santa Fe es inasequible y la mayor\u00eda de la poblaci\u00f3n de nuestra ciudad siente la presi\u00f3n. La vivienda de precio medio en 2022 en nuestra ciudad era $608,700, lo que se considera inasequible para el 90% de los residentes de la ciudad de Santa Fe. Esta carga financiera afecta a miembros esenciales de la fuerza laboral de la ciudad, impidiendo que estas familias trabajadoras residan en las comunidades a las que contribuyen y de las que depende Santa Fe. En este momento, el ingreso anual inicial de un maestro de Santa Fe es de alrededor de $50.000, un salario que hace que ser propietario de una casa en Santa Fe est\u00e9 fuera de su alcance a medida que los precios aumentan exponencialmente. Esta crisis de propiedad de viviendas contribuye a la ampliaci\u00f3n <\/span>brecha de riqueza racial<\/span><\/a> y <\/span>cambio clim\u00e1tico<\/span><\/a>, al tiempo que valoramos las comunidades que fortalecen nuestra ciudad.<\/span><\/p>

\u00a0<\/p>

\u00bfQu\u00e9 es la vivienda asequible?<\/b><\/p>

Si bien a menudo pensamos en las viviendas asequibles como unidades de alquiler subsidiadas, ser propietario de una vivienda suele ser m\u00e1s rentable que alquilar en los EE. UU. En dos tercios de los condados estadounidenses, el pago hipotecario mensual promedio es menor que el alquiler mensual promedio. Si bien la vivienda de alquiler asequible es esencial, depender \u00fanicamente de estrategias de alquiler carece de previsi\u00f3n y no genera riqueza para el inquilino.\u00a0<\/span><\/p>

Es por eso que Homewise trabaja con socios en todo el estado para crear oportunidades de propiedad de vivienda asequibles en todo Nuevo M\u00e9xico. Pero para lograrlo, contamos con la generosidad no s\u00f3lo de individuos privados, sino tambi\u00e9n de mecanismos de financiamiento innovadores como el Fondo Fiduciario de Vivienda Asequible de la Ciudad de Santa Fe, que ha ayudado <\/span>hacer<\/span><\/a> M\u00e1s de 130 viviendas en la ciudad son bastante asequibles hasta la fecha (consulte "\u00bfC\u00f3mo se financia esto?" a continuaci\u00f3n para obtener m\u00e1s informaci\u00f3n).<\/span><\/p>

Un ejemplo de esto en acci\u00f3n es Casa Pacifica, un complejo de condominios asequibles de unidades m\u00faltiples. Tomamos la antigua propiedad de alquiler de Airbnb y convertimos las unidades en viviendas asequibles que se vender\u00e1n a hogares con ingresos que oscilan entre 50% y 120% del ingreso medio de Santa Fe.\u00a0<\/span><\/p>

Fijamos el precio de estos condominios ubicados en el centro teniendo en cuenta varios tama\u00f1os de hogar e ingresos (cuanto mayor sea el tama\u00f1o del hogar objetivo para cada unidad, mayor ser\u00e1 el l\u00edmite de ingresos). Los niveles de precios incluyen hogares con ingresos no superiores a 65%. 80%, 100% y 120% del ingreso medio de Santa Fe. En particular, una unidad no tiene l\u00edmite de ingresos, lo que garantiza la inclusi\u00f3n y la accesibilidad para todas las familias que buscan vivienda.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Eso significa que un maestro que gana $50.000 al a\u00f1o podr\u00eda permitirse nuestra unidad de dos dormitorios y dos ba\u00f1os con un precio de $209.750, una fuerte disminuci\u00f3n con respecto al valor de mercado de $620.000. O imaginemos a un camarero que gana $32,800 al a\u00f1o, el promedio de un camarero en Nuevo M\u00e9xico (Bureau Labor Statistics, 2022). Podr\u00edan permitirse nuestro condominio de una habitaci\u00f3n y un ba\u00f1o por $141,250, que tiene un valor de mercado de $350,000. Estos dos residentes de Santa Fe, que actualmente est\u00e1n fuera del precio promedio de vivienda en nuestra ciudad, podr\u00edan tener viviendas estables a largo plazo dentro de su rango de precios, contribuyendo a nuestra ciudad en los a\u00f1os venideros.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00bfC\u00f3mo se financia esto?<\/b><\/p>

Proyectos de viviendas asequibles como Casa Pacifica son posibles gracias a la generosidad de donantes privados, como Sally Kuhn, que contribuy\u00f3 a este proyecto, y a los ingresos netos de la vivienda a precio de mercado (Unidad #5).<\/span><\/p>

Pero tambi\u00e9n es gracias al Fondo Fiduciario de Vivienda Asequible de la Ciudad de Santa Fe. Este fondo ha desempe\u00f1ado un papel vital en el apoyo a la construcci\u00f3n y renovaci\u00f3n de unidades de vivienda asequibles en nuestra ciudad.\u00a0<\/span><\/p>

El Concejo Municipal aprob\u00f3 recientemente un refer\u00e9ndum que los votantes de Santa Fe tendr\u00e1n la oportunidad de aprobar en noviembre para hacer posible la financiaci\u00f3n de viviendas asequibles a largo plazo. Esta medida electoral crear\u00eda un impuesto especial de 3% sobre las ventas de viviendas nuevas que superen los $1 millones, pero s\u00f3lo sobre el incremento por encima de $1 millones. Por ejemplo, el comprador de una casa de $1,5 millones pagar\u00eda $15.000, que son 3% de $500.000. Esto asegurar\u00eda un flujo de financiaci\u00f3n constante para el Fondo Fiduciario de Vivienda Asequible, apoyando soluciones de vivienda asequible para las generaciones venideras.<\/span><\/p>

Al crear una fuente de financiamiento confiable, el Fondo Fiduciario de Vivienda Asequible puede continuar brindando recursos de vivienda cruciales a la gente de Santa Fe.\u00a0<\/span><\/p>

Los residentes tambi\u00e9n pueden participar en la toma de decisiones comunitarias en torno a viviendas asequibles, como asistir a ayuntamientos, hablar con vecinos y compartir ideas con l\u00edderes comunitarios. Puede hacer o\u00edr su voz para crear viviendas asequibles, fomentar vecindarios m\u00e1s fuertes, apoyar a las familias locales y mejorar nuestra ciudad.<\/span><\/p>

Puede que Santa Fe sea inasequible ahora, pero con m\u00e1s fondos para proyectos como Casa Pacifica, podemos tomar medidas para construir una Santa Fe para todos.<\/span><\/p>

Para obtener m\u00e1s informaci\u00f3n sobre Homewise y los servicios que ofrecemos, visite: <\/span>http:\/\/34.106.141.153\/about-us\/<\/span><\/a> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Santa Fe is unaffordable, and most of our city’s population feels the strain. The 2022 median-priced home in our city was $608,700, which is considered unaffordable for 90% of Santa Fe City residents. 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