{"id":22463,"date":"2024-07-02T11:45:37","date_gmt":"2024-07-02T17:45:37","guid":{"rendered":"http:\/\/34.106.141.153\/?p=22463"},"modified":"2024-07-02T11:53:56","modified_gmt":"2024-07-02T17:53:56","slug":"homeownership-makes-the-american-dream-a-reality","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/homeownership-makes-the-american-dream-a-reality\/","title":{"rendered":"Ser propietario de una vivienda hace realidad el sue\u00f1o americano"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"22463\" class=\"elementor elementor-22463\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9f479a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9f479a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39784cf\" data-id=\"39784cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d5c6305 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"d5c6305\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"267\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Banners-Title-ENG-3-2.jpg\" class=\"attachment-large size-large wp-image-22467\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Banners-Title-ENG-3-2.jpg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Banners-Title-ENG-3-2-300x100.jpg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Banners-Title-ENG-3-2-768x256.jpg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Banners-Title-ENG-3-2-18x6.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-baa9e39 elementor-widget elementor-widget-text-editor\" data-id=\"baa9e39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"none\">As Independence Day quickly approaches, we want to break down what the American Dream is and the role homeownership plays in it.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p><p><span data-contrast=\"none\">The American Dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society in where upward mobility is possible for everyone. The American Dream is believed to be achieved through sacrifice, risk-taking, and hard work, rather than by chance (<\/span><a href=\"https:\/\/www.investopedia.com\/terms\/a\/american-dream.asp\"><span data-contrast=\"none\">ref<\/span><\/a><span data-contrast=\"none\">).\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p><p><span data-contrast=\"none\"><strong>Homeownership has long been accepted as a core component of the American Dream because of its economic benefits like building wealth and reducing housing costs<\/strong> (<\/span><a href=\"https:\/\/www.forbes.com\/sites\/forbesrealestatecouncil\/2021\/09\/28\/homeownership-and-the-american-dream\/?sh=6777610d23b5\"><span data-contrast=\"none\">ref<\/span><\/a><span data-contrast=\"none\">). In fact, Bankrate\u2019s 2023 Financial Security survey found that 74% of Americans still consider homeownership a key component of the American Dream. Respondents valued homeownership more than any other indicator of economic stability, including a comfortable retirement, a successful career, and a college degree (<\/span><a href=\"https:\/\/www.bankrate.com\/mortgages\/homeownership-remains-centerpiece-of-american-dream\/\"><span data-contrast=\"none\">ref<\/span><\/a><span data-contrast=\"none\">).\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p><p><span data-contrast=\"none\">88% of non-homeowners surveyed want a home, but they feel like it is too tough to afford right now with the top hurdles being not enough income, home prices that are too high, and the inability to afford down payment and closing costs (<\/span><a href=\"https:\/\/www.bankrate.com\/mortgages\/homeownership-remains-centerpiece-of-american-dream\/#data-and-insights\"><span data-contrast=\"none\">ref<\/span><\/a><span data-contrast=\"none\">).\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p><p><span data-contrast=\"none\">We aim to either address or remove these barriers to homeownership to help make the American Dream a reality for every New Mexican. <strong>Here are 6 innovative ways that we are making it accessible and affordable:<\/strong><\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Building high-quality homes to increase the supply of affordable housing<\/span><\/b><span data-contrast=\"none\">. 40% of the Miraflores homes, our newest Homewise Homes\u00ae community, will be sold at affordable prices (this is double the City of Santa Fe\u2019s requirement of 20%) to households with incomes ranging from 50% to 120% of Santa Fe\u2019s median income.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Offering free one-on-one financial coaching<\/span><\/b><span data-contrast=\"none\">. Our Home Purchase Advisors look at each client&#8217;s unique financial situation and come up with a concrete plan of steps they need to take for us to pre-qualify them. Whether it takes years or months, our Home Purchase Advisors are there for our clients as they work to pay off debt, improve their credit, build their savings, etc.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Combining funds from a variety of homebuyer assistance programs to help qualifying homebuyers meet their homeownership goals.\u00a0 <\/span><\/b><span data-contrast=\"none\">A wide variety of government and charitable programs exist to help low-and moderate-income homebuyers. Our Home Purchase Advisors research all assistance programs your household may be eligible for and can create a \u201cstack\u201d of funds from multiple programs to meet your needs.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Requiring a low down payment.<\/span><\/b><span data-contrast=\"none\"> Instead of 20%, we only require most of our clients to put down 2%, and sometimes even less. This alone opens up the possibility of homeownership for so many people.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Removing monthly mortgage insurance.<\/span><\/b><span data-contrast=\"none\"> When buyers put less than 20% down, most lenders will charge mortgage insurance, which can equate to hundreds of dollars per month. We have removed this to help make homeownership more affordable.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Rolling all closing costs into the loan.<\/span><\/b><span data-contrast=\"none\"> This ensures that our clients can close on their loans without having to come up with additional money for closing in most cases.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/li><\/ul><p>\u00a0<\/p><p><span data-contrast=\"auto\"><strong>While these innovations are impactful on paper, our clients and their stories really bring them to life.<\/strong> From single moms to teachers to immigrants, we help people from all backgrounds and circumstances achieve their American Dream.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77b8e06 elementor-widget elementor-widget-image\" data-id=\"77b8e06\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"573\" height=\"532\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Stephanie-2.png\" class=\"attachment-large size-large wp-image-22468\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Stephanie-2.png 573w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Stephanie-2-300x279.png 300w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Stephanie-2-13x12.png 13w\" sizes=\"(max-width: 573px) 100vw, 573px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-933945e elementor-widget elementor-widget-text-editor\" data-id=\"933945e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"none\">Stephanie, a single mom of five kids and medical lab technician for TriCore, had been living in an apartment for four years when she found us. She and her kids dreamed of a home with a yard where they could garden together, but months of searching hadn&#8217;t led to the right home for them. That&#8217;s when her Homewise Realtor\u00ae Rose introduced her to another client, Victoria, who wanted to sell her home to someone looking to put roots down. After they met, Victoria sold her home to Stephanie at a price she could afford. Stephanie encourages anyone interested in buying a home\u2014even if they are not financially ready\u2014to get involved with the Homewise program. \u201cJust start the process by talking with an advisor,\u201d she says, \u201cand Homewise will help you with all the rest.\u201d<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><strong><span class=\"EOP SCXW193049736 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d8c800 elementor-widget elementor-widget-text-editor\" data-id=\"8d8c800\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span class=\"TextRun SCXW193049736 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW193049736 BCX8\">Read more of Stephanie\u2019s incredible story on our blog.\u00a0<\/span><\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-944a9c2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"944a9c2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/34.106.141.153\/good-things-come-to-those-who-have-patience\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-127a436 elementor-widget elementor-widget-image\" data-id=\"127a436\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"559\" height=\"471\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Andrew-2.png\" class=\"attachment-large size-large wp-image-22469\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Andrew-2.png 559w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Andrew-2-300x253.png 300w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Andrew-2-14x12.png 14w\" sizes=\"(max-width: 559px) 100vw, 559px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f5a2a4 elementor-widget elementor-widget-text-editor\" data-id=\"7f5a2a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW111806420 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW111806420 BCX8\">Andrew was born and raised in Albuquerque and now teaches New Mexico History and Health classes at Albuquerque High School. He wanted a <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW111806420 BCX8\">fixer<\/span><span class=\"NormalTextRun SCXW111806420 BCX8\">-upper, and when he found out we owned this home as part of our Acquisition Rehab Program, he reached out to buy it so he could renovate it himself. Now, he is a proud homeowner who spends his free time bringing this home back to life. <\/span><span class=\"NormalTextRun CommentStart SCXW111806420 BCX8\">\u201cFor me, it was about making an investment: an investment in myself, an investment in my community, and in my city.\u201d<\/span><\/span><span class=\"EOP SCXW111806420 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fc5394 elementor-widget elementor-widget-text-editor\" data-id=\"6fc5394\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span class=\"TextRun SCXW22135135 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW22135135 BCX8\">Check out Andrew\u2019s full story on our blog.<\/span><\/span><span class=\"EOP SCXW22135135 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f883ac elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1f883ac\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/34.106.141.153\/living-with-as-much-intention-as-possible\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2313f2d elementor-widget elementor-widget-image\" data-id=\"2313f2d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"492\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Jean-2.png\" class=\"attachment-large size-large wp-image-22470\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Jean-2.png 554w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Jean-2-300x266.png 300w, https:\/\/homewise.org\/wp-content\/uploads\/2024\/07\/Jean-2-14x12.png 14w\" sizes=\"(max-width: 554px) 100vw, 554px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a03f492 elementor-widget elementor-widget-text-editor\" data-id=\"a03f492\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW164973500 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW164973500 BCX8\">Jean Marie, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW164973500 BCX8\">Renilida<\/span><span class=\"NormalTextRun SCXW164973500 BCX8\">, and their four children immigrated to Albuquerque from Tanzania, a country in East Africa, seven years ago. After working with Lutheran Family Services (LFS) to find jobs and a place to rent, they were introduced to us and met Ambrose, a Homewise Realtor\u00ae. They attended free financial classes, worked with a Home Purchase Advisor, and eventually became homeowners!<\/span> <span class=\"NormalTextRun SCXW164973500 BCX8\">\u201cA lot of clients are nervous about their first home purchase,\u201d noted Ambrose, \u201cbut not Jean Marie. He is very driven and embraced the opportunity to borrow money for a home whole-heartedly.\u201d\u00a0\u00a0<\/span><\/span><span class=\"EOP SCXW164973500 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4de530e elementor-widget elementor-widget-text-editor\" data-id=\"4de530e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span class=\"TextRun SCXW26722730 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW26722730 BCX8\">Learn more about their story on our blog.\u00a0<\/span><\/span><span class=\"EOP SCXW26722730 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30cfc11 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"30cfc11\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/34.106.141.153\/jean-marie-and-renilidas-story\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23758ff elementor-widget elementor-widget-text-editor\" data-id=\"23758ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW184436478 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW184436478 BCX8\">We <\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">hope that these stories <\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">are inspiring and <\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">demonstrate<\/span><span class=\"NormalTextRun SCXW184436478 BCX8\"> the <\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">important role<\/span><span class=\"NormalTextRun SCXW184436478 BCX8\"> of our services in keeping the American Dream alive<\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">! <\/span><strong><span class=\"NormalTextRun SCXW184436478 BCX8\">If you or someone you know is interested in becoming a homeowner, fill out <\/span><span class=\"NormalTextRun SCXW184436478 BCX8\">an initial<\/span><span class=\"NormalTextRun SCXW184436478 BCX8\"> application to get started.<\/span><\/strong><\/span><strong><span class=\"EOP SCXW184436478 BCX8\" data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559739&quot;:160,&quot;335559740&quot;:256}\">\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d692d1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"6d692d1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"http:\/\/34.106.141.153\/buy-a-home\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Go Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As Independence Day quickly approaches, we want to break down what the American Dream is and the role homeownership plays in it. The American Dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society in where [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":22474,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,35],"tags":[],"class_list":["post-22463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-newsletter"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Homeownership Makes the American Dream a Reality<\/title>\n<meta name=\"description\" content=\"Homeownership has long been accepted as a core component of the American Dream because of its economic benefits like building wealth and reducing housing costs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homewise.org\/es\/homeownership-makes-the-american-dream-a-reality\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeownership Makes the American Dream a Reality\" \/>\n<meta property=\"og:description\" content=\"Homeownership has long been accepted as a core component of the American Dream because of its economic benefits like building wealth and reducing housing costs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/homewise.org\/es\/homeownership-makes-the-american-dream-a-reality\" \/>\n<meta property=\"og:site_name\" content=\"Homewise\u00ae\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/HomewiseNM\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-02T17:45:37+00:00\" \/>\n<meta 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