{"id":22743,"date":"2024-08-30T15:45:16","date_gmt":"2024-08-30T21:45:16","guid":{"rendered":"http:\/\/34.106.141.153\/?p=22743"},"modified":"2024-08-30T16:30:50","modified_gmt":"2024-08-30T22:30:50","slug":"celebrating-hispanic-heritage-month","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/celebrating-hispanic-heritage-month\/","title":{"rendered":"Celebrando el Mes de la Herencia Hispana"},"content":{"rendered":"
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Este Mes de la Herencia Hispana compartimos<\/span>C\u00f3mo Nuevo M\u00e9xico c<\/span>Podr\u00eda llegar a ser<\/span> El primer estado en cerrar la brecha racial de riqueza <\/span>para familias hispanas <\/span>y el<\/span> Datos que respaldan lo que eso realmente significa<\/span>Adem\u00e1s, <\/span>nosotros<\/span>'re<\/span> compartiendo una sesi\u00f3n de preguntas y respuestas con nuestra directora de operaciones, Elena Gonzales, <\/span>y <\/span>alguno <\/span>recetas<\/span> Para este mes<\/span> especialmente curada por<\/span> El equipo de Homewise<\/span>!<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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yo<\/span>La brecha racial de riqueza <\/span>medidas<\/span><\/span> La diferencia <\/span>entre<\/span> El promedio <\/span>activos<\/span> en manos de hogares blancos y los activos promedio en manos de hogares de otras razas y etnias.<\/span> yo<\/span>Hoy,<\/span> En los Estados Unidos,<\/span> El hogar hispano t\u00edpico tiene menos de una quinta parte de la riqueza del hogar t\u00edpico. <\/span>el<\/span>casa blanca <\/span>Los hogares de color tienen ingresos medios m\u00e1s bajos que <\/span>el<\/span>Los hogares blancos tienen menos probabilidades que <\/span>el<\/span>hogares blancos a <\/span>beneficio<\/span> de transferencias de riqueza intergeneracionales (<\/span>es decir<\/span> herencias y donaciones financieras de la familia), y tienen menos probabilidades que <\/span>el<\/span>Los hogares blancos pueden ser propietarios de las viviendas en las que viven.<\/span> yo<\/span>La brecha de riqueza racial es el resultado de <\/span>numeroso<\/span> factores, la mayor\u00eda de los cuales tienen su ra\u00edz en <\/span>nuestra naci\u00f3n <\/span>historia<\/span> tanto del racismo manifiesto como del racismo sist\u00e9mico. <\/span><\/span><\/p>

yo<\/span>A mediados de los a\u00f1os 20<\/span><\/span>el<\/span><\/span> siglo <\/span>F<\/span>Pol\u00edticas federales como la segregaci\u00f3n residencial<\/span>Segregaci\u00f3n fomentada y familias de color privadas de generar riqueza a trav\u00e9s de la propiedad de una vivienda<\/span>Si bien estas pol\u00edticas ya no son legales<\/span>, sus impactos <\/span>persisten porque la riqueza del hogar se transmite de un hogar a otro. <\/span>De una generaci\u00f3n a la siguiente. Factores que contribuyen a las disparidades de ingresos<\/span>,<\/span> incluyendo diferentes<\/span>Encender en<\/span> acceso a escuelas p\u00fablicas de alto rendimiento y educaci\u00f3n superior<\/span>,<\/span> Tambi\u00e9n permiten que persista la brecha racial de riqueza.<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Dado que la propiedad de una vivienda es la principal forma en que los hogares de clase media generan riqueza, las diferencias raciales en las tasas de propiedad de una vivienda, si bien no son las \u00fanicas responsables de la brecha de riqueza, contribuyen en gran medida a su tama\u00f1o y persistencia. <\/span><\/b>En Nuevo M\u00e9xico, el 721% de los hogares blancos son propietarios de una vivienda, en comparaci\u00f3n con el 631% de los hogares no blancos. Esta brecha de propietarios de vivienda promedio del 91% es significativamente menor que en muchas otras partes de los EE. UU. <\/span>La brecha de propietarios de vivienda entre hispanos en Nuevo M\u00e9xico es de 5,3%, una de las m\u00e1s bajas del pa\u00eds. Esto significa que si permitimos que 10.000 hogares hispanos m\u00e1s se conviertan en propietarios de vivienda, podr\u00edamos cerrar la brecha de propietarios de vivienda entre los blancos y los hispanos de Nuevo M\u00e9xico. <\/span><\/b>\u00a0<\/span><\/p>

As\u00ed que, \u00a1manos a la obra! Hemos eliminado las barreras para ser propietario de una vivienda ofreciendo pagos iniciales bajos (tan bajos como 2% en la mayor\u00eda de los casos), acumulando fondos de m\u00faltiples programas de asistencia, haciendo que los costos de cierre formen parte de nuestros pr\u00e9stamos y eliminando el seguro hipotecario mensual.\u00a0\u00a0<\/span>\u00a0<\/span><\/b>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Todo lo que necesitas hacer es ayudarnos a difundir nuestros servicios. <\/span>Si quieres ir un paso m\u00e1s all\u00e1, puedes compartir el enlace a nuestra pre-solicitud con tus amigos y familiares en las redes sociales.\u00a0<\/span><\/span>\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tObtenga nuestro enlace de pre-solicitud<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Para cerrar la brecha racial de riqueza es necesario <\/span>valiente <\/span>l\u00edderes en nuestra comunidad<\/span>sis<\/span> quien wor<\/span>a<\/span> incansablemente<\/span> Para hacer <\/span>positivo <\/span>do<\/span>colgar<\/span> como nuestro <\/span>C<\/span>jefe <\/span>Oh<\/span>operando <\/span>Oh<\/span>Oficial, Elena Gonzales. <\/span>Ella<\/span> Es un nativo de Nuevo M\u00e9xico que ha defendido ferozmente a las poblaciones marginadas. <\/span>y<\/span> dedic\u00f3 m\u00e1s de 30 a\u00f1os de su vida a hacer que ser propietario de una vivienda sea asequible en Nuevo M\u00e9xico. <\/span>Recientemente nos sentamos con ella para conocer m\u00e1s sobre su trayectoria.<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u00bfQu\u00e9 tiene de especial trabajar con un... <\/span>predominantemente hispano<\/span> \u00bfPoblaci\u00f3n como la de Nuevo M\u00e9xico?\u00a0<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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los <\/span>fuerte deseo<\/span> Ser propietario de una vivienda y el orgullo de ser propietario es tan fuerte en la comunidad hispana, que sirve como inspiraci\u00f3n y recordatorio de que todos queremos y merecemos un lugar estable, seguro y asequible para vivir y <\/span>echar ra\u00edces<\/span>Me encanta que mi cultura est\u00e9 muy orientada a la familia, y un hogar es donde todos se re\u00fanen, cocinan, r\u00eden y crean recuerdos juntos.<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00bfCu\u00e1l es el desaf\u00edo m\u00e1s importante que usted ha ayudado a Homewise a superar?\u00a0<\/span><\/span>\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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He trabajado muy duro para asegurarme de que Homewise sea lo suficientemente flexible en sus operaciones y pr\u00e9stamos para ayudar a m\u00e1s personas y familias a adquirir una vivienda propia. He dedicado mucho tiempo a superar el desaf\u00edo de la asequibilidad elevando el nivel y la prioridad de aumentar el acceso a subsidios m\u00e1s cuantiosos para el pago inicial.\u00a0<\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00bfC\u00f3mo su propia identidad como mujer hispana le ayuda a servir mejor a su comunidad?\u00a0<\/span><\/span><\/strong>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Estoy orgullosa del trabajo que he hecho durante toda mi vida y del trabajo de Homewise para asegurar que abordemos la brecha en la propiedad de viviendas y la riqueza de los hispanos en relaci\u00f3n con nuestros hom\u00f3logos blancos. Me encanta luchar por la igualdad de derechos y la justicia en general. Como mujer hispana, tengo una gran perspectiva sobre c\u00f3mo ayudar a los desfavorecidos y asegurarme de que otros tengan un lugar en la mesa para generar cambios en nuestra comunidad.<\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00bfQuieres una carrera que tenga un impacto positivo en tu comunidad? <\/span>Visita nuestro blog <\/span>Para recibir el consejo de Elena y leer su historia completa<\/span>!<\/span><\/span>\u00a0<\/span><\/span>\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Ya sea que est\u00e9s organizando una reuni\u00f3n con tus amigos y familiares o simplemente quieras probar una nueva receta que <\/span>T\u00fa tienes<\/span> Nunca hab\u00eda o\u00eddo hablar de eso antes, <\/span>hemos<\/span> Te tengo cubierto. <\/span>58.7<\/span>% de nuestros empleados en Homewise son hispanos, <\/span>Pero a 100% de nosotros nos encanta la comida casera.<\/span>s<\/span>, <\/span>entonces <\/span>nosotros<\/span>'ve<\/span> compilado <\/span>Nuestro favorito<\/span> hispano <\/span>Recetas en nuestro blog para que las pruebes<\/span>rio<\/span> Este mes<\/span>!\u00a0<\/span><\/strong><\/span>\u00a0<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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PD: Aseg\u00farate de etiquetarnos en Instagram<\/a> o Facebook<\/a> \u00a1con cualquier receta que recrees!\u00a0<\/span><\/span>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

This Hispanic Heritage Month we are sharing how New Mexico could become the first state to close the racial wealth gap for Hispanic families and the data behind what that really means. Plus, we’re sharing a Q&A with our Chief Operating Officer, Elena Gonzales, and some recipes for this month specially curated by the Homewise […]<\/p>\n","protected":false},"author":29,"featured_media":22757,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,35],"tags":[],"class_list":["post-22743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-newsletter"],"yoast_head":"\nCelebrating Hispanic Heritage Month<\/title>\n<meta name=\"description\" content=\"This #HispanicHeritageMonth we are sharing how New Mexico could become the first state to close the racial wealth gap for Hispanic families and the data behind what that really means. Plus, we're sharing a Q&A with our Chief Operating Officer, Elena Gonzales, and some recipes for this month specially curated by the Homewise team!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/34.106.141.153\/es\/celebrating-hispanic-heritage-month\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Celebrating Hispanic Heritage Month\" \/>\n<meta property=\"og:description\" content=\"This #HispanicHeritageMonth we are sharing how New Mexico could become the first state to close the racial wealth gap for Hispanic families and the data behind what that really means. 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