{"id":25168,"date":"2025-07-01T09:50:20","date_gmt":"2025-07-01T15:50:20","guid":{"rendered":"http:\/\/34.106.141.153\/?p=25168"},"modified":"2026-04-15T13:06:21","modified_gmt":"2026-04-15T19:06:21","slug":"what-is-a-homewise-action-plan","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/what-is-a-homewise-action-plan\/","title":{"rendered":"\u00bfQu\u00e9 es un Plan de Acci\u00f3n Homewise?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"25168\" class=\"elementor elementor-25168\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0a4745 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0a4745\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b74d00d\" data-id=\"b74d00d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce31e8d elementor-widget elementor-widget-image\" data-id=\"ce31e8d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1280\" height=\"425\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner.png\" class=\"attachment-2048x2048 size-2048x2048 wp-image-30930\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner.png 1280w, https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner-300x100.png 300w, https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner-1024x340.png 1024w, https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner-768x255.png 768w, https:\/\/homewise.org\/wp-content\/uploads\/2025\/07\/Action-plan-banner-18x6.png 18w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7317b1a elementor-widget elementor-widget-text-editor\" data-id=\"7317b1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW24504621 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW24504621 BCX8\">Cuando trabaja con Homewise, estamos aqu\u00ed para apoyarlo en cada paso de su camino hacia la propiedad de una vivienda. <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">El primer paso es reunirse con uno de <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">oh<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">Nuestros asesores de compra de vivienda<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> (HPAs)<\/span> <span class=\"NormalTextRun SCXW24504621 BCX8\">qui\u00e9n <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">Estamos aqu\u00ed para ser tu entrenador gratuito y ayudarte a conseguirlo. <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">Preaprobado para una hipoteca y <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">Listo para comprar una casa. Cuando <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">juntarse con<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> tu HPA, t<\/span><span class=\"NormalTextRun CommentStart SCXW24504621 BCX8\">Hola Will<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">yo <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">trabajar contigo<\/span> <span class=\"NormalTextRun SCXW24504621 BCX8\">construir <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">un plan de acci\u00f3n dise\u00f1ado <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">justo<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> para ayudarle a lograr estabilidad financiera y ser propietario de una vivienda.<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> Si ya est\u00e1 financieramente preparado para comprar<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> Cuando te encuentras <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">nosotros o<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> necesito trabajar<\/span> <span class=\"NormalTextRun SCXW24504621 BCX8\">En sus finanzas antes de llegar a la preaprobaci\u00f3n, un plan de acci\u00f3n lo guiar\u00e1 a trav\u00e9s del proceso. <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">a<\/span><span class=\"NormalTextRun SCXW24504621 BCX8\"> Llegando a la meta <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">l\u00ednea. <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">Pero, \u00bfqu\u00e9 exactamente? <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">entra en <\/span><span class=\"NormalTextRun SCXW24504621 BCX8\">\u00bfun plan de acci\u00f3n?<\/span><\/span><span class=\"EOP SCXW24504621 BCX8\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5bf752 elementor-widget elementor-widget-text-editor\" data-id=\"d5bf752\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Evaluaci\u00f3n de su situaci\u00f3n y objetivos \u00fanicos<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e774eff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e774eff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6b5603\" data-id=\"c6b5603\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61880d4 elementor-widget elementor-widget-text-editor\" data-id=\"61880d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">La situaci\u00f3n de cada persona es diferente, por lo que el primer paso para trabajar con un HPA es conocerlo. Conoceremos sus objetivos, el tama\u00f1o de su hogar, sus ingresos, sus deudas y sus ahorros. Esta informaci\u00f3n ser\u00e1 importante para determinar su poder adquisitivo, es decir, cu\u00e1nto puede gastar en una vivienda. Conocer sus objetivos nos ayudar\u00e1 a elaborar un plan dise\u00f1ado para que usted alcance el \u00e9xito.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Una vez que tengamos esta informaci\u00f3n, \u00a1podemos comenzar a trabajar juntos para convertir su sue\u00f1o de ser propietario de una vivienda en realidad!<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55451ef elementor-widget elementor-widget-text-editor\" data-id=\"55451ef\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Preparando su cr\u00e9dito<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-60afa9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"60afa9e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39e53b1\" data-id=\"39e53b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-415f2cc elementor-widget elementor-widget-text-editor\" data-id=\"415f2cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Uno de los factores m\u00e1s importantes para obtener una hipoteca es tu puntaje crediticio. Un puntaje m\u00e1s alto te permite obtener una tasa de inter\u00e9s m\u00e1s baja, lo que te ahorra dinero en tus pagos mensuales y te da acceso a m\u00e1s viviendas dentro de tu presupuesto. Tu asesor hipotecario revisar\u00e1 tu historial crediticio y te explicar\u00e1 c\u00f3mo se calcula tu puntaje y qu\u00e9 impacto tiene en tu capacidad de compra. Si es necesario, trabajar\u00e1 contigo en una estrategia para mejorar tu cr\u00e9dito y prepararte para comprar una casa. <b>El a\u00f1o pasado, nuestros clientes que estaban listos para comprar una casa y que comenzaron a trabajar con nosotros con una puntuaci\u00f3n crediticia inferior a 640 vieron c\u00f3mo su puntuaci\u00f3n aumentaba en un promedio de 79 puntos.\u00a0<\/b><\/span><span data-ccp-props=\"{}\"><b>\u00a0<\/b><\/span><\/p><p><span data-contrast=\"auto\">No importa cu\u00e1l sea su puntaje cuando comience a trabajar con nosotros, nuestros HPA est\u00e1n decididos a ayudarlo a mantener su excelente cr\u00e9dito o mejorar su cr\u00e9dito y dar un gran paso hacia ser due\u00f1o de una casa propia.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-539826e elementor-widget elementor-widget-text-editor\" data-id=\"539826e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Reducir la deuda mensual<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f260ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f260ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0babeea\" data-id=\"0babeea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1537a2 elementor-widget elementor-widget-text-editor\" data-id=\"a1537a2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">La relaci\u00f3n deuda-ingresos (DTI) es otro factor clave para determinar el tipo de hipoteca que puedes obtener y el precio de la vivienda que puedes permitirte. Este valor se calcula dividiendo el total de tus deudas mensuales entre tus ingresos mensuales antes de impuestos. Cuanto menor sea tu deuda mensual, mayor ser\u00e1 tu poder adquisitivo. Si tienes muchas deudas, reducirlas ser\u00e1 una prioridad importante al elaborar un plan de acci\u00f3n con tu asesor hipotecario.<b> El a\u00f1o pasado, nuestros clientes que estaban listos para comprar una casa despu\u00e9s de comenzar con un DTI mayor que un<\/b><\/span><b> <span data-contrast=\"auto\">10% redujo sus pagos mensuales de deuda en $262.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/b><\/p><p><span data-contrast=\"auto\">Si la reducci\u00f3n de la deuda es una de las claves para ser propietario de una vivienda, su HPA lo ayudar\u00e1 a elaborar un plan de acci\u00f3n que reducir\u00e1 su deuda y estr\u00e9s y aumentar\u00e1 su poder adquisitivo para cuando est\u00e9 listo para comprar una vivienda.<\/span><b><span data-contrast=\"auto\">\u00a0<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da4522d elementor-widget elementor-widget-text-editor\" data-id=\"da4522d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Construyendo un plan de ahorro<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b764f4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b764f4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b009505\" data-id=\"b009505\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-924d879 elementor-widget elementor-widget-text-editor\" data-id=\"924d879\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Otro elemento importante al comprar una casa son los ahorros. Cuanto m\u00e1s tenga ahorrado, m\u00e1s podr\u00e1 maximizar su poder adquisitivo o aumentar su seguridad financiera. La mayor\u00eda de los prestamistas le pedir\u00e1n un pago inicial de 20% del precio de la casa, adem\u00e1s de los gastos de cierre. Los compradores que paguen menos de 20% generalmente deber\u00e1n pagar un seguro hipotecario mensual, que protege al prestamista en caso de que el prestatario no pueda realizar los pagos. Sabemos que estos costos pueden ser una barrera importante para ser propietario de una vivienda, por eso ofrecemos <b>Pagos iniciales desde tan solo 2-5%<\/b>, incluir los gastos de cierre en la hipoteca y eliminar el costo mensual adicional del seguro hipotecario. <b>Adem\u00e1s, el aumento medio de ahorros de los clientes que trabajaron con un HPA para prepararse para comprar una vivienda y que ten\u00edan menos de $5,000 en ahorros cuando comenzaron fue de $3,400.<\/b><\/span><span data-ccp-props=\"{}\"><b>\u00a0<\/b><\/span><\/p><p><span data-contrast=\"auto\">Nuestro equipo trabajar\u00e1 con usted para determinar cu\u00e1nto necesita ahorrar para el pago inicial y hablar\u00e1 sobre estrategias para ayudarlo a alcanzar sus objetivos de ahorro, ya sea que eso signifique aumentar sus ahorros o mantenerlos altos.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8707991 elementor-widget elementor-widget-text-editor\" data-id=\"8707991\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Planificando los pr\u00f3ximos pasos<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a8f6b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a8f6b0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d2e1f24\" data-id=\"d2e1f24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe72fb7 elementor-widget elementor-widget-text-editor\" data-id=\"fe72fb7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">Una vez que tenga un plan para mejorar o mantener su cr\u00e9dito, deudas y ahorros, tendr\u00e1 un excelente comienzo en el proceso de compra de una vivienda. Para los siguientes pasos, su asesor financiero le mantendr\u00e1 informado sobre los documentos que necesita proporcionar a medida que avanza hacia la propiedad de una vivienda y le brindar\u00e1 la orientaci\u00f3n necesaria para que se mantenga encaminado hacia sus objetivos. Le ayudar\u00e1 a inscribirse en clases gratuitas de bienestar financiero y educaci\u00f3n para compradores de vivienda que le ayudar\u00e1n a aprender a\u00fan m\u00e1s sobre c\u00f3mo preparar sus finanzas para comprar una vivienda y c\u00f3mo funciona el proceso.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Su HPA le apoyar\u00e1 durante todo el progreso de su plan de acci\u00f3n y se centrar\u00e1 en ayudarle a acercarse a su objetivo de comprar una casa en cada paso del proceso. \u00a1Comience a crear su plan de acci\u00f3n y d\u00e9 el primer paso para tener su propia casa hoy mismo!<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c0f553 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c0f553\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76f7804\" data-id=\"76f7804\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cec02a1 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cec02a1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Empezar<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>When you work with Homewise, we are here to support you in every step of your journey to homeownership. The first step is to meet with one of our Home Purchase Advisors (HPAs) who are here to be your free coach to get you pre-approved for a mortgage and ready to buy a home. When [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":25180,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,1],"tags":[],"class_list":["post-25168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a Homewise Action Plan?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homewise.org\/es\/what-is-a-homewise-action-plan\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Homewise Action Plan?\" \/>\n<meta property=\"og:description\" content=\"When you work with Homewise, we are here to support you in every step of your journey to homeownership. The first step is to meet with one of our Home Purchase Advisors (HPAs) who are here to be your free coach to get you pre-approved for a mortgage and ready to buy a home. 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