{"id":9820,"date":"2015-09-10T16:15:55","date_gmt":"2015-09-10T22:15:55","guid":{"rendered":"https:\/\/homewise-homewise-org.oakleystudio.com\/?p=9820"},"modified":"2022-09-15T11:58:36","modified_gmt":"2022-09-15T17:58:36","slug":"making-a-better-life-erikas-story","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/making-a-better-life-erikas-story\/","title":{"rendered":"Haciendo una vida mejor: la historia de Erika"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9820\" class=\"elementor elementor-9820\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d25479 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d25479\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c257cbf\" data-id=\"c257cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41059c7 elementor-widget elementor-widget-heading\" data-id=\"41059c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Making a Better Life: Erika's Story<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72eff106 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"72eff106\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62333058 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62333058\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75544f40\" data-id=\"75544f40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f4c1086 elementor-widget elementor-widget-post-info\" data-id=\"1f4c1086\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e7f79eb elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"elementor-avatar\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-96x96.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tHomewise\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-fb88251 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>septiembre 10, 2015<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d8122e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d8122e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ba437a\" data-id=\"0ba437a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3460341 elementor-widget elementor-widget-text-editor\" data-id=\"3460341\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When Erika came to the United States from Mexico she had one goal: to make a better life for herself and her young daughter.<\/p><p>It was difficult to leave her home in Mexico and especially to say goodbye to her mother, but she believed a better life was within her reach.<\/p><p>In the United States, Erika began working as a waitress at a popular local restaurant and did everything she could to make ends meet. Over the next few years, she became a mother again, adding a son and another daughter to her family. Money was tight and extra time was in short supply, but she was determined to take care of herself and her children on her own.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-035f321 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"035f321\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-86d0609\" data-id=\"86d0609\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f941513 elementor-widget elementor-widget-image\" data-id=\"f941513\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"643\" height=\"600\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs3.jpeg\" class=\"attachment-large size-large wp-image-9823\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs3.jpeg 643w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs3-300x280.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs3-13x12.jpeg 13w\" sizes=\"(max-width: 643px) 100vw, 643px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a30d8fb\" data-id=\"a30d8fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b3ab37 elementor-widget elementor-widget-image\" data-id=\"8b3ab37\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs1.jpeg\" class=\"attachment-large size-large wp-image-9822\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs1.jpeg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs1-300x225.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs1-768x576.jpeg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs1-16x12.jpeg 16w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-73a2c37\" data-id=\"73a2c37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21b0608 elementor-widget elementor-widget-image\" data-id=\"21b0608\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"683\" height=\"600\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs2.jpeg\" class=\"attachment-large size-large wp-image-9821\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs2.jpeg 683w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs2-300x264.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/Erika-cs2-14x12.jpeg 14w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c3e523 elementor-section-content-middle text-image-lightbox elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c3e523\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b8efed\" data-id=\"8b8efed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e3fa0b elementor-widget elementor-widget-text-editor\" data-id=\"5e3fa0b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>She was living in a mobile home, which she and her family had quickly outgrown, and wanted to buy a larger home of her own. But with her income and expenses, she thought that goal might be out of her reach. A friend who recently purchased a home through Homewise encouraged her to call and assured her she could get the help she needed. Erika first came to Homewise in March of 2014 to begin her journey to the home of her dreams.<\/p><p>Erika had some big financial obstacles to tackle. Her income was largely based on tips and fluctuated from month to month. She had credit challenges and collections, and very little savings. With the help and guidance of Victoria, her Homewise Home Purchase Advisor, she was able to get her finances on track. They started by working on cleaning up her collections to improve her credit. She was even able to successfully remove some collection claims that did not actually belong to her.<\/p><p>Then it was on to savings. Victoria helped Erika set up an IDA savings account and Erika began making regular deposits. She got hooked on savings! Soon she was making bi-weekly deposits into her savings account. To help steady her fluctuating income, she took very little time<br \/>off work and always made her Home Purchase Advising appointments on Wednesdays, her regular day off.<\/p><p>In just six months Erika\u2019s collections had either been paid off or removed from her credit report, and her credit score drastically improved. Along the way she attended Financial Fitness and Homebuyer Education classes at Homewise and by the end of September she had saved enough for her down payment.<\/p><p>She worked with Homewise Realtor Maria and found an affordable 4 bedroom new construction home. While her home was under construction, Erika sold her mobile home and a second vehicle to increase her savings and have even more money to put toward the purchase and furnishing of her new home. Erika closed on her home in January 2015, less than a year after making her first call to Homewise.<\/p><p>The kids eagerly share their favorite things about having a new home. They shout out \u201chaving a room of my own!\u201d and \u201chaving a trampoline in the backyard!\u201d For Erika, the best part is having a safe, quiet and comfortable place to raise her family, and space for her Mom to come visit often from Mexico. When asked what it feels like to be in her home, Erika responds happily, \u201cIt\u2019s exactly how I imagined it would be. It is a great blessing for me and my children.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6104398f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6104398f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d5954e9\" data-id=\"3d5954e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a95152c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7a95152c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6faf0b34 elementor-widget elementor-widget-heading\" data-id=\"6faf0b34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">About the Author:<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66e7f2ad elementor-hidden-desktop elementor-hidden-tablet elementor-author-box--avatar-yes elementor-author-box--link-no elementor-widget elementor-widget-author-box\" data-id=\"66e7f2ad\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-300x300.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47af95aa elementor-author-box--image-valign-middle elementor-author-box--layout-image-left elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-widget elementor-widget-author-box\" data-id=\"47af95aa\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-300x300.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tHomewise\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\tHomewise helps create successful homeowners and strengthen neighborhoods in New Mexico. We do this through our comprehensive real estate and lending services designed to support working families and individuals. We are a nonprofit lender, also known as a Community Development Finance Institution (CDFI).\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Making a Better Life: Erika&#8217;s Story When Erika came to the United States from Mexico she had one goal: to make a better life for herself and her young daughter. It was difficult to leave her home in Mexico and especially to say goodbye to her mother, but she believed a better life was within [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":9823,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,14],"tags":[],"class_list":["post-9820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-client-story"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Making a Better Life: Erika\u2019s Story<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/homewise.org\/es\/making-a-better-life-erikas-story\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Making a Better Life: Erika\u2019s Story\" \/>\n<meta property=\"og:description\" content=\"Making a Better Life: Erika&#8217;s Story When Erika came to the United States from Mexico she had one goal: to make a better life for herself and her young daughter. 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