{"id":9860,"date":"2016-10-10T16:37:57","date_gmt":"2016-10-10T22:37:57","guid":{"rendered":"https:\/\/homewise-homewise-org.oakleystudio.com\/?p=9860"},"modified":"2022-09-15T11:49:12","modified_gmt":"2022-09-15T17:49:12","slug":"room-for-the-whole-family","status":"publish","type":"post","link":"https:\/\/homewise.org\/es\/room-for-the-whole-family\/","title":{"rendered":"Habitaci\u00f3n para toda la familia"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9860\" class=\"elementor elementor-9860\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d25479 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d25479\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c257cbf\" data-id=\"c257cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41059c7 elementor-widget elementor-widget-heading\" data-id=\"41059c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Room for the Whole Family<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72eff106 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"72eff106\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_blur_effect&quot;:&quot;yes&quot;,&quot;motion_fx_blur_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;motion_fx_blur_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:36}},&quot;motion_fx_blur_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9854a93 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9854a93\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2555078a\" data-id=\"2555078a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c84e37d elementor-widget elementor-widget-post-info\" data-id=\"7c84e37d\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e7f79eb elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"elementor-avatar\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-96x96.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t\t\t\tHomewise\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-fb88251 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>octubre 10, 2016<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d8122e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d8122e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0ba437a\" data-id=\"0ba437a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3460341 elementor-widget elementor-widget-text-editor\" data-id=\"3460341\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rafael and Maria first tried to buy a home nearly 10 years ago. They\u2019d been pre-approved by a bank for a mortgage loan, but then the recession hit.<\/p><p>Rafael was working in construction at the time and his once-steady income dropped quickly and dramatically. They could no longer afford to buy and would have to continue renting an apartment for what felt like a very long time. As the economy improved, Rafael found steady work again and, slowly but surely, they got back on their feet.<\/p><p>In early 2015, they felt the time was right to take another look at buying a home, and came to Homewise upon the recommendation of a friend. They heard that Homewise had a special homebuyer program for immigrants with an ITIN number instead of a Social Security number. They\u2019d been told by other banks and lenders that they couldn\u2019t get a mortgage without a Social Security number and were excited to hear that Homewise might be able to help them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-035f321 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"035f321\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-86d0609\" data-id=\"86d0609\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f941513 elementor-widget elementor-widget-image\" data-id=\"f941513\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria3.jpeg\" class=\"attachment-large size-large wp-image-9864\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria3.jpeg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria3-300x225.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria3-768x576.jpeg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria3-16x12.jpeg 16w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a30d8fb\" data-id=\"a30d8fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b3ab37 elementor-widget elementor-widget-image\" data-id=\"8b3ab37\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"522\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria1.jpeg\" class=\"attachment-large size-large wp-image-9862\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria1.jpeg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria1-300x196.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria1-768x501.jpeg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria1-18x12.jpeg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-73a2c37\" data-id=\"73a2c37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21b0608 elementor-widget elementor-widget-image\" data-id=\"21b0608\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria2.jpeg\" class=\"attachment-large size-large wp-image-9863\" alt=\"\" srcset=\"https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria2.jpeg 800w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria2-300x225.jpeg 300w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria2-768x576.jpeg 768w, https:\/\/homewise.org\/wp-content\/uploads\/2022\/07\/RafaelMaria2-16x12.jpeg 16w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5c3e523 elementor-section-content-middle text-image-lightbox elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c3e523\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b8efed\" data-id=\"8b8efed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e3fa0b elementor-widget elementor-widget-text-editor\" data-id=\"5e3fa0b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>After meeting with a Homewise Home Purchase Advisor, they knew they had some work to do on savings and budgeting. Rafael remembers, \u201cSometimes it was hard and we felt like we were giving up things we wanted, but we stayed focused on our goal.\u201d By Christmas they would have that home and celebrate together with their whole family for the first time in a home of their own.<\/p><p>Their pride of ownership is obvious. Rafael has already remodeled the dining room and bathroom, and his next project is to paint the outside and put up a new fence. Perhaps most importantly, his first home improvement was to build an entire room of shelves in the basement for Maria\u2019s shoe collection. Maria is an avid shoe lover and was excited to show us her collection of dressy heels and boots, but it\u2019s the dancing shoes she loves best. Maria and Rafael love to dance and go out as often as they can to a local night club where he used to work on the janitorial crew.<\/p><p>These days, while they still enjoy dancing, their greatest love is spending time with their two grandchildren who also live in the home along with their two daughters. One of the best parts of owning a home is finally having space for their family to be together. \u201cOn the weekends I make tamales for the whole family. Everyone comes over, my sisters, cousins, and we have room for them all.\u201d Maria\u2019s love for her family time is obvious and this year she finally had the space to host her grandson\u2019s birthday party at home, \u201cExactly where I\u2019d always wanted it to be.\u201d<\/p><p>Rafael is a big believer in the power of Homewise\u2019s Homebuyer Education workshop and credits much of what he learned there to becoming a successful homeowner. \u201cIn the workshop, we learned about making extra payments on our mortgage to reduce the length of our loan. We have a 30-year mortgage but have a plan to pay it off in 15!\u201d he said excitedly. And if he could give one piece of advice to anyone considering buying a home? \u201cGo to Homewise,\u201d he says. \u201cThe classes alone are so informative and help you really understand and be prepared for homeownership. After our first experience trying to buy a home, we thought it was impossible for us. Now here we are, loving our home and everything it means to our family.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aee5223 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aee5223\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-75d3ec48\" data-id=\"75d3ec48\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c71d6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"82c71d6\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e22f93d elementor-widget elementor-widget-heading\" data-id=\"4e22f93d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">About the Author:<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48c3a84a elementor-hidden-desktop elementor-hidden-tablet elementor-author-box--avatar-yes elementor-author-box--link-no elementor-widget elementor-widget-author-box\" data-id=\"48c3a84a\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-300x300.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a61def2 elementor-author-box--image-valign-middle elementor-author-box--layout-image-left elementor-author-box--avatar-yes elementor-author-box--name-yes elementor-author-box--biography-yes elementor-widget elementor-widget-author-box\" data-id=\"5a61def2\" data-element_type=\"widget\" data-widget_type=\"author-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-author-box\">\n\t\t\t\t\t\t\t<div  class=\"elementor-author-box__avatar\">\n\t\t\t\t\t<img decoding=\"async\" src=\"http:\/\/34.106.141.153\/wp-content\/uploads\/2021\/06\/homewise-logo-favicon-2021-300x300.png\" alt=\"Picture of Homewise\" loading=\"lazy\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-author-box__text\">\n\t\t\t\t\t\t\t\t\t<div >\n\t\t\t\t\t\t<h4 class=\"elementor-author-box__name\">\n\t\t\t\t\t\t\tHomewise\t\t\t\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-author-box__bio\">\n\t\t\t\t\t\tHomewise helps create successful homeowners and strengthen neighborhoods in New Mexico. We do this through our comprehensive real estate and lending services designed to support working families and individuals. We are a nonprofit lender, also known as a Community Development Finance Institution (CDFI).\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Room for the Whole Family Rafael and Maria first tried to buy a home nearly 10 years ago. They\u2019d been pre-approved by a bank for a mortgage loan, but then the recession hit. Rafael was working in construction at the time and his once-steady income dropped quickly and dramatically. They could no longer afford to [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":9862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,14],"tags":[],"class_list":["post-9860","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-a-home","category-client-story"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Room for the Whole Family<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/34.106.141.153\/room-for-the-whole-family\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Room for the Whole Family\" \/>\n<meta property=\"og:description\" content=\"Room for the Whole Family Rafael and Maria first tried to buy a home nearly 10 years ago. They\u2019d been pre-approved by a bank for a mortgage loan, but then the recession hit. Rafael was working in construction at the time and his once-steady income dropped quickly and dramatically. 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