Path to Homeownership

Cartoon of Tom. Click for video of him talking about his path to owning a home
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Homeownership is Possible

Watch the video to learn how Tom worked with Homewise to set him on the path to owning his own home.

Get Started

your homewise team will guide and advise you through every step of the homebuying process

Step 1

Prepare Your Finances

We’ll show you how to manage your finances so you can qualify for the best mortgage loan possible.

Take advantage of free one-on-one coaching from a Home Purchase Advisor who will help you create a personal financial action plan. Your plan may include reducing debt, building savings, or improving credit.

Attend our free workshops that focus on how to make wise financial and home buying decisions.

Learn if you qualify for our down payment assistance.

Step 2

Find the Right Home

Work with one of our friendly, non-commissioned realtors to find the right home for your lifestyle and budget.

Look at any home in New Mexico, new or existing. Our knowledgeable Real Estate team will guide you through the homebuying process.

Our non-commissioned Realtors are dedicated to putting your needs first, and will spend as much time as you need to find the right home.

Step 3

Get the Right Mortgage

Homewise offers affordable, fixed-rate mortgages with stable monthly payments that may be less than your rent.

You can save thousands with a Homewise loan. We offer low down payment lending options with no mortgage insurance.

Down payment assistance is available for qualified borrowers

Homewise provides local personal service to our clients. You can easily reach us by phone (no out-of-state call center), or even stop by and talk to us in person if you have any questions or concerns about your loan.

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More Homewise Services

Homewise can help you sell, improve or refinance your home, too!