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Refinance Your Mortgage

You can invest wisely in your home by refinancing your existing mortgage to one with a lower interest rate and better terms. Refinancing could lower your monthly payment and also lower your overall borrowing costs, saving you money in the long run. If you currently have an adjustable rate mortgage, refinancing to a fixed-rate can give you the security of knowing that your rate will never change for the life of the loan. With personal, local service and no up-front costs, we’re here to help you get the mortgage that works for you and your budget. Get started today! 

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Why consider a mortgage refinance?

  • If interest rates are lower than when you bought your home, you could lower your monthly payment.
  • If you have a variable rate mortgage, refinancing to a fixed-rate mortgage can provide you with the security of a stable rate and principal payment that will not change over the life of the loan.
  • You may be able to pay off your mortgage faster by shortening your loan term. 

Homewise offers personalized, local service to help you determine if a refinance is right for you. Get started today by calling our Santa Fe office at 505.983.9473 or our Albuquerque office at 505.243.6566. A Homewise Loan Officer will discuss your financial goals, analyze your current mortgage, assess whether you will be able to refinance, and provide you with options that will best address your needs. If you are looking for ways to reduce debt, increase your credit score and become more financially fit, Homewise also offers free financial coaching and workshops to help you take a proactive approach to manage your money and planning for the future. Learn more and sign up for an upcoming class here: https://homewise.org/attend-a-class/