Category: Financial Fitness
5 Financial Tips for Trying Times▸
If you are experiencing financial hardship because of the COVID-19 pandemic, it is important to know your options and proactively seek out services and resources. We are here to help support your financial wellbeing and have compiled our top 5 tips for staying financially fit during these trying times.
6 Questions to Ask About Debt Consolidation▸
Perhaps you’ve heard ads encouraging you to consolidate all of your debts into one easy payment, telling you this is the way to get rid of your debt. Before you take that road, there are some important questions you should ask.
Everyone has a plan for your tax refund. Do you?▸
Practically every year starting in March, we are bombarded by advertisements from retailers telling us to spend our tax refunds in their stores. They entice us with discounts and sometimes even offer to cash out our tax refund checks.
Homeowner’s Insurance: Do I need it?▸
If you are financing your home, your lender will require that you carry homeowner insurance, with a clause that the lender will be on the policy as ‘loss payee’. For example, if there is a fire on the property, the lender will collect first their part.
Homeownership and Holiday Expenses▸
The holidays will be here soon! This is the time of year when we celebrate with our closest friends and family. These moments are precious, and we want them to be as stress-free and enjoyable as possible.
Do you need a credit card…or two?▸
It is easy to lose control by charging our credit cards to their limit or taking out loan after loan. However, open and active credit lines in good standing build our credit and show our worthiness as a borrower.
Credit Catastrophe? Bankruptcy, Foreclosure, Short Sale, Divorce▸
For many people these four things can spell catastrophe for their credit. However, what most people don’t know is that you can rebuild your credit. Bankruptcy, Foreclosure, Short Sale, and Divorce do not ruin your credit forever.
Is it Still a Good Time to Refinance?▸
Many homeowners are finding that it is still a good time to refinance. Interest rates are slowly starting to inch up, but they’re much lower than what many people have…