Get help buying a home in Valencia County. Homewise is partnering with Valencia County on a down payment assistance program to make homeownership more affordable. Eligible participants can receive up to $30,000 in assistance, with $10,000 extra for new-construction homes. Available in communities across Valencia County, including Los Lunas, Belen, Peralta, Bosque Farms, and Tome.
Ready to take the next step? Reach out to our team to learn more and see if you qualify. Don’t wait! Funds are limited and home sales need to be closed by June 30, 2026.
how it works
- Talk to a Home Purchase Advisor to assess your financial situation and determine if you qualify
- Get pre-qualified for a mortgage with Homewise
- Work with a Homewise Realtor to find the right home for you
- Work with a Homewise loan officer to close on your home (outside realtors can work with us too)
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qualify for
Down payment Assistance
This program is available to first-time homebuyers and current homeowners looking to purchase a new primary residence in Valencia County. Assistance can be used toward the purchase of an existing home or new construction.* Households earning up to 150% of the area median income may be eligible. A Homewise Home Purchase Advisor can help you determine if you qualify.
Don’t wait! Funds are limited and home sales need to be closed by June 30, 2026.
*If purchasing a newly constructed home, the builder must contribute at least $10,000 toward the transaction. This may be applied as additional down payment assistance, a price reduction, closing cost credit, interest rate buydown, or another County-approved concession.
Get Started Today
Reach out to learn more about down payment assistance in Valencia County. Don’t wait! Funds are limited and home sales need to be closed by June 30, 2026.
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