Homewise offers affordable home improvement loans to help New Mexico homeowners invest in their homes. Whether you’re planning a kitchen remodel, repairing your roof, upgrading your HVAC, or improving energy efficiency, we’re here to help. Learn more about how to approach making home improvements here.
Borrow up to 95% of your home’s equity and bring your project to life. Our lending team will guide you through a simple, streamlined application process.
hOW IT WORKS
- Apply Online
Complete a quick application with no impact on your credit score. - Review Your Options
See your loan amount, rate, and terms upfront—no surprises. - Get Funded
Receive your fund and start your home renovation project.
aPPLY ONLINE
REVIEW YOUR OPTIONS
GET FUNDED
hOME IMPROVEMENT LOAN REQUIREMENTS
To qualify for a home improvement loan, you must:
- Have owned your home for at least 12 months
- Occupy the property as your primary residence
- Be located in New Mexico
We’ll also complete a soft credit check (no impact to your score) to confirm eligibility.
hOME IMPROVEMENT fINANCING
Our home improvement financing includes:
- Low, fixed interest rates
- Clear, predictable monthly payments
- 15- or 30-year terms
- No appraisal required for loans under $100,000
- No hidden fees
- No prepayment penalties
ALBUQUERQUE OFFICE
500 2nd Street SW
Albuquerque, NM 87102
PHONE: 505-243-6566SANTA FE OFFICE
1301 Siler Road, Bldg D
Santa Fe, NM 87507
PHONE: 505-983-9473EMAIL:
START YOUR APPLICATION
Have questions or ready to get started? Connect with one of our loan experts today… we’re here to help!
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